Best Cheap Auto Insurance in Oil City, LA (2021)

The average Oil City, LA auto insurance rates are $405 per month. The minimum auto insurance in Oil City is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Oil City, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Oil City is 19.9 minutes
  • The cheapest auto insurance company in Oil City is USAA
  • The most expensive auto insurance company in Oil City for teen drivers is Progressive

Oil City, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Oil City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oil City, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Oil City to other Louisiana cities, including Kenner auto insurance rates, Shreveport auto insurance rates, and Lake Charles auto insurance rates to see how Oil City, Louisiana auto insurance rates stack up.

Before you buy Oil City, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oil City, Louisiana auto insurance quotes.

Minimum Auto Insurance in Oil City, Louisiana

Oil City, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oil City, Louisiana.

Minimum Required Auto Insurance Coverage in Oil City, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oil City, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oil City, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oil City, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,986 $3,439 $3,528 $4,274 $11,207 $11,895 $2,896 $2,838
Progressive $3,159 $2,957 $2,647 $2,838 $12,935 $14,403 $3,649 $3,797
State Farm $2,408 $2,408 $2,206 $2,206 $7,203 $9,017 $2,690 $3,044
USAA $2,345 $2,306 $2,284 $2,265 $6,977 $8,189 $2,875 $3,145

Cheap Oil City, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oil City, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Oil City, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Oil City, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $11,207 $11,895
Progressive $12,935 $14,403
State Farm $7,203 $9,017
USAA $6,977 $8,189

Cheap Oil City, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Oil City, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oil City, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,528 $4,274
Progressive $2,647 $2,838
State Farm $2,206 $2,206
USAA $2,284 $2,265

Cheap Oil City, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oil City, Louisiana compared to the annual auto insurance rates with a clean record in Oil City, Louisiana.

Annual Oil City, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,665 $5,917 $7,244 $4,705
Progressive $4,827 $6,501 $6,218 $5,647
State Farm $3,569 $4,227 $3,898 $3,898
USAA $2,901 $4,015 $4,817 $3,460

Cheap Oil City, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oil City, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Oil City, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Oil City, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $7,244
Progressive $6,218
State Farm $3,898
USAA $4,817

Cheap Oil City, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oil City, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oil City, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,402 $5,556 $4,191
Progressive $6,545 $5,617 $5,232
State Farm $5,416 $3,476 $2,802
USAA $5,245 $3,351 $2,799

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Cheap Oil City, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oil City, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Oil City, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oil City, Louisiana

ZIP Code Average Annual Rates
71061 $4,539

Cheap Oil City, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Oil City, Louisiana auto insurance. Find the cheapest annual Oil City, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oil City, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $5,280 $5,486
Progressive $5,798 $5,798
State Farm $3,800 $3,996
USAA $3,683 $3,914

Cheap Oil City, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oil City, Louisiana? Check out the comparison of annual Oil City, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oil City, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,554 $5,401 $6,193
Progressive $5,025 $5,759 $6,611
State Farm $3,418 $3,889 $4,386
USAA $3,329 $3,853 $4,213

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Best By Category: Cheapest Auto Insurance in Oil City, Louisiana

Compare the cheapest auto insurance companies in Oil City, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oil City, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Oil City, Louisiana Auto Insurance Companies

What auto insurance companies in Oil City, Louisiana are the cheapest? Compare the top Oil City, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oil City, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,383
Progressive $5,798
State Farm $3,898
USAA $3,798

What affects auto insurance rates in Oil City, Louisiana?

There are a lot of reasons why auto insurance rates in Oil City, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oil City, Louisiana. Many local factors may affect your Oil City auto insurance rates.

Oil City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Oil City, Louisiana auto theft statistics, there have been 0 auto thefts in the city.

Oil City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oil City, Louisiana commute length is 19.9 minutes according to City-Data.

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Compare Oil City, Louisiana Auto Insurance Quotes

Before you buy Oil City, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oil City, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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