Best Cheap Auto Insurance in Oberlin, LA (2021)

The average Oberlin, LA auto insurance rates are $449 per month. The minimum auto insurance in Oberlin is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Oberlin, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Oberlin, Louisiana is 15/30/25
  • The average commute length in Oberlin is 20.9 minutes
  • The most expensive auto insurance company in Oberlin for teen drivers is Progressive

Oberlin, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Oberlin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oberlin, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Oberlin to other Louisiana cities, including New Orleans auto insurance rates, Shreveport auto insurance rates, and Lafayette auto insurance rates to see how Oberlin, Louisiana auto insurance rates stack up.

Before you buy Oberlin, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oberlin, Louisiana auto insurance quotes.

Minimum Auto Insurance in Oberlin, Louisiana

Oberlin, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oberlin, Louisiana.

Minimum Required Auto Insurance Coverage in Oberlin, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oberlin, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oberlin, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oberlin, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,047 $3,518 $3,604 $4,370 $11,574 $12,294 $2,964 $2,903
Progressive $4,151 $3,876 $3,478 $3,749 $16,649 $18,516 $4,753 $4,871
State Farm $2,712 $2,712 $2,495 $2,495 $7,942 $9,940 $3,020 $3,390
USAA $2,507 $2,465 $2,450 $2,427 $7,661 $8,978 $3,093 $3,394

Cheap Oberlin, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oberlin, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Oberlin, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Oberlin, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $11,574 $12,294
Progressive $16,649 $18,516
State Farm $7,942 $9,940
USAA $7,661 $8,978

Cheap Oberlin, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Oberlin, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oberlin, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,604 $4,370
Progressive $3,478 $3,749
State Farm $2,495 $2,495
USAA $2,450 $2,427

Cheap Oberlin, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oberlin, Louisiana compared to the annual auto insurance rates with a clean record in Oberlin, Louisiana.

Annual Oberlin, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $3,756 $6,086 $7,478 $4,817
Progressive $6,249 $8,399 $8,060 $7,313
State Farm $3,980 $4,697 $4,338 $4,338
USAA $3,139 $4,373 $5,223 $3,751

Cheap Oberlin, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oberlin, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Oberlin, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Oberlin, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,838
GEICO $7,478
Progressive $8,060
State Farm $4,338
USAA $5,223

Cheap Oberlin, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oberlin, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oberlin, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $6,582 $5,713 $4,308
Progressive $8,479 $7,271 $6,767
State Farm $5,996 $3,877 $3,141
USAA $5,680 $3,641 $3,044

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Cheap Oberlin, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oberlin, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Oberlin, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oberlin, Louisiana

ZIP Code Average Annual Rates
70655 $5,065

Cheap Oberlin, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Oberlin, Louisiana auto insurance. Find the cheapest annual Oberlin, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oberlin, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,432 $5,637
Progressive $7,505 $7,505
State Farm $4,229 $4,447
USAA $3,995 $4,248

Cheap Oberlin, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oberlin, Louisiana? Check out the comparison of annual Oberlin, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oberlin, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $4,708 $5,555 $6,339
Progressive $6,300 $7,444 $8,772
State Farm $3,747 $4,326 $4,942
USAA $3,573 $4,184 $4,608

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Best By Category: Cheapest Auto Insurance in Oberlin, Louisiana

Compare the cheapest auto insurance companies in Oberlin, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oberlin, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Oberlin, Louisiana Auto Insurance Companies

What auto insurance companies in Oberlin, Louisiana are the cheapest? Compare the top Oberlin, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oberlin, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,534
Progressive $7,505
State Farm $4,338
USAA $4,122

What affects auto insurance rates in Oberlin, Louisiana?

There are a lot of reasons why auto insurance rates in Oberlin, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oberlin, Louisiana. Many local factors may affect your Oberlin auto insurance rates.

Oberlin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oberlin, Louisiana commute length is 20.9 minutes according to City-Data.

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Compare Oberlin, Louisiana Auto Insurance Quotes

Before you buy Oberlin, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oberlin, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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