Best Cheap Auto Insurance in Odell, TX (2021)

The average Odell, TX auto insurance rates are $304 per month. The minimum auto insurance in Odell is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Odell, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Odell, TX for senior drivers are $2,224 per year
  • The cheapest auto insurance company in Odell is USAA
  • The minimum auto insurance required in Odell, Texas is 30/60/25

Odell, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Odell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Odell, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Odell to other Texas cities, including Fort Worth auto insurance rates, San Antonio auto insurance rates, and Austin auto insurance rates to see how Odell, Texas auto insurance rates stack up.

Before you buy Odell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Odell, Texas auto insurance quotes.

Minimum Auto Insurance in Odell, Texas

Odell, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Odell, Texas.

Minimum Required Auto Insurance Coverage in Odell, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Odell, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Odell, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Odell, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $2,895 $3,169 $2,515 $2,837 $6,379 $8,427 $3,917 $4,443
GEICO $2,260 $2,388 $2,080 $2,285 $4,700 $4,917 $2,448 $2,489
Nationwide $2,341 $2,391 $2,064 $2,196 $6,476 $8,367 $2,732 $2,967
Progressive $2,454 $2,309 $2,180 $2,230 $10,135 $11,221 $2,872 $2,872
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Cheap Odell, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Odell, Texas is a challenge. Take a look at the annual teen auto insurance rates in Odell, Texas.

Annual Auto Insurance Rates for Teen Drivers in Odell, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $6,379 $8,427
GEICO $4,700 $4,917
Nationwide $6,476 $8,367
Progressive $10,135 $11,221
State Farm $4,064 $5,155
USAA $3,876 $4,276

Cheap Odell, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Odell, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Odell, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,515 $2,837
GEICO $2,080 $2,285
Nationwide $2,064 $2,196
Progressive $2,180 $2,230
State Farm $1,556 $1,556
USAA $1,376 $1,388

Cheap Odell, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Odell, Texas compared to the annual auto insurance rates with a clean record in Odell, Texas.

Annual Odell, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $3,970 $4,975 $4,375 $3,970
GEICO $2,502 $3,224 $2,813 $3,243
Nationwide $3,194 $3,194 $4,763 $3,616
Progressive $3,955 $5,112 $4,616 $4,453
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,686 $2,452 $2,888 $1,934

Cheap Odell, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Odell, Texas is not easy. Compare the annual rates for DUI auto insurance in Odell, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Odell, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,571
American Family $4,375
GEICO $2,813
Nationwide $4,763
Progressive $4,616
State Farm $2,937
USAA $2,888

Cheap Odell, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Odell, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Odell, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $6,116 $3,670 $3,182
GEICO $4,534 $2,577 $1,726
Nationwide $4,439 $3,548 $3,088
Progressive $5,108 $4,409 $4,085
State Farm $3,491 $2,172 $1,730
USAA $3,323 $1,888 $1,510

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Cheap Odell, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Odell, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Odell, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Odell, Texas

ZIP Code Average Annual Rates
79247 $5,325

Cheap Odell, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Odell, Texas auto insurance. Find the cheapest annual Odell, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Odell, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,206 $5,445
American Family $4,323 $4,323
GEICO $2,882 $3,010
Nationwide $3,692 $3,692
Progressive $4,534 $4,534
State Farm $2,464 $2,464
USAA $2,212 $2,269

Cheap Odell, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Odell, Texas? Check out the comparison of annual Odell, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Odell, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $4,123 $4,220 $4,625
GEICO $2,836 $2,922 $3,080
Nationwide $4,001 $3,530 $3,544
Progressive $4,272 $4,504 $4,826
State Farm $2,350 $2,458 $2,585
USAA $2,181 $2,233 $2,307

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Best By Category: Cheapest Auto Insurance in Odell, Texas

Compare the cheapest auto insurance companies in Odell, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Odell, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Odell, Texas Auto Insurance Companies

What auto insurance companies in Odell, Texas are the cheapest? Compare the top Odell, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Odell, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $4,323
GEICO $2,946
Nationwide $3,692
Progressive $4,534
State Farm $2,464
USAA $2,240

Compare Odell, Texas Auto Insurance Quotes

Before you buy Odell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Odell, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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