Best Cheap Auto Insurance in Oconto Falls, WI (2021)

The average Oconto Falls, WI auto insurance rates are $238 per month. The minimum auto insurance in Oconto Falls is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Oconto Falls, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Oconto Falls is 23.1 minutes
  • The cheapest auto insurance company in Oconto Falls is American Family
  • The most expensive auto insurance company in Oconto Falls for teen drivers is Nationwide

Oconto Falls, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Oconto Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oconto Falls, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Oconto Falls to other Wisconsin cities, including Waukesha auto insurance rates, Milwaukee auto insurance rates, and Janesville auto insurance rates to see how Oconto Falls, Wisconsin auto insurance rates stack up.

Before you buy Oconto Falls, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oconto Falls, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Oconto Falls, Wisconsin

Oconto Falls, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oconto Falls, Wisconsin.

Minimum Required Auto Insurance Coverage in Oconto Falls, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Oconto Falls, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oconto Falls, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oconto Falls, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,152 $2,264 $1,992 $2,198 $7,022 $8,995 $2,182 $2,368
American Family $929 $972 $876 $885 $2,659 $2,932 $1,092 $1,162
Farmers $1,823 $1,825 $1,617 $1,709 $8,581 $8,896 $2,077 $2,186
GEICO $1,260 $1,382 $1,296 $1,481 $4,104 $4,415 $1,167 $1,203
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $3,437 $3,621 $2,847 $3,002 $7,027 $10,773 $4,183 $4,970
Progressive $1,684 $1,617 $1,379 $1,431 $6,132 $6,937 $2,022 $2,187
State Farm $1,353 $1,353 $1,187 $1,187 $3,631 $4,614 $1,520 $1,725
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

Cheap Oconto Falls, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oconto Falls, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Oconto Falls, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Oconto Falls, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $8,995
American Family $2,659 $2,932
Farmers $8,581 $8,896
GEICO $4,104 $4,415
Liberty Mutual $6,057 $6,797
Nationwide $7,027 $10,773
Progressive $6,132 $6,937
State Farm $3,631 $4,614
USAA $3,343 $3,879

Cheap Oconto Falls, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Oconto Falls, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oconto Falls, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,992 $2,198
American Family $876 $885
Farmers $1,617 $1,709
GEICO $1,296 $1,481
Liberty Mutual $1,486 $1,690
Nationwide $2,847 $3,002
Progressive $1,379 $1,431
State Farm $1,187 $1,187
USAA $1,186 $1,206

Cheap Oconto Falls, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oconto Falls, Wisconsin compared to the annual auto insurance rates with a clean record in Oconto Falls, Wisconsin.

Annual Oconto Falls, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,975 $4,091 $3,827 $3,693
American Family $1,377 $1,459 $1,459 $1,459
Farmers $3,132 $3,950 $3,731 $3,544
GEICO $1,423 $2,284 $2,592 $1,856
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $4,212 $4,873 $5,972 $4,873
Progressive $2,683 $3,229 $2,780 $3,003
State Farm $1,919 $2,223 $2,071 $2,071
USAA $1,547 $1,949 $2,637 $1,764

Cheap Oconto Falls, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oconto Falls, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Oconto Falls, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Oconto Falls, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,827
American Family $1,459
Farmers $3,731
GEICO $2,592
Liberty Mutual $3,378
Nationwide $5,972
Progressive $2,780
State Farm $2,071
USAA $2,637

Cheap Oconto Falls, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oconto Falls, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oconto Falls, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,787 $3,295 $2,858
American Family $1,930 $1,267 $1,119
Farmers $4,061 $3,428 $3,278
GEICO $2,674 $1,908 $1,533
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $5,601 $4,673 $4,673
Progressive $3,345 $2,816 $2,610
State Farm $3,089 $1,773 $1,350
USAA $3,041 $1,602 $1,279

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Cheap Oconto Falls, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oconto Falls, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Oconto Falls, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oconto Falls, Wisconsin

ZIP Code Average Annual Rates
54154 $2,763

Cheap Oconto Falls, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Oconto Falls, Wisconsin auto insurance. Find the cheapest annual Oconto Falls, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oconto Falls, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,559 $3,734
American Family $1,414 $1,463
Farmers $3,589 $3,589
GEICO $1,995 $2,083
Liberty Mutual $2,994 $2,994
Nationwide $4,982 $4,982
Progressive $2,924 $2,924
State Farm $2,021 $2,122
USAA $1,949 $2,000

Cheap Oconto Falls, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oconto Falls, Wisconsin? Check out the comparison of annual Oconto Falls, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oconto Falls, Wisconsin

Insurance Company Low Medium High
Allstate $3,484 $3,637 $3,819
American Family $1,419 $1,451 $1,445
Farmers $3,325 $3,561 $3,882
GEICO $1,902 $2,037 $2,177
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $4,831 $4,979 $5,137
Progressive $2,761 $2,944 $3,065
State Farm $1,972 $2,076 $2,165
USAA $1,905 $1,976 $2,042

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Best By Category: Cheapest Auto Insurance in Oconto Falls, Wisconsin

Compare the cheapest auto insurance companies in Oconto Falls, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oconto Falls, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Oconto Falls, Wisconsin Auto Insurance Companies

What auto insurance companies in Oconto Falls, Wisconsin are the cheapest? Compare the top Oconto Falls, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oconto Falls, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,647
American Family $1,438
Farmers $3,589
GEICO $2,039
Liberty Mutual $2,994
Nationwide $4,983
Progressive $2,924
State Farm $2,071
USAA $1,974

What affects auto insurance rates in Oconto Falls, Wisconsin?

There are a lot of reasons why auto insurance rates in Oconto Falls, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oconto Falls, Wisconsin. Many local factors may affect your Oconto Falls auto insurance rates.

Oconto Falls Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Oconto Falls, Wisconsin auto theft statistics, there have been 3 auto thefts in the city.

Oconto Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oconto Falls, Wisconsin commute length is 23.1 minutes according to City-Data.

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Compare Oconto Falls, Wisconsin Auto Insurance Quotes

Before you buy Oconto Falls, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oconto Falls, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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