Best Cheap Auto Insurance in Oden, AR (2021)

The average Oden, AR auto insurance rates are $348 per month. The minimum auto insurance in Oden is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Oden, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Oden for teen drivers is Travelers
  • The minimum auto insurance required in Oden, Arkansas is 25/50/25
  • Average auto insurance rates in Oden, AR for senior drivers are $2,187 per year

Oden, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Oden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oden, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Oden to other Arkansas cities, including Conway auto insurance rates, Little Rock auto insurance rates, and Fayetteville auto insurance rates to see how Oden, Arkansas auto insurance rates stack up.

Before you buy Oden, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oden, Arkansas auto insurance quotes.

Minimum Auto Insurance in Oden, Arkansas

Oden, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oden, Arkansas.

Minimum Required Auto Insurance Coverage in Oden, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oden, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oden, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oden, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,896 $2,582 $2,758 $10,790 $12,980 $3,172 $3,444
Farmers $2,527 $2,520 $2,262 $2,369 $10,331 $10,718 $2,904 $3,081
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,934 $2,797 $2,405 $2,510 $12,076 $13,630 $3,515 $3,809
State Farm $1,839 $1,839 $1,628 $1,628 $5,090 $6,415 $2,067 $2,369
Travelers $2,195 $2,240 $2,152 $2,162 $12,515 $20,090 $2,339 $2,727
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Cheap Oden, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oden, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Oden, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Oden, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,790 $12,980
Farmers $10,331 $10,718
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,076 $13,630
State Farm $5,090 $6,415
Travelers $12,515 $20,090
USAA $3,886 $4,077

Cheap Oden, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Oden, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oden, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,758
Farmers $2,262 $2,369
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,405 $2,510
State Farm $1,628 $1,628
Travelers $2,152 $2,162
USAA $1,166 $1,177

Cheap Oden, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oden, Arkansas compared to the annual auto insurance rates with a clean record in Oden, Arkansas.

Annual Oden, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $5,375 $6,011 $5,115
Farmers $3,880 $4,963 $4,845 $4,669
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,711 $6,520 $4,946 $5,661
State Farm $2,639 $3,081 $2,860 $2,860
Travelers $4,867 $5,029 $7,338 $5,976
USAA $1,561 $1,971 $2,842 $1,731

Cheap Oden, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oden, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Oden, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Oden, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,011
Farmers $4,845
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,946
State Farm $2,860
Travelers $7,338
USAA $2,842

Cheap Oden, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oden, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oden, Arkansas

Insurance Company Poor Fair Good
Allstate $6,508 $5,001 $4,056
Farmers $5,234 $4,370 $4,164
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,214 $5,272 $4,892
State Farm $4,144 $2,494 $1,941
Travelers $6,666 $5,553 $5,187
USAA $2,687 $1,831 $1,560

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Cheap Oden, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oden, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Oden, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oden, Arkansas

ZIP Code Average Annual Rates
71961 $4,254

Cheap Oden, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Oden, Arkansas auto insurance. Find the cheapest annual Oden, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oden, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,188 $5,188
Farmers $4,589 $4,589
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,459 $5,459
State Farm $2,793 $2,927
Travelers $5,802 $5,802
USAA $1,968 $2,084

Cheap Oden, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oden, Arkansas? Check out the comparison of annual Oden, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oden, Arkansas

Insurance Company Low Medium High
Allstate $5,058 $5,186 $5,322
Farmers $4,387 $4,546 $4,834
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,075 $5,376 $5,927
State Farm $2,741 $2,857 $2,981
Travelers $5,540 $5,819 $6,048
USAA $1,947 $2,019 $2,112

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Best By Category: Cheapest Auto Insurance in Oden, Arkansas

Compare the cheapest auto insurance companies in Oden, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oden, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Oden, Arkansas Auto Insurance Companies

What auto insurance companies in Oden, Arkansas are the cheapest? Compare the top Oden, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oden, Arkansas

Insurance Company Average Annual Rates
Allstate $5,188
Farmers $4,589
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,459
State Farm $2,860
Travelers $5,802
USAA $2,026

What affects auto insurance rates in Oden, Arkansas?

There are a lot of reasons why auto insurance rates in Oden, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oden, Arkansas. Many local factors may affect your Oden auto insurance rates.

Oden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oden, Arkansas commute length is 30.2 minutes according to City-Data.

Oden Traffic

How does Oden, Arkansas rank for traffic? According to Inrix Oden, Arkansas is the 223rd most congested worldwide.

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Compare Oden, Arkansas Auto Insurance Quotes

Before you buy Oden, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oden, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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