Best Cheap Auto Insurance in Ocotillo, CA (2021)

The average Ocotillo, CA auto insurance rates are $261 per month. The minimum auto insurance in Ocotillo is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Ocotillo, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ocotillo, California is 15/30/5
  • The most expensive auto insurance company in Ocotillo for teen drivers is Farmers
  • The cheapest auto insurance company in Ocotillo is Progressive

Ocotillo, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Ocotillo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ocotillo, California, including driving record, credit, commute time, and more.

Compare auto insurance in Ocotillo to other California cities, including San Francisco auto insurance rates, Bakersfield auto insurance rates, and San Jose auto insurance rates to see how Ocotillo, California auto insurance rates stack up.

Before you buy Ocotillo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ocotillo, California auto insurance quotes.

Minimum Auto Insurance in Ocotillo, California

Ocotillo, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ocotillo, California.

Minimum Required Auto Insurance Coverage in Ocotillo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Ocotillo, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ocotillo, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ocotillo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,813 $2,842 $2,027 $2,079 $7,577 $9,592 $3,691 $4,162
Farmers $2,039 $2,039 $1,813 $1,813 $6,495 $10,800 $2,413 $2,681
GEICO $1,515 $1,517 $1,427 $1,427 $4,606 $4,694 $2,176 $2,230
Liberty Mutual $2,054 $1,948 $1,907 $1,849 $4,483 $4,761 $2,318 $2,333
Nationwide $2,615 $2,503 $2,281 $2,157 $6,507 $7,198 $3,103 $3,077
Progressive $1,458 $1,497 $1,225 $1,454 $3,758 $4,530 $2,077 $2,227
State Farm $2,881 $2,881 $2,568 $2,568 $5,231 $6,496 $3,184 $3,281
Travelers $2,144 $2,086 $1,889 $1,869 $4,276 $4,912 $2,756 $2,718
USAA $1,763 $1,673 $1,724 $1,736 $3,934 $3,962 $2,442 $2,311

Cheap Ocotillo, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ocotillo, California is a challenge. Take a look at the annual teen auto insurance rates in Ocotillo, California.

Annual Auto Insurance Rates for Teen Drivers in Ocotillo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,577 $9,592
Farmers $6,495 $10,800
GEICO $4,606 $4,694
Liberty Mutual $4,483 $4,761
Nationwide $6,507 $7,198
Progressive $3,758 $4,530
State Farm $5,231 $6,496
Travelers $4,276 $4,912
USAA $3,934 $3,962

Cheap Ocotillo, California Auto Insurance for Seniors

What are senior auto insurance rates in Ocotillo, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ocotillo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,027 $2,079
Farmers $1,813 $1,813
GEICO $1,427 $1,427
Liberty Mutual $1,907 $1,849
Nationwide $2,281 $2,157
Progressive $1,225 $1,454
State Farm $2,568 $2,568
Travelers $1,889 $1,869
USAA $1,724 $1,736

Cheap Ocotillo, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ocotillo, California compared to the annual auto insurance rates with a clean record in Ocotillo, California.

Annual Ocotillo, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,598 $4,441 $6,925 $3,427
Farmers $2,771 $3,781 $4,731 $3,762
GEICO $1,715 $2,638 $3,317 $2,127
Liberty Mutual $2,349 $3,148 $2,840 $2,489
Nationwide $2,572 $3,293 $5,561 $3,293
Progressive $1,503 $2,529 $2,920 $2,161
State Farm $2,589 $3,092 $5,857 $3,008
Travelers $1,924 $3,054 $3,571 $2,776
USAA $1,626 $2,408 $3,958 $1,781

Cheap Ocotillo, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ocotillo, California is not easy. Compare the annual rates for DUI auto insurance in Ocotillo, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Ocotillo, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,925
Farmers $4,731
GEICO $3,317
Liberty Mutual $2,840
Nationwide $5,561
Progressive $2,920
State Farm $5,857
Travelers $3,571
USAA $3,958

Cheap Ocotillo, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ocotillo, California can vary. Compare the annual cost of auto insurance by ZIP code in Ocotillo, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ocotillo, California

ZIP Code Average Annual Rates
92259 $4,259

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Cheap Ocotillo, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Ocotillo, California auto insurance. Find the cheapest annual Ocotillo, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ocotillo, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,924 $4,771
Farmers $3,416 $4,108
GEICO $2,225 $2,673
Liberty Mutual $2,487 $2,926
Nationwide $3,256 $4,105
Progressive $2,067 $2,489
State Farm $3,504 $3,769
Travelers $2,551 $3,112
USAA $2,253 $2,633

Cheap Ocotillo, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ocotillo, California? Check out the comparison of annual Ocotillo, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ocotillo, California

Insurance Company Low Medium High
Allstate $4,168 $4,378 $4,498
Farmers $3,563 $3,782 $3,940
GEICO $2,247 $2,475 $2,625
Liberty Mutual $2,534 $2,730 $2,856
Nationwide $3,321 $3,738 $3,982
Progressive $2,072 $2,342 $2,421
State Farm $3,315 $3,690 $3,903
Travelers $2,510 $2,900 $3,084
USAA $2,243 $2,485 $2,602

Best By Category: Cheapest Auto Insurance in Ocotillo, California

Compare the cheapest auto insurance companies in Ocotillo, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ocotillo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Ocotillo, California Auto Insurance Companies

What auto insurance companies in Ocotillo, California are the cheapest? Compare the top Ocotillo, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ocotillo, California

Insurance Company Average Annual Rates
Allstate $4,348
Farmers $3,762
GEICO $2,449
Liberty Mutual $2,707
Nationwide $3,680
Progressive $2,278
State Farm $3,636
Travelers $2,831
USAA $2,443

Compare Ocotillo, California Auto Insurance Quotes

Before you buy Ocotillo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ocotillo, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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