Best Cheap Auto Insurance in Oakville, CT (2021)

The average Oakville, CT auto insurance rates are $403 per month. The minimum auto insurance in Oakville is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Oakville, Connecticut, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Oakville is State Farm
  • Average auto insurance rates in Oakville, CT for senior drivers are $2,418 per year
  • The minimum auto insurance required in Oakville, Connecticut is 25/50/20

Oakville, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Oakville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakville, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Oakville to other Connecticut cities, including Hartford auto insurance rates, Stamford auto insurance rates, and Meriden auto insurance rates to see how Oakville, Connecticut auto insurance rates stack up.

Before you buy Oakville, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakville, Connecticut auto insurance quotes.

Minimum Auto Insurance in Oakville, Connecticut

Oakville, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakville, Connecticut.

Minimum Required Auto Insurance Coverage in Oakville, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oakville, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakville, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakville, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,874 $3,820 $3,574 $3,831 $11,771 $13,885 $4,040 $4,215
GEICO $2,349 $2,356 $2,178 $2,196 $5,409 $6,416 $2,267 $2,205
Liberty Mutual $3,598 $3,920 $2,772 $3,427 $17,912 $20,215 $3,635 $3,964
Nationwide $2,410 $2,436 $2,164 $2,270 $6,725 $8,535 $2,800 $3,012
Progressive $2,928 $2,726 $2,496 $2,597 $12,325 $13,676 $3,346 $3,762
State Farm $1,852 $1,852 $1,704 $1,704 $5,639 $7,096 $2,083 $2,388
Travelers $1,814 $1,841 $1,810 $1,804 $13,903 $22,479 $1,972 $2,213
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

Cheap Oakville, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakville, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Oakville, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Oakville, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,771 $13,885
GEICO $5,409 $6,416
Liberty Mutual $17,912 $20,215
Nationwide $6,725 $8,535
Progressive $12,325 $13,676
State Farm $5,639 $7,096
Travelers $13,903 $22,479
USAA $7,139 $7,477

Cheap Oakville, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Oakville, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakville, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,574 $3,831
GEICO $2,178 $2,196
Liberty Mutual $2,772 $3,427
Nationwide $2,164 $2,270
Progressive $2,496 $2,597
State Farm $1,704 $1,704
Travelers $1,810 $1,804
USAA $2,093 $2,064

Cheap Oakville, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakville, Connecticut compared to the annual auto insurance rates with a clean record in Oakville, Connecticut.

Annual Oakville, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,212 $6,460 $7,620 $5,212
GEICO $2,001 $2,624 $5,605 $2,458
Liberty Mutual $6,507 $8,142 $8,071 $7,001
Nationwide $3,086 $4,033 $4,620 $3,437
Progressive $4,671 $6,799 $4,915 $5,543
State Farm $2,829 $3,110 $3,110 $3,110
Travelers $4,817 $5,217 $7,583 $6,300
USAA $2,826 $3,557 $5,466 $2,826

Cheap Oakville, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakville, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Oakville, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakville, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,620
GEICO $5,605
Liberty Mutual $8,071
Nationwide $4,620
Progressive $4,915
State Farm $3,110
Travelers $7,583
USAA $5,466

Cheap Oakville, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakville, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakville, Connecticut

Insurance Company Poor Fair Good
Allstate $7,805 $5,899 $4,675
GEICO $4,615 $2,783 $2,118
Liberty Mutual $10,550 $6,574 $5,167
Nationwide $5,024 $3,373 $2,984
Progressive $5,961 $5,354 $5,131
State Farm $4,233 $2,708 $2,178
Travelers $6,784 $5,658 $5,497
USAA $4,851 $3,276 $2,879

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oakville, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakville, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Oakville, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakville, Connecticut

ZIP Code Average Annual Rates
6779 $4,886

Cheap Oakville, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakville, Connecticut auto insurance. Find the cheapest annual Oakville, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakville, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,126 $6,126
GEICO $3,124 $3,220
Liberty Mutual $7,430 $7,430
Nationwide $3,794 $3,794
Progressive $5,482 $5,482
State Farm $2,964 $3,115
Travelers $5,979 $5,979
USAA $3,624 $3,713

Cheap Oakville, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakville, Connecticut? Check out the comparison of annual Oakville, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakville, Connecticut

Insurance Company Low Medium High
Allstate $5,714 $6,116 $6,549
GEICO $2,938 $3,132 $3,446
Liberty Mutual $7,117 $7,369 $7,806
Nationwide $3,851 $3,826 $3,705
Progressive $5,097 $5,432 $5,917
State Farm $2,846 $3,045 $3,227
Travelers $5,518 $5,936 $6,483
USAA $3,411 $3,672 $3,922

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Oakville, Connecticut

Compare the cheapest auto insurance companies in Oakville, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakville, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Oakville, Connecticut Auto Insurance Companies

What auto insurance companies in Oakville, Connecticut are the cheapest? Compare the top Oakville, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakville, Connecticut

Insurance Company Average Annual Rates
Allstate $6,126
GEICO $3,172
Liberty Mutual $7,430
Nationwide $3,794
Progressive $5,482
State Farm $3,040
Travelers $5,979
USAA $3,668

What affects auto insurance rates in Oakville, Connecticut?

There are a lot of reasons why auto insurance rates in Oakville, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oakville, Connecticut. Many local factors may affect your Oakville auto insurance rates.

Oakville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oakville, Connecticut commute length is 25.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Oakville, Connecticut Auto Insurance Quotes

Before you buy Oakville, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakville, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption