Best Cheap Auto Insurance in Oark, AR (2021)

The average Oark, AR auto insurance rates are $320 per month. The minimum auto insurance in Oark is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Oark, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Oark for teen drivers is Travelers
  • The minimum auto insurance required in Oark, Arkansas is 25/50/25
  • Average auto insurance rates in Oark, AR for senior drivers are $1,998 per year

Oark, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Oark can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oark, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Oark to other Arkansas cities, including North Little Rock auto insurance rates, Fayetteville auto insurance rates, and Springdale auto insurance rates to see how Oark, Arkansas auto insurance rates stack up.

Before you buy Oark, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oark, Arkansas auto insurance quotes.

Minimum Auto Insurance in Oark, Arkansas

Oark, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oark, Arkansas.

Minimum Required Auto Insurance Coverage in Oark, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oark, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oark, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oark, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,626 $2,653 $2,338 $2,501 $9,252 $11,045 $2,910 $3,160
Farmers $2,165 $2,148 $1,936 $2,036 $9,086 $9,392 $2,492 $2,629
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,724 $2,586 $2,234 $2,338 $11,555 $13,018 $3,269 $3,554
State Farm $1,632 $1,632 $1,449 $1,449 $4,580 $5,757 $1,835 $2,110
Travelers $2,173 $2,214 $2,151 $2,156 $12,694 $20,362 $2,328 $2,687
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

Cheap Oark, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oark, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Oark, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Oark, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,252 $11,045
Farmers $9,086 $9,392
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,555 $13,018
State Farm $4,580 $5,757
Travelers $12,694 $20,362
USAA $3,959 $4,151

Cheap Oark, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Oark, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oark, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,501
Farmers $1,936 $2,036
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,234 $2,338
State Farm $1,449 $1,449
Travelers $2,151 $2,156
USAA $1,183 $1,194

Cheap Oark, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oark, Arkansas compared to the annual auto insurance rates with a clean record in Oark, Arkansas.

Annual Oark, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,787 $4,738 $5,225 $4,492
Farmers $3,361 $4,316 $4,216 $4,048
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,445 $6,185 $4,669 $5,341
State Farm $2,353 $2,757 $2,555 $2,555
Travelers $4,897 $5,059 $7,413 $6,013
USAA $1,585 $2,004 $2,887 $1,758

Cheap Oark, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oark, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Oark, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Oark, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,225
Farmers $4,216
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,669
State Farm $2,555
Travelers $7,413
USAA $2,887

Cheap Oark, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oark, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oark, Arkansas

Insurance Company Poor Fair Good
Allstate $5,733 $4,386 $3,563
Farmers $4,536 $3,801 $3,619
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,854 $4,988 $4,638
State Farm $3,700 $2,229 $1,737
Travelers $6,706 $5,598 $5,233
USAA $2,729 $1,861 $1,586

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Cheap Oark, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oark, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Oark, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oark, Arkansas

ZIP Code Average Annual Rates
72852 $3,935

Cheap Oark, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Oark, Arkansas auto insurance. Find the cheapest annual Oark, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oark, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,561 $4,561
Farmers $3,985 $3,985
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,160 $5,160
State Farm $2,496 $2,615
Travelers $5,845 $5,845
USAA $2,000 $2,117

Cheap Oark, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oark, Arkansas? Check out the comparison of annual Oark, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oark, Arkansas

Insurance Company Low Medium High
Allstate $4,429 $4,558 $4,695
Farmers $3,807 $3,949 $4,201
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,819 $5,092 $5,569
State Farm $2,448 $2,552 $2,666
Travelers $5,577 $5,862 $6,098
USAA $1,975 $2,051 $2,149

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Best By Category: Cheapest Auto Insurance in Oark, Arkansas

Compare the cheapest auto insurance companies in Oark, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oark, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Oark, Arkansas Auto Insurance Companies

What auto insurance companies in Oark, Arkansas are the cheapest? Compare the top Oark, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oark, Arkansas

Insurance Company Average Annual Rates
Allstate $4,561
Farmers $3,985
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,160
State Farm $2,555
Travelers $5,845
USAA $2,059

Compare Oark, Arkansas Auto Insurance Quotes

Before you buy Oark, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oark, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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