Best Cheap Auto Insurance in Oglesby, IL (2021)

The average Oglesby, IL auto insurance rates are $246 per month. The minimum auto insurance in Oglesby is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Oglesby, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Oglesby is 19.0 minutes
  • The minimum auto insurance required in Oglesby, Illinois is 25/50/20
  • Average auto insurance rates in Oglesby, IL for senior drivers are $1,695 per year

Oglesby, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Oglesby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oglesby, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Oglesby to other Illinois cities, including Waukegan auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates to see how Oglesby, Illinois auto insurance rates stack up.

Before you buy Oglesby, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oglesby, Illinois auto insurance quotes.

Minimum Auto Insurance in Oglesby, Illinois

Oglesby, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oglesby, Illinois.

Minimum Required Auto Insurance Coverage in Oglesby, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Oglesby, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oglesby, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oglesby, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,272 $2,272 $2,014 $2,130 $9,808 $10,228 $2,600 $2,722
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,279 $1,379 $1,068 $1,191 $4,137 $4,597 $1,335 $1,406
Nationwide $1,479 $1,505 $1,321 $1,398 $3,944 $5,055 $1,710 $1,850
Progressive $1,909 $1,811 $1,575 $1,641 $6,835 $7,684 $2,280 $2,475
State Farm $1,278 $1,278 $1,146 $1,146 $3,739 $4,734 $1,446 $1,669
Travelers $1,465 $1,545 $1,336 $1,423 $4,200 $5,252 $1,553 $1,635
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

Cheap Oglesby, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oglesby, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Oglesby, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Oglesby, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $5,668 $7,844
Farmers $9,808 $10,228
GEICO $4,524 $4,715
Liberty Mutual $4,137 $4,597
Nationwide $3,944 $5,055
Progressive $6,835 $7,684
State Farm $3,739 $4,734
Travelers $4,200 $5,252
USAA $4,980 $5,522

Cheap Oglesby, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Oglesby, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oglesby, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $1,837 $1,837
Farmers $2,014 $2,130
GEICO $1,429 $1,724
Liberty Mutual $1,068 $1,191
Nationwide $1,321 $1,398
Progressive $1,575 $1,641
State Farm $1,146 $1,146
Travelers $1,336 $1,423
USAA $1,486 $1,482

Cheap Oglesby, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oglesby, Illinois compared to the annual auto insurance rates with a clean record in Oglesby, Illinois.

Annual Oglesby, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,591 $4,633 $4,517 $4,282
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,711 $2,417 $2,129 $1,939
Nationwide $1,847 $2,379 $2,789 $2,115
Progressive $2,703 $3,999 $2,991 $3,413
State Farm $1,873 $2,236 $2,055 $2,055
Travelers $1,835 $2,401 $2,670 $2,298
USAA $1,898 $2,702 $3,703 $2,283

Cheap Oglesby, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oglesby, Illinois is not easy. Compare the annual rates for DUI auto insurance in Oglesby, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Oglesby, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,736
American Family $4,461
Farmers $4,517
GEICO $3,243
Liberty Mutual $2,129
Nationwide $2,789
Progressive $2,991
State Farm $2,055
Travelers $2,670
USAA $3,703

Cheap Oglesby, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oglesby, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oglesby, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $4,281 $2,918 $2,470
Farmers $4,834 $4,065 $3,867
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,892 $1,810 $1,445
Nationwide $2,717 $2,199 $1,932
Progressive $3,732 $3,169 $2,928
State Farm $2,988 $1,789 $1,387
Travelers $2,807 $2,259 $1,836
USAA $3,539 $2,416 $1,985

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Cheap Oglesby, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oglesby, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Oglesby, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oglesby, Illinois

ZIP Code Average Annual Rates
61348 $2,911

Cheap Oglesby, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Oglesby, Illinois auto insurance. Find the cheapest annual Oglesby, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oglesby, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,182 $3,264
Farmers $4,256 $4,256
GEICO $2,338 $2,425
Liberty Mutual $2,049 $2,049
Nationwide $2,283 $2,283
Progressive $3,276 $3,276
State Farm $2,003 $2,106
Travelers $2,211 $2,391
USAA $2,572 $2,721

Cheap Oglesby, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oglesby, Illinois? Check out the comparison of annual Oglesby, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oglesby, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,103 $3,341 $3,224
Farmers $4,050 $4,155 $4,562
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,936 $2,045 $2,166
Nationwide $2,267 $2,301 $2,280
Progressive $3,017 $3,271 $3,541
State Farm $1,943 $2,058 $2,162
Travelers $2,165 $2,298 $2,440
USAA $2,479 $2,643 $2,817

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Best By Category: Cheapest Auto Insurance in Oglesby, Illinois

Compare the cheapest auto insurance companies in Oglesby, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oglesby, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Oglesby, Illinois Auto Insurance Companies

What auto insurance companies in Oglesby, Illinois are the cheapest? Compare the top Oglesby, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oglesby, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,223
Farmers $4,256
GEICO $2,382
Liberty Mutual $2,049
Nationwide $2,283
Progressive $3,276
State Farm $2,055
Travelers $2,301
USAA $2,647

What affects auto insurance rates in Oglesby, Illinois?

There are a lot of reasons why auto insurance rates in Oglesby, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oglesby, Illinois. Many local factors may affect your Oglesby auto insurance rates.

Oglesby Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oglesby, Illinois commute length is 19.0 minutes according to City-Data.

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Compare Oglesby, Illinois Auto Insurance Quotes

Before you buy Oglesby, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oglesby, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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