Best Cheap Auto Insurance in Ogden, KS (2021)

The average Ogden, KS auto insurance rates are $265 per month. The minimum auto insurance in Ogden is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Ogden, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ogden, KS for senior drivers are $1,847 per year
  • The cheapest auto insurance company in Ogden is American Family
  • The average commute length in Ogden is 18.0 minutes

Ogden, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Ogden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ogden, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Ogden to other Kansas cities, including Shawnee auto insurance rates, Lenexa auto insurance rates, and Manhattan auto insurance rates to see how Ogden, Kansas auto insurance rates stack up.

Before you buy Ogden, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ogden, Kansas auto insurance quotes.

Minimum Auto Insurance in Ogden, Kansas

Ogden, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ogden, Kansas.

Minimum Required Auto Insurance Coverage in Ogden, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ogden, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ogden, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ogden, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,495 $1,495 $1,351 $1,351 $2,960 $3,561 $1,495 $1,688
Farmers $2,452 $2,427 $2,187 $2,289 $6,870 $7,104 $2,773 $2,914
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,723 $1,772 $1,538 $1,653 $3,704 $4,531 $2,026 $2,156
Progressive $2,130 $2,023 $1,719 $1,794 $7,914 $8,910 $2,514 $2,690
State Farm $1,629 $1,629 $1,427 $1,427 $4,338 $5,529 $1,830 $2,068
Travelers $1,866 $1,901 $1,817 $1,838 $7,480 $11,685 $1,911 $2,269
USAA $1,216 $1,231 $1,123 $1,124 $4,276 $4,459 $1,609 $1,667

Cheap Ogden, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ogden, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Ogden, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Ogden, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $2,960 $3,561
Farmers $6,870 $7,104
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,704 $4,531
Progressive $7,914 $8,910
State Farm $4,338 $5,529
Travelers $7,480 $11,685
USAA $4,276 $4,459

Cheap Ogden, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Ogden, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ogden, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,351 $1,351
Farmers $2,187 $2,289
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,538 $1,653
Progressive $1,719 $1,794
State Farm $1,427 $1,427
Travelers $1,817 $1,838
USAA $1,123 $1,124

Cheap Ogden, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ogden, Kansas compared to the annual auto insurance rates with a clean record in Ogden, Kansas.

Annual Ogden, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,887 $2,037 $1,887 $1,887
Farmers $3,049 $3,939 $3,838 $3,683
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,809 $2,074 $3,608 $2,060
Progressive $3,426 $4,015 $3,583 $3,823
State Farm $2,305 $2,664 $2,484 $2,484
Travelers $2,810 $3,659 $5,033 $3,881
USAA $1,525 $2,064 $3,015 $1,748

Cheap Ogden, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ogden, Kansas is not easy. Compare the annual rates for DUI auto insurance in Ogden, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ogden, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $1,887
Farmers $3,838
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,608
Progressive $3,583
State Farm $2,484
Travelers $5,033
USAA $3,015

Cheap Ogden, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ogden, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ogden, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,514 $1,775 $1,485
Farmers $4,262 $3,407 $3,212
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,637 $2,343 $2,183
Progressive $4,252 $3,577 $3,306
State Farm $3,617 $2,162 $1,675
Travelers $4,443 $3,619 $3,476
USAA $2,838 $1,877 $1,549

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Cheap Ogden, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ogden, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Ogden, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ogden, Kansas

ZIP Code Average Annual Rates
66517 $3,365

Cheap Ogden, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ogden, Kansas auto insurance. Find the cheapest annual Ogden, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ogden, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $1,900 $1,949
Farmers $3,627 $3,627
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,388 $2,388
Progressive $3,712 $3,712
State Farm $2,423 $2,546
Travelers $3,846 $3,846
USAA $2,029 $2,147

Cheap Ogden, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ogden, Kansas? Check out the comparison of annual Ogden, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ogden, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $1,938 $2,021 $1,814
Farmers $3,480 $3,608 $3,794
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,514 $2,364 $2,286
Progressive $3,521 $3,682 $3,933
State Farm $2,394 $2,491 $2,568
Travelers $3,660 $3,852 $4,025
USAA $2,013 $2,083 $2,169

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Best By Category: Cheapest Auto Insurance in Ogden, Kansas

Compare the cheapest auto insurance companies in Ogden, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ogden, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ogden, Kansas Auto Insurance Companies

What auto insurance companies in Ogden, Kansas are the cheapest? Compare the top Ogden, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ogden, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $1,924
Farmers $3,627
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,388
Progressive $3,712
State Farm $2,484
Travelers $3,846
USAA $2,088

What affects auto insurance rates in Ogden, Kansas?

There are a lot of reasons why auto insurance rates in Ogden, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ogden, Kansas. Many local factors may affect your Ogden auto insurance rates.

Ogden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ogden, Kansas commute length is 18.0 minutes according to City-Data.

Ogden Traffic

How does Ogden, Kansas rank for traffic? According to Inrix Ogden, Kansas is the 931st most congested worldwide.

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Compare Ogden, Kansas Auto Insurance Quotes

Before you buy Ogden, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ogden, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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