Best Cheap Auto Insurance in Oelrichs, SD (2021)

The average Oelrichs, SD auto insurance rates are $366 per month. The minimum auto insurance in Oelrichs is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Oelrichs, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Oelrichs is State Farm
  • The most expensive auto insurance company in Oelrichs for teen drivers is Liberty Mutual
  • Average auto insurance rates in Oelrichs, SD for senior drivers are $2,390 per year

Oelrichs, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Oelrichs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oelrichs, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Oelrichs to other South Dakota cities, including Brookings auto insurance rates, Huron auto insurance rates, and Aberdeen auto insurance rates to see how Oelrichs, South Dakota auto insurance rates stack up.

Before you buy Oelrichs, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oelrichs, South Dakota auto insurance quotes.

Minimum Auto Insurance in Oelrichs, South Dakota

Oelrichs, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oelrichs, South Dakota.

Minimum Required Auto Insurance Coverage in Oelrichs, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oelrichs, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oelrichs, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oelrichs, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,665 $2,307 $2,468 $10,950 $13,101 $2,952 $3,228
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,647 $2,629 $2,174 $2,236 $9,089 $10,378 $3,314 $3,449
State Farm $1,431 $1,431 $1,249 $1,249 $3,765 $4,795 $1,606 $1,820

Cheap Oelrichs, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oelrichs, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Oelrichs, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Oelrichs, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,950 $13,101
American Family $6,026 $8,854
Farmers $10,882 $11,320
GEICO $4,505 $5,300
Liberty Mutual $19,027 $21,372
Nationwide $4,690 $6,095
Progressive $9,089 $10,378
State Farm $3,765 $4,795

Cheap Oelrichs, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Oelrichs, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oelrichs, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,307 $2,468
American Family $2,598 $2,598
Farmers $2,140 $2,226
GEICO $2,090 $1,926
Liberty Mutual $4,059 $4,938
Nationwide $1,922 $2,061
Progressive $2,174 $2,236
State Farm $1,249 $1,249

Cheap Oelrichs, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oelrichs, South Dakota compared to the annual auto insurance rates with a clean record in Oelrichs, South Dakota.

Annual Oelrichs, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,161 $4,844 $6,467 $4,670
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,879 $5,210 $4,188 $4,682
State Farm $2,015 $2,322 $2,168 $2,168

Cheap Oelrichs, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oelrichs, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Oelrichs, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Oelrichs, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,467
American Family $5,591
Farmers $4,868
GEICO $4,551
Liberty Mutual $9,756
Nationwide $4,363
Progressive $4,188
State Farm $2,168

Cheap Oelrichs, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oelrichs, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oelrichs, South Dakota

Insurance Company Poor Fair Good
Allstate $6,140 $4,801 $4,165
American Family $5,228 $3,769 $3,193
Farmers $5,235 $4,421 $4,239
GEICO $4,421 $2,244 $1,520
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,667 $2,879 $2,531
Progressive $5,217 $4,299 $3,953
State Farm $3,156 $1,887 $1,462

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Cheap Oelrichs, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oelrichs, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Oelrichs, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oelrichs, South Dakota

ZIP Code Average Annual Rates
57763 $4,582

Cheap Oelrichs, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Oelrichs, South Dakota auto insurance. Find the cheapest annual Oelrichs, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oelrichs, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,912 $5,159
American Family $4,013 $4,113
Farmers $4,632 $4,632
GEICO $2,695 $2,762
Liberty Mutual $8,955 $8,955
Nationwide $3,026 $3,026
Progressive $4,490 $4,490
State Farm $2,116 $2,221

Cheap Oelrichs, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oelrichs, South Dakota? Check out the comparison of annual Oelrichs, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oelrichs, South Dakota

Insurance Company Low Medium High
Allstate $4,882 $5,026 $5,198
American Family $4,106 $4,185 $3,899
Farmers $4,435 $4,582 $4,877
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $2,847 $3,013 $3,217
Progressive $4,379 $4,449 $4,640
State Farm $2,089 $2,170 $2,246

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Best By Category: Cheapest Auto Insurance in Oelrichs, South Dakota

Compare the cheapest auto insurance companies in Oelrichs, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oelrichs, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Oelrichs, South Dakota Auto Insurance Companies

What auto insurance companies in Oelrichs, South Dakota are the cheapest? Compare the top Oelrichs, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oelrichs, South Dakota

Insurance Company Average Annual Rates
Allstate $5,035
American Family $4,063
Farmers $4,632
GEICO $2,728
Liberty Mutual $8,955
Nationwide $3,026
Progressive $4,490
State Farm $2,168

What affects auto insurance rates in Oelrichs, South Dakota?

There are a lot of reasons why auto insurance rates in Oelrichs, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oelrichs, South Dakota. Many local factors may affect your Oelrichs auto insurance rates.

Oelrichs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oelrichs, South Dakota commute length is 25.4 minutes according to City-Data.

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Compare Oelrichs, South Dakota Auto Insurance Quotes

Before you buy Oelrichs, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oelrichs, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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