Best Cheap Auto Insurance in Ochelata, OK (2021)

The average Ochelata, OK auto insurance rates are $353 per month. The minimum auto insurance in Ochelata is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Ochelata, Oklahoma, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ochelata for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Ochelata is State Farm
  • Average auto insurance rates in Ochelata, OK for senior drivers are $2,451 per year

Ochelata, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Ochelata can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ochelata, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Ochelata to other Oklahoma cities, including Edmond auto insurance rates, Lawton auto insurance rates, and Stillwater auto insurance rates to see how Ochelata, Oklahoma auto insurance rates stack up.

Before you buy Ochelata, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ochelata, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Ochelata, Oklahoma

Ochelata, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ochelata, Oklahoma.

Minimum Required Auto Insurance Coverage in Ochelata, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ochelata, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ochelata, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ochelata, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,396 $2,404 $2,204 $2,317 $7,572 $8,916 $2,587 $2,735
Farmers $2,359 $2,337 $2,118 $2,244 $9,162 $9,376 $2,684 $2,804
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,708 $4,980 $4,131 $4,511 $13,248 $14,569 $4,899 $5,079
Progressive $2,989 $2,836 $2,461 $2,609 $11,978 $13,420 $3,495 $3,661
State Farm $1,744 $1,744 $1,546 $1,546 $4,608 $5,792 $1,837 $2,069
USAA $1,828 $1,830 $1,753 $1,770 $5,991 $6,680 $2,357 $2,587

Cheap Ochelata, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ochelata, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Ochelata, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Ochelata, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,572 $8,916
Farmers $9,162 $9,376
GEICO $6,644 $7,106
Liberty Mutual $13,248 $14,569
Progressive $11,978 $13,420
State Farm $4,608 $5,792
USAA $5,991 $6,680

Cheap Ochelata, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Ochelata, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ochelata, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,204 $2,317
Farmers $2,118 $2,244
GEICO $2,396 $2,702
Liberty Mutual $4,131 $4,511
Progressive $2,461 $2,609
State Farm $1,546 $1,546
USAA $1,753 $1,770

Cheap Ochelata, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ochelata, Oklahoma compared to the annual auto insurance rates with a clean record in Ochelata, Oklahoma.

Annual Ochelata, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $3,919 $4,556 $3,762
Farmers $3,483 $4,487 $4,379 $4,194
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,717 $7,906 $8,942 $6,498
Progressive $4,225 $7,869 $4,666 $4,963
State Farm $2,413 $2,808 $2,611 $2,611
USAA $2,284 $3,282 $4,020 $2,812

Cheap Ochelata, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ochelata, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Ochelata, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Ochelata, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,556
Farmers $4,379
GEICO $4,270
Liberty Mutual $8,942
Progressive $4,666
State Farm $2,611
USAA $4,020

Cheap Ochelata, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ochelata, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ochelata, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,810 $3,648 $3,216
Farmers $4,757 $3,922 $3,728
GEICO $4,146 $3,441 $2,736
Liberty Mutual $10,073 $6,151 $4,823
Progressive $6,159 $5,250 $4,884
State Farm $3,628 $2,328 $1,877
USAA $4,596 $2,617 $2,086

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Cheap Ochelata, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ochelata, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Ochelata, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ochelata, Oklahoma

ZIP Code Average Annual Rates
74051 $4,231

Cheap Ochelata, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Ochelata, Oklahoma auto insurance. Find the cheapest annual Ochelata, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ochelata, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,891 $3,891
Farmers $4,136 $4,136
GEICO $3,375 $3,507
Liberty Mutual $7,016 $7,016
Progressive $5,431 $5,431
State Farm $2,567 $2,655
USAA $3,062 $3,137

Cheap Ochelata, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ochelata, Oklahoma? Check out the comparison of annual Ochelata, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ochelata, Oklahoma

Insurance Company Low Medium High
Allstate $3,657 $3,877 $4,140
Farmers $3,946 $4,087 $4,374
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,646 $6,990 $7,411
Progressive $5,025 $5,395 $5,873
State Farm $2,438 $2,591 $2,804
USAA $2,986 $3,092 $3,221

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Best By Category: Cheapest Auto Insurance in Ochelata, Oklahoma

Compare the cheapest auto insurance companies in Ochelata, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ochelata, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Ochelata, Oklahoma Auto Insurance Companies

What auto insurance companies in Ochelata, Oklahoma are the cheapest? Compare the top Ochelata, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ochelata, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,891
Farmers $4,136
GEICO $3,441
Liberty Mutual $7,016
Progressive $5,431
State Farm $2,611
USAA $3,100

What affects auto insurance rates in Ochelata, Oklahoma?

There are a lot of reasons why auto insurance rates in Ochelata, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ochelata, Oklahoma. Many local factors may affect your Ochelata auto insurance rates.

Ochelata Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ochelata, Oklahoma commute length is 26.9 minutes according to City-Data.

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Compare Ochelata, Oklahoma Auto Insurance Quotes

Before you buy Ochelata, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ochelata, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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