Best Cheap Auto Insurance in Oilton, TX (2021)

The average Oilton, TX auto insurance rates are $351 per month. The minimum auto insurance in Oilton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Oilton, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Oilton is 35.4 minutes
  • The minimum auto insurance required in Oilton, Texas is 30/60/25
  • The most expensive auto insurance company in Oilton for teen drivers is Allstate

Oilton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Oilton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oilton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Oilton to other Texas cities, including San Antonio auto insurance rates, Laredo auto insurance rates, and Fort Worth auto insurance rates to see how Oilton, Texas auto insurance rates stack up.

Before you buy Oilton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oilton, Texas auto insurance quotes.

Minimum Auto Insurance in Oilton, Texas

Oilton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oilton, Texas.

Minimum Required Auto Insurance Coverage in Oilton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oilton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oilton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oilton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,137 $4,188 $4,086 $4,086 $10,706 $12,990 $5,134 $5,374
American Family $2,641 $2,941 $2,488 $2,849 $7,141 $9,388 $3,817 $4,365
GEICO $2,259 $2,420 $2,154 $2,423 $4,775 $4,941 $2,436 $2,428
Nationwide $3,108 $3,185 $2,725 $2,918 $8,486 $11,058 $3,616 $3,948
Progressive $2,773 $2,687 $2,434 $2,493 $10,841 $12,167 $3,323 $3,419
State Farm $2,234 $2,234 $1,970 $1,970 $5,013 $6,322 $2,406 $2,478
USAA $1,769 $1,791 $1,693 $1,696 $4,834 $5,288 $2,362 $2,552

Cheap Oilton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oilton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Oilton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Oilton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,706 $12,990
American Family $7,141 $9,388
GEICO $4,775 $4,941
Nationwide $8,486 $11,058
Progressive $10,841 $12,167
State Farm $5,013 $6,322
USAA $4,834 $5,288

Cheap Oilton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Oilton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oilton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,086 $4,086
American Family $2,488 $2,849
GEICO $2,154 $2,423
Nationwide $2,725 $2,918
Progressive $2,434 $2,493
State Farm $1,970 $1,970
USAA $1,693 $1,696

Cheap Oilton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oilton, Texas compared to the annual auto insurance rates with a clean record in Oilton, Texas.

Annual Oilton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,965 $7,573 $7,848 $4,965
American Family $4,059 $5,167 $4,531 $4,059
GEICO $2,531 $3,299 $2,815 $3,273
Nationwide $4,199 $4,199 $6,346 $4,778
Progressive $4,375 $5,597 $5,142 $4,955
State Farm $2,768 $3,132 $3,647 $2,768
USAA $2,054 $3,030 $3,548 $2,359

Cheap Oilton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oilton, Texas is not easy. Compare the annual rates for DUI auto insurance in Oilton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Oilton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,848
American Family $4,531
GEICO $2,815
Nationwide $6,346
Progressive $5,142
State Farm $3,647
USAA $3,548

Cheap Oilton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oilton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oilton, Texas

Insurance Company Poor Fair Good
Allstate $8,081 $5,894 $5,038
American Family $6,118 $3,858 $3,386
GEICO $4,588 $2,606 $1,745
Nationwide $5,900 $4,674 $4,067
Progressive $5,716 $4,861 $4,475
State Farm $4,360 $2,713 $2,162
USAA $4,033 $2,333 $1,878

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oilton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oilton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Oilton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oilton, Texas

ZIP Code Average Annual Rates
78371 $6,224

Cheap Oilton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Oilton, Texas auto insurance. Find the cheapest annual Oilton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oilton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,183 $6,492
American Family $4,454 $4,454
GEICO $2,919 $3,040
Nationwide $4,880 $4,880
Progressive $5,017 $5,017
State Farm $3,079 $3,079
USAA $2,712 $2,784

Cheap Oilton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oilton, Texas? Check out the comparison of annual Oilton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oilton, Texas

Insurance Company Low Medium High
Allstate $6,214 $6,291 $6,508
American Family $4,123 $4,271 $4,967
GEICO $2,817 $2,937 $3,185
Nationwide $5,259 $4,657 $4,725
Progressive $4,782 $5,000 $5,270
State Farm $2,910 $3,063 $3,263
USAA $2,641 $2,733 $2,869

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Oilton, Texas

Compare the cheapest auto insurance companies in Oilton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oilton, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Oilton, Texas Auto Insurance Companies

What auto insurance companies in Oilton, Texas are the cheapest? Compare the top Oilton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oilton, Texas

Insurance Company Average Annual Rates
Allstate $6,338
American Family $4,454
GEICO $2,980
Nationwide $4,880
Progressive $5,017
State Farm $3,079
USAA $2,748

What affects auto insurance rates in Oilton, Texas?

There are a lot of reasons why auto insurance rates in Oilton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oilton, Texas. Many local factors may affect your Oilton auto insurance rates.

Oilton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oilton, Texas commute length is 35.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Oilton, Texas Auto Insurance Quotes

Before you buy Oilton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oilton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption