Best Cheap Auto Insurance in Oakwood, GA (2021)

The average Oakwood, GA auto insurance rates are $395 per month. The minimum auto insurance in Oakwood is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Oakwood, Georgia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Oakwood for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Oakwood is GEICO
  • The minimum auto insurance required in Oakwood, Georgia is 25/50/25

Oakwood, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Oakwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakwood, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Oakwood to other Georgia cities, including Alpharetta auto insurance rates, Savannah auto insurance rates, and South Fulton auto insurance rates to see how Oakwood, Georgia auto insurance rates stack up.

Before you buy Oakwood, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakwood, Georgia auto insurance quotes.

Minimum Auto Insurance in Oakwood, Georgia

Oakwood, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakwood, Georgia.

Minimum Required Auto Insurance Coverage in Oakwood, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oakwood, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakwood, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakwood, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,962 $2,962 $2,838 $2,838 $7,033 $9,075 $3,320 $3,626
GEICO $1,714 $1,700 $1,668 $1,668 $5,288 $6,342 $2,246 $2,488
Liberty Mutual $5,578 $6,066 $4,557 $5,171 $24,339 $27,172 $5,914 $6,286
Nationwide $2,365 $2,442 $2,361 $2,581 $7,048 $9,016 $2,856 $3,083
Progressive $2,936 $2,688 $2,537 $2,675 $9,672 $10,697 $3,401 $3,556
State Farm $2,152 $2,152 $1,939 $1,939 $5,885 $7,708 $2,366 $2,568
USAA $1,811 $1,805 $1,694 $1,691 $6,662 $7,871 $2,254 $2,482

Cheap Oakwood, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakwood, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Oakwood, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Oakwood, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,033 $9,075
GEICO $5,288 $6,342
Liberty Mutual $24,339 $27,172
Nationwide $7,048 $9,016
Progressive $9,672 $10,697
State Farm $5,885 $7,708
USAA $6,662 $7,871

Cheap Oakwood, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Oakwood, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakwood, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,838
GEICO $1,668 $1,668
Liberty Mutual $4,557 $5,171
Nationwide $2,361 $2,581
Progressive $2,537 $2,675
State Farm $1,939 $1,939
USAA $1,694 $1,691

Cheap Oakwood, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakwood, Georgia compared to the annual auto insurance rates with a clean record in Oakwood, Georgia.

Annual Oakwood, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,552 $5,514 $4,518 $3,743
GEICO $1,955 $2,440 $4,972 $2,191
Liberty Mutual $8,062 $11,042 $12,692 $10,745
Nationwide $3,090 $3,606 $5,462 $3,717
Progressive $3,704 $6,648 $4,414 $4,315
State Farm $3,032 $3,645 $3,339 $3,339
USAA $2,509 $3,186 $4,639 $2,799

Cheap Oakwood, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakwood, Georgia is not easy. Compare the annual rates for DUI auto insurance in Oakwood, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakwood, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,518
GEICO $4,972
Liberty Mutual $12,692
Nationwide $5,462
Progressive $4,414
State Farm $3,339
USAA $4,639

Cheap Oakwood, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakwood, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakwood, Georgia

Insurance Company Poor Fair Good
Allstate $5,602 $3,907 $3,486
GEICO $3,634 $2,555 $2,479
Liberty Mutual $15,221 $9,358 $7,328
Nationwide $4,680 $3,840 $3,387
Progressive $5,331 $4,652 $4,328
State Farm $4,734 $2,947 $2,334
USAA $4,264 $3,012 $2,575

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Cheap Oakwood, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakwood, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Oakwood, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakwood, Georgia

ZIP Code Average Annual Rates
30566 $4,594

Cheap Oakwood, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakwood, Georgia auto insurance. Find the cheapest annual Oakwood, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakwood, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,234 $4,430
GEICO $2,841 $2,938
Liberty Mutual $10,635 $10,635
Nationwide $3,969 $3,969
Progressive $4,770 $4,770
State Farm $3,339 $3,339
USAA $3,134 $3,433

Cheap Oakwood, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakwood, Georgia? Check out the comparison of annual Oakwood, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakwood, Georgia

Insurance Company Low Medium High
Allstate $4,040 $4,370 $4,586
GEICO $2,691 $2,905 $3,072
Liberty Mutual $10,196 $10,580 $11,130
Nationwide $3,771 $4,045 $4,092
Progressive $4,378 $4,695 $5,238
State Farm $3,124 $3,341 $3,550
USAA $3,131 $3,267 $3,453

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Best By Category: Cheapest Auto Insurance in Oakwood, Georgia

Compare the cheapest auto insurance companies in Oakwood, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakwood, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Oakwood, Georgia Auto Insurance Companies

What auto insurance companies in Oakwood, Georgia are the cheapest? Compare the top Oakwood, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakwood, Georgia

Insurance Company Average Annual Rates
Allstate $4,332
GEICO $2,889
Liberty Mutual $10,635
Nationwide $3,969
Progressive $4,770
State Farm $3,339
USAA $3,284

What affects auto insurance rates in Oakwood, Georgia?

There are a lot of reasons why auto insurance rates in Oakwood, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oakwood, Georgia. Many local factors may affect your Oakwood auto insurance rates.

Oakwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oakwood, Georgia commute length is 22.2 minutes according to City-Data.

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Compare Oakwood, Georgia Auto Insurance Quotes

Before you buy Oakwood, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakwood, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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