Best Cheap Auto Insurance in Odessa, DE (2021)

The average Odessa, DE auto insurance rates are $530 per month. The minimum auto insurance in Odessa is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Odessa, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Odessa is USAA
  • The average commute length in Odessa is 28.2 minutes
  • Average auto insurance rates in Odessa, DE for senior drivers are $3,689 per year

Odessa, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Odessa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Odessa, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Odessa to other Delaware cities, including New Castle auto insurance rates, Newark auto insurance rates, and Smyrna auto insurance rates to see how Odessa, Delaware auto insurance rates stack up.

Before you buy Odessa, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Odessa, Delaware auto insurance quotes.

Minimum Auto Insurance in Odessa, Delaware

Odessa, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Odessa, Delaware.

Minimum Required Auto Insurance Coverage in Odessa, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Odessa, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Odessa, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Odessa, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,249 $4,165 $3,728 $3,928 $15,436 $18,024 $4,461 $4,729
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,861 $3,824 $3,519 $3,500 $9,220 $11,691 $4,281 $4,568
Progressive $2,186 $2,019 $1,920 $1,959 $11,167 $12,340 $2,676 $2,604
State Farm $3,123 $3,123 $2,887 $2,887 $8,987 $11,605 $3,509 $3,651
Travelers $1,728 $1,734 $1,711 $1,666 $10,211 $15,800 $1,845 $1,981
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

Cheap Odessa, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Odessa, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Odessa, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Odessa, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,436 $18,024
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $9,220 $11,691
Progressive $11,167 $12,340
State Farm $8,987 $11,605
Travelers $10,211 $15,800
USAA $4,377 $5,133

Cheap Odessa, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Odessa, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Odessa, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,728 $3,928
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $3,519 $3,500
Progressive $1,920 $1,959
State Farm $2,887 $2,887
Travelers $1,711 $1,666
USAA $1,112 $1,108

Cheap Odessa, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Odessa, Delaware compared to the annual auto insurance rates with a clean record in Odessa, Delaware.

Annual Odessa, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,192 $7,434 $8,692 $7,042
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $4,425 $4,425 $8,146 $5,236
Progressive $3,966 $5,268 $4,521 $4,681
State Farm $4,501 $5,442 $4,972 $4,972
Travelers $3,901 $3,912 $6,437 $4,089
USAA $1,778 $1,778 $3,035 $2,031

Cheap Odessa, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Odessa, Delaware is not easy. Compare the annual rates for DUI auto insurance in Odessa, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Odessa, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,692
GEICO $4,373
Liberty Mutual $26,761
Nationwide $8,146
Progressive $4,521
State Farm $4,972
Travelers $6,437
USAA $3,035

Cheap Odessa, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Odessa, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Odessa, Delaware

Insurance Company Poor Fair Good
Allstate $9,434 $6,677 $5,909
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $6,471 $5,347 $4,855
Progressive $5,150 $4,510 $4,167
State Farm $7,613 $4,192 $3,110
Travelers $5,108 $4,220 $4,426
USAA $3,521 $1,710 $1,236

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Cheap Odessa, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Odessa, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Odessa, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Odessa, Delaware

ZIP Code Average Annual Rates
19730 $6,354

Cheap Odessa, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Odessa, Delaware auto insurance. Find the cheapest annual Odessa, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Odessa, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,340 $7,340
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $5,558 $5,558
Progressive $4,609 $4,609
State Farm $4,801 $5,142
Travelers $4,585 $4,585
USAA $2,133 $2,178

Cheap Odessa, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Odessa, Delaware? Check out the comparison of annual Odessa, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Odessa, Delaware

Insurance Company Low Medium High
Allstate $6,708 $7,427 $7,884
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $5,512 $5,464 $5,698
Progressive $4,044 $4,664 $5,119
State Farm $4,634 $4,984 $5,296
Travelers $4,248 $4,743 $4,763
USAA $2,014 $2,152 $2,301

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Best By Category: Cheapest Auto Insurance in Odessa, Delaware

Compare the cheapest auto insurance companies in Odessa, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Odessa, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Odessa, Delaware Auto Insurance Companies

What auto insurance companies in Odessa, Delaware are the cheapest? Compare the top Odessa, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Odessa, Delaware

Insurance Company Average Annual Rates
Allstate $7,340
GEICO $3,368
Liberty Mutual $18,249
Nationwide $5,558
Progressive $4,609
State Farm $4,972
Travelers $4,585
USAA $2,156

What affects auto insurance rates in Odessa, Delaware?

There are a lot of reasons why auto insurance rates in Odessa, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Odessa, Delaware. Many local factors may affect your Odessa auto insurance rates.

Odessa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Odessa, Delaware commute length is 28.2 minutes according to City-Data.

Odessa Traffic

How does Odessa, Delaware rank for traffic? According to Inrix Odessa, Delaware is the 859th most congested worldwide.

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Compare Odessa, Delaware Auto Insurance Quotes

Before you buy Odessa, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Odessa, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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