Best Cheap Auto Insurance in Obion, TN (2021)

The average Obion, TN auto insurance rates are $298 per month. The minimum auto insurance in Obion is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Obion, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Obion, Tennessee is 25/50/15
  • The most expensive auto insurance company in Obion for teen drivers is Liberty Mutual
  • Average auto insurance rates in Obion, TN for senior drivers are $1,924 per year

Obion, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Obion can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Obion, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Obion to other Tennessee cities, including Franklin auto insurance rates, Johnson City auto insurance rates, and Memphis auto insurance rates to see how Obion, Tennessee auto insurance rates stack up.

Before you buy Obion, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Obion, Tennessee auto insurance quotes.

Minimum Auto Insurance in Obion, Tennessee

Obion, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Obion, Tennessee.

Minimum Required Auto Insurance Coverage in Obion, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Obion, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Obion, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Obion, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,805 $2,702 $2,513 $2,610 $10,279 $11,167 $3,011 $3,125
Farmers $1,857 $1,891 $1,674 $1,830 $7,422 $7,902 $2,502 $2,635
GEICO $2,208 $2,234 $2,041 $2,041 $6,470 $6,611 $2,228 $2,297
Liberty Mutual $3,519 $129 $2,896 $3,236 $14,019 $15,574 $3,771 $4,019
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,841 $1,747 $1,501 $1,563 $8,021 $9,042 $2,221 $2,422
State Farm $1,570 $1,570 $1,409 $1,409 $4,695 $5,883 $1,771 $2,054
Travelers $1,712 $1,802 $1,550 $1,650 $4,712 $5,819 $1,824 $1,920
USAA $1,619 $1,653 $1,459 $1,464 $5,721 $6,560 $2,120 $2,264

Cheap Obion, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Obion, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Obion, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Obion, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,279 $11,167
Farmers $7,422 $7,902
GEICO $6,470 $6,611
Liberty Mutual $14,019 $15,574
Nationwide $5,594 $7,251
Progressive $8,021 $9,042
State Farm $4,695 $5,883
Travelers $4,712 $5,819
USAA $5,721 $6,560

Cheap Obion, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Obion, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Obion, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,513 $2,610
Farmers $1,674 $1,830
GEICO $2,041 $2,041
Liberty Mutual $2,896 $3,236
Nationwide $1,878 $1,915
Progressive $1,501 $1,563
State Farm $1,409 $1,409
Travelers $1,550 $1,650
USAA $1,459 $1,464

Cheap Obion, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Obion, Tennessee compared to the annual auto insurance rates with a clean record in Obion, Tennessee.

Annual Obion, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,017 $4,776 $5,734 $4,578
Farmers $2,959 $3,653 $3,747 $3,497
GEICO $2,355 $3,177 $5,178 $2,355
Liberty Mutual $4,788 $6,884 $6,406 $5,503
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,125 $4,042 $3,329 $3,682
State Farm $2,326 $2,764 $2,545 $2,545
Travelers $2,131 $2,731 $3,014 $2,619
USAA $2,079 $3,112 $3,661 $2,578

Cheap Obion, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Obion, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Obion, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Obion, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,734
Farmers $3,747
GEICO $5,178
Liberty Mutual $6,406
Nationwide $4,216
Progressive $3,329
State Farm $2,545
Travelers $3,014
USAA $3,661

Cheap Obion, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Obion, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Obion, Tennessee

Insurance Company Poor Fair Good
Allstate $6,100 $4,663 $3,567
Farmers $4,131 $3,218 $3,043
GEICO $3,712 $3,172 $2,915
Liberty Mutual $8,456 $5,177 $4,053
Nationwide $3,894 $3,084 $2,730
Progressive $4,001 $3,432 $3,201
State Farm $3,696 $2,218 $1,722
Travelers $3,343 $2,616 $1,913
USAA $4,147 $2,426 $2,000

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Cheap Obion, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Obion, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Obion, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Obion, Tennessee

ZIP Code Average Annual Rates
38240 $3,619

Cheap Obion, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Obion, Tennessee auto insurance. Find the cheapest annual Obion, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Obion, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,777 $4,777
Farmers $3,464 $3,464
GEICO $3,250 $3,282
Liberty Mutual $5,895 $5,895
Nationwide $3,236 $3,236
Progressive $3,545 $3,545
State Farm $2,485 $2,606
Travelers $2,521 $2,726
USAA $2,776 $2,939

Cheap Obion, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Obion, Tennessee? Check out the comparison of annual Obion, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Obion, Tennessee

Insurance Company Low Medium High
Allstate $4,606 $4,765 $4,959
Farmers $3,259 $3,446 $3,688
GEICO $3,131 $3,260 $3,407
Liberty Mutual $5,642 $5,893 $6,151
Nationwide $3,267 $3,162 $3,279
Progressive $3,342 $3,546 $3,745
State Farm $2,408 $2,556 $2,672
Travelers $2,472 $2,622 $2,777
USAA $2,764 $2,847 $2,962

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Best By Category: Cheapest Auto Insurance in Obion, Tennessee

Compare the cheapest auto insurance companies in Obion, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Obion, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Obion, Tennessee Auto Insurance Companies

What auto insurance companies in Obion, Tennessee are the cheapest? Compare the top Obion, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Obion, Tennessee

Insurance Company Average Annual Rates
Allstate $4,777
Farmers $3,464
GEICO $3,266
Liberty Mutual $5,895
Nationwide $3,236
Progressive $3,545
State Farm $2,545
Travelers $2,624
USAA $2,858

What affects auto insurance rates in Obion, Tennessee?

There are a lot of reasons why auto insurance rates in Obion, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Obion, Tennessee. Many local factors may affect your Obion auto insurance rates.

Obion Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Obion, Tennessee commute length is 24.5 minutes according to City-Data.

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Compare Obion, Tennessee Auto Insurance Quotes

Before you buy Obion, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Obion, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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