Best Cheap Auto Insurance in Oconomowoc, WI (2021)

The average Oconomowoc, WI auto insurance rates are $232 per month. The minimum auto insurance in Oconomowoc is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Oconomowoc, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Oconomowoc is American Family
  • The minimum auto insurance required in Oconomowoc, Wisconsin is 25/50/10
  • Average auto insurance rates in Oconomowoc, WI for senior drivers are $1,510 per year

Oconomowoc, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Oconomowoc can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oconomowoc, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Oconomowoc to other Wisconsin cities, including Kenosha auto insurance rates, Eau Claire auto insurance rates, and Racine auto insurance rates to see how Oconomowoc, Wisconsin auto insurance rates stack up.

Before you buy Oconomowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oconomowoc, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Oconomowoc, Wisconsin

Oconomowoc, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oconomowoc, Wisconsin.

Minimum Required Auto Insurance Coverage in Oconomowoc, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oconomowoc, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oconomowoc, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oconomowoc, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,197 $2,311 $2,034 $2,242 $7,280 $9,296 $2,226 $2,419
American Family $908 $946 $874 $876 $2,924 $3,205 $1,083 $1,150
Farmers $1,906 $1,909 $1,682 $1,793 $9,549 $9,916 $2,159 $2,241
GEICO $1,099 $1,228 $1,173 $1,377 $3,790 $4,075 $1,014 $1,030
Liberty Mutual $1,446 $1,565 $1,163 $1,313 $5,652 $6,323 $1,533 $1,644
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,671 $1,567 $1,374 $1,444 $6,738 $7,568 $1,995 $2,153
State Farm $1,261 $1,261 $1,124 $1,124 $3,630 $4,586 $1,423 $1,625
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

Cheap Oconomowoc, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oconomowoc, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Oconomowoc, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Oconomowoc, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,280 $9,296
American Family $2,924 $3,205
Farmers $9,549 $9,916
GEICO $3,790 $4,075
Liberty Mutual $5,652 $6,323
Nationwide $6,584 $10,130
Progressive $6,738 $7,568
State Farm $3,630 $4,586
USAA $3,112 $3,595

Cheap Oconomowoc, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Oconomowoc, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oconomowoc, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,034 $2,242
American Family $874 $876
Farmers $1,682 $1,793
GEICO $1,173 $1,377
Liberty Mutual $1,163 $1,313
Nationwide $2,616 $2,751
Progressive $1,374 $1,444
State Farm $1,124 $1,124
USAA $1,102 $1,116

Cheap Oconomowoc, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oconomowoc, Wisconsin compared to the annual auto insurance rates with a clean record in Oconomowoc, Wisconsin.

Annual Oconomowoc, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,049 $4,205 $3,941 $3,807
American Family $1,431 $1,517 $1,517 $1,517
Farmers $3,384 $4,293 $4,074 $3,826
GEICO $1,262 $2,073 $2,437 $1,622
Liberty Mutual $1,954 $2,837 $2,904 $2,625
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,797 $3,418 $2,914 $3,126
State Farm $1,841 $2,167 $2,004 $2,004
USAA $1,430 $1,805 $2,437 $1,633

Cheap Oconomowoc, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oconomowoc, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Oconomowoc, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Oconomowoc, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,941
American Family $1,517
Farmers $4,074
GEICO $2,437
Liberty Mutual $2,904
Nationwide $5,525
Progressive $2,914
State Farm $2,004
USAA $2,437

Cheap Oconomowoc, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oconomowoc, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oconomowoc, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,917 $3,391 $2,943
American Family $2,004 $1,319 $1,164
Farmers $4,387 $3,731 $3,566
GEICO $2,422 $1,731 $1,392
Liberty Mutual $3,691 $2,269 $1,780
Nationwide $5,182 $4,324 $4,324
Progressive $3,454 $2,967 $2,770
State Farm $2,989 $1,716 $1,307
USAA $2,800 $1,488 $1,191

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oconomowoc, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oconomowoc, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Oconomowoc, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oconomowoc, Wisconsin

ZIP Code Average Annual Rates
53066 $2,747

Cheap Oconomowoc, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Oconomowoc, Wisconsin auto insurance. Find the cheapest annual Oconomowoc, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oconomowoc, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,660 $3,841
American Family $1,470 $1,522
Farmers $3,894 $3,894
GEICO $1,814 $1,882
Liberty Mutual $2,580 $2,580
Nationwide $4,610 $4,610
Progressive $3,064 $3,064
State Farm $1,955 $2,054
USAA $1,803 $1,850

Cheap Oconomowoc, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oconomowoc, Wisconsin? Check out the comparison of annual Oconomowoc, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oconomowoc, Wisconsin

Insurance Company Low Medium High
Allstate $3,610 $3,742 $3,900
American Family $1,471 $1,510 $1,507
Farmers $3,526 $3,856 $4,301
GEICO $1,694 $1,849 $2,001
Liberty Mutual $2,342 $2,608 $2,789
Nationwide $4,459 $4,608 $4,763
Progressive $2,815 $3,097 $3,280
State Farm $1,889 $2,011 $2,113
USAA $1,754 $1,828 $1,896

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Oconomowoc, Wisconsin

Compare the cheapest auto insurance companies in Oconomowoc, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oconomowoc, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Oconomowoc, Wisconsin Auto Insurance Companies

What auto insurance companies in Oconomowoc, Wisconsin are the cheapest? Compare the top Oconomowoc, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oconomowoc, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,751
American Family $1,496
Farmers $3,894
GEICO $1,848
Liberty Mutual $2,580
Nationwide $4,610
Progressive $3,064
State Farm $2,004
USAA $1,826

What affects auto insurance rates in Oconomowoc, Wisconsin?

There are a lot of reasons why auto insurance rates in Oconomowoc, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oconomowoc, Wisconsin. Many local factors may affect your Oconomowoc auto insurance rates.

Oconomowoc Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Oconomowoc, Wisconsin auto theft statistics, there have been 3 auto thefts in the city.

Oconomowoc Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oconomowoc, Wisconsin commute length is 26.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Oconomowoc, Wisconsin Auto Insurance Quotes

Before you buy Oconomowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oconomowoc, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption