Best Cheap Auto Insurance in Ocean Grove, MA (2021)

The average Ocean Grove, MA auto insurance rates are $254 per month. The minimum auto insurance in Ocean Grove is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Ocean Grove, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ocean Grove, Massachusetts is 20/40/5
  • The most expensive auto insurance company in Ocean Grove for teen drivers is Liberty Mutual
  • Average auto insurance rates in Ocean Grove, MA for senior drivers are $1,892 per year

Ocean Grove, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Ocean Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ocean Grove, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Ocean Grove to other Massachusetts cities, including Boston auto insurance rates, Springfield auto insurance rates, and Cambridge auto insurance rates to see how Ocean Grove, Massachusetts auto insurance rates stack up.

Before you buy Ocean Grove, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ocean Grove, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Ocean Grove, Massachusetts

Ocean Grove, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ocean Grove, Massachusetts.

Minimum Required Auto Insurance Coverage in Ocean Grove, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Ocean Grove, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ocean Grove, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ocean Grove, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,213 $2,213 $2,213 $8,169 $8,169 $2,483 $2,483
GEICO $1,912 $1,912 $1,773 $1,773 $5,401 $5,401 $1,971 $1,971
Liberty Mutual $2,771 $2,771 $2,413 $2,413 $9,404 $9,404 $2,897 $2,897
Progressive $2,201 $2,201 $2,113 $2,113 $8,335 $8,335 $2,382 $2,382
State Farm $927 $927 $927 $927 $2,620 $2,620 $927 $927
Travelers $2,784 $2,784 $2,464 $2,464 $5,665 $5,665 $3,081 $3,081
USAA $1,360 $1,360 $1,340 $1,340 $3,171 $3,171 $1,502 $1,502

Cheap Ocean Grove, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ocean Grove, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Ocean Grove, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Ocean Grove, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,169 $8,169
GEICO $5,401 $5,401
Liberty Mutual $9,404 $9,404
Progressive $8,335 $8,335
State Farm $2,620 $2,620
Travelers $5,665 $5,665
USAA $3,171 $3,171

Cheap Ocean Grove, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Ocean Grove, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ocean Grove, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,213 $2,213
GEICO $1,773 $1,773
Liberty Mutual $2,413 $2,413
Progressive $2,113 $2,113
State Farm $927 $927
Travelers $2,464 $2,464
USAA $1,340 $1,340

Cheap Ocean Grove, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ocean Grove, Massachusetts compared to the annual auto insurance rates with a clean record in Ocean Grove, Massachusetts.

Annual Ocean Grove, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,926 $4,341 $4,886 $2,926
GEICO $2,209 $3,042 $3,474 $2,330
Liberty Mutual $3,452 $4,698 $5,655 $3,680
Progressive $3,155 $4,450 $3,532 $3,893
State Farm $1,071 $1,455 $1,729 $1,146
Travelers $2,726 $3,767 $4,043 $3,458
USAA $1,313 $1,704 $2,887 $1,468

Cheap Ocean Grove, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ocean Grove, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Ocean Grove, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Ocean Grove, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,886
GEICO $3,474
Liberty Mutual $5,655
Progressive $3,532
State Farm $1,729
Travelers $4,043
USAA $2,887

Cheap Ocean Grove, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Ocean Grove, Massachusetts auto insurance. Find the cheapest annual Ocean Grove, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ocean Grove, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,648 $3,891
GEICO $2,710 $2,818
Liberty Mutual $4,199 $4,543
Progressive $3,758 $3,758
State Farm $1,319 $1,382
Travelers $3,332 $3,665
USAA $1,792 $1,894

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Cheap Ocean Grove, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ocean Grove, Massachusetts? Check out the comparison of annual Ocean Grove, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ocean Grove, Massachusetts

Insurance Company Low Medium High
Allstate $3,487 $3,827 $3,995
GEICO $2,541 $2,816 $2,936
Liberty Mutual $4,094 $4,428 $4,591
Progressive $3,440 $3,825 $4,008
State Farm $1,227 $1,374 $1,450
Travelers $3,141 $3,571 $3,784
USAA $1,707 $1,874 $1,949

Best By Category: Cheapest Auto Insurance in Ocean Grove, Massachusetts

Compare the cheapest auto insurance companies in Ocean Grove, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ocean Grove, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Ocean Grove, Massachusetts Auto Insurance Companies

What auto insurance companies in Ocean Grove, Massachusetts are the cheapest? Compare the top Ocean Grove, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ocean Grove, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,770
GEICO $2,764
Liberty Mutual $4,371
Progressive $3,758
State Farm $1,350
Travelers $3,499
USAA $1,843

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What affects auto insurance rates in Ocean Grove, Massachusetts?

There are a lot of reasons why auto insurance rates in Ocean Grove, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ocean Grove, Massachusetts. Many local factors may affect your Ocean Grove auto insurance rates.

Ocean Grove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ocean Grove, Massachusetts commute length is 25.6 minutes according to City-Data.

Compare Ocean Grove, Massachusetts Auto Insurance Quotes

Before you buy Ocean Grove, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ocean Grove, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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