Best Cheap Auto Insurance in Ohiowa, NE (2021)

The average Ohiowa, NE auto insurance rates are $273 per month. The minimum auto insurance in Ohiowa is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Ohiowa, Nebraska, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Ohiowa for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Ohiowa, Nebraska is 25/50/25
  • The average commute length in Ohiowa is 25.3 minutes

Ohiowa, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Ohiowa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ohiowa, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Ohiowa to other Nebraska cities, including Fremont auto insurance rates, Lincoln auto insurance rates, and Grand Island auto insurance rates to see how Ohiowa, Nebraska auto insurance rates stack up.

Before you buy Ohiowa, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ohiowa, Nebraska auto insurance quotes.

Minimum Auto Insurance in Ohiowa, Nebraska

Ohiowa, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ohiowa, Nebraska.

Minimum Required Auto Insurance Coverage in Ohiowa, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ohiowa, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ohiowa, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ohiowa, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,778 $1,778 $1,616 $1,616 $2,948 $4,303 $1,739 $1,877
Farmers $2,252 $2,245 $2,023 $2,128 $8,375 $8,631 $2,539 $2,660
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,101 $3,368 $2,450 $2,983 $13,109 $14,737 $3,259 $3,611
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $2,051 $1,983 $1,683 $1,748 $7,832 $8,835 $2,457 $2,631
State Farm $1,528 $1,528 $1,326 $1,326 $3,970 $5,087 $1,682 $1,908
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

Cheap Ohiowa, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ohiowa, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Ohiowa, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Ohiowa, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,948 $4,303
Farmers $8,375 $8,631
GEICO $6,043 $7,918
Liberty Mutual $13,109 $14,737
Nationwide $3,762 $4,696
Progressive $7,832 $8,835
State Farm $3,970 $5,087
USAA $4,410 $5,293

Cheap Ohiowa, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Ohiowa, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ohiowa, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,616 $1,616
Farmers $2,023 $2,128
GEICO $2,841 $2,734
Liberty Mutual $2,450 $2,983
Nationwide $1,483 $1,588
Progressive $1,683 $1,748
State Farm $1,326 $1,326
USAA $1,282 $1,324

Cheap Ohiowa, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ohiowa, Nebraska compared to the annual auto insurance rates with a clean record in Ohiowa, Nebraska.

Annual Ohiowa, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,161 $2,345 $2,161 $2,161
Farmers $3,270 $4,178 $4,076 $3,903
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,003 $5,884 $6,386 $6,036
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $3,106 $4,553 $3,473 $3,480
State Farm $2,144 $2,444 $2,294 $2,294
USAA $1,804 $2,270 $3,391 $2,044

Cheap Ohiowa, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ohiowa, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Ohiowa, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Ohiowa, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,161
Farmers $4,076
GEICO $5,286
Liberty Mutual $6,386
Nationwide $3,442
Progressive $3,473
State Farm $2,294
USAA $3,391

Cheap Ohiowa, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ohiowa, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ohiowa, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,952 $2,024 $1,645
Farmers $4,429 $3,657 $3,483
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,415 $5,075 $3,992
Nationwide $2,832 $2,253 $1,983
Progressive $4,196 $3,517 $3,245
State Farm $3,333 $1,999 $1,552
USAA $3,172 $2,143 $1,817

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ohiowa, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Ohiowa, Nebraska auto insurance. Find the cheapest annual Ohiowa, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ohiowa, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,189 $2,225
Farmers $3,857 $3,857
GEICO $3,746 $3,863
Liberty Mutual $5,827 $5,827
Nationwide $2,356 $2,356
Progressive $3,653 $3,653
State Farm $2,236 $2,353
USAA $2,349 $2,405

Cheap Ohiowa, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ohiowa, Nebraska? Check out the comparison of annual Ohiowa, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ohiowa, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,196 $2,273 $2,153
Farmers $3,699 $3,804 $4,068
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,664 $5,796 $6,022
Nationwide $2,394 $2,346 $2,329
Progressive $3,493 $3,644 $3,822
State Farm $2,216 $2,290 $2,376
USAA $2,305 $2,374 $2,453

Best By Category: Cheapest Auto Insurance in Ohiowa, Nebraska

Compare the cheapest auto insurance companies in Ohiowa, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ohiowa, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Ohiowa, Nebraska Auto Insurance Companies

What auto insurance companies in Ohiowa, Nebraska are the cheapest? Compare the top Ohiowa, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ohiowa, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,207
Farmers $3,857
GEICO $3,805
Liberty Mutual $5,827
Nationwide $2,356
Progressive $3,653
State Farm $2,294
USAA $2,377

What affects auto insurance rates in Ohiowa, Nebraska?

There are a lot of reasons why auto insurance rates in Ohiowa, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ohiowa, Nebraska. Many local factors may affect your Ohiowa auto insurance rates.

Ohiowa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ohiowa, Nebraska commute length is 25.3 minutes according to City-Data.

Compare Ohiowa, Nebraska Auto Insurance Quotes

Before you buy Ohiowa, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ohiowa, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption