Best Cheap Auto Insurance in Oakley, KS (2021)

The average Oakley, KS auto insurance rates are $286 per month. The minimum auto insurance in Oakley is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Oakley, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Oakley, KS for senior drivers are $2,053 per year
  • The minimum auto insurance required in Oakley, Kansas is 25/50/25
  • The most expensive auto insurance company in Oakley for teen drivers is Liberty Mutual

Oakley, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Oakley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakley, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Oakley to other Kansas cities, including Lenexa auto insurance rates, Shawnee auto insurance rates, and Manhattan auto insurance rates to see how Oakley, Kansas auto insurance rates stack up.

Before you buy Oakley, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakley, Kansas auto insurance quotes.

Minimum Auto Insurance in Oakley, Kansas

Oakley, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakley, Kansas.

Minimum Required Auto Insurance Coverage in Oakley, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oakley, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakley, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakley, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,626 $1,626 $1,467 $1,467 $3,083 $3,684 $1,626 $1,820
Farmers $2,535 $2,523 $2,271 $2,364 $6,518 $6,749 $2,843 $2,999
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,860 $1,924 $1,649 $1,785 $3,628 $4,467 $2,137 $2,278
Progressive $2,291 $2,191 $1,845 $1,923 $8,200 $9,249 $2,701 $2,887
State Farm $2,078 $2,078 $1,777 $1,777 $4,898 $6,328 $2,321 $2,586
Travelers $2,232 $2,280 $2,135 $2,174 $8,644 $13,530 $2,275 $2,748
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Oakley, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakley, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Oakley, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Oakley, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,083 $3,684
Farmers $6,518 $6,749
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,628 $4,467
Progressive $8,200 $9,249
State Farm $4,898 $6,328
Travelers $8,644 $13,530
USAA $4,983 $5,299

Cheap Oakley, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Oakley, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakley, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,467 $1,467
Farmers $2,271 $2,364
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,649 $1,785
Progressive $1,845 $1,923
State Farm $1,777 $1,777
Travelers $2,135 $2,174
USAA $1,424 $1,461

Cheap Oakley, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakley, Kansas compared to the annual auto insurance rates with a clean record in Oakley, Kansas.

Annual Oakley, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,012 $2,162 $2,012 $2,012
Farmers $3,046 $3,894 $3,796 $3,663
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,835 $2,119 $3,800 $2,111
Progressive $3,619 $4,216 $3,773 $4,036
State Farm $2,808 $3,153 $2,980 $2,980
Travelers $3,327 $4,289 $5,859 $4,534
USAA $1,897 $2,529 $3,713 $2,170

Cheap Oakley, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakley, Kansas is not easy. Compare the annual rates for DUI auto insurance in Oakley, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakley, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,012
Farmers $3,796
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,800
Progressive $3,773
State Farm $2,980
Travelers $5,859
USAA $3,713

Cheap Oakley, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakley, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakley, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,674 $1,897 $1,578
Farmers $4,254 $3,367 $3,179
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,753 $2,404 $2,242
Progressive $4,504 $3,763 $3,466
State Farm $4,340 $2,593 $2,008
Travelers $5,223 $4,226 $4,057
USAA $3,553 $2,300 $1,879

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Cheap Oakley, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakley, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Oakley, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakley, Kansas

ZIP Code Average Annual Rates
67748 $3,564

Cheap Oakley, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakley, Kansas auto insurance. Find the cheapest annual Oakley, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakley, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,023 $2,077
Farmers $3,600 $3,600
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,466 $2,466
Progressive $3,911 $3,911
State Farm $2,907 $3,054
Travelers $4,502 $4,502
USAA $2,500 $2,655

Cheap Oakley, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakley, Kansas? Check out the comparison of annual Oakley, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakley, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,076 $2,154 $1,921
Farmers $3,470 $3,583 $3,747
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,606 $2,437 $2,355
Progressive $3,727 $3,883 $4,124
State Farm $2,898 $2,987 $3,056
Travelers $4,297 $4,508 $4,702
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Oakley, Kansas

Compare the cheapest auto insurance companies in Oakley, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakley, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Oakley, Kansas Auto Insurance Companies

What auto insurance companies in Oakley, Kansas are the cheapest? Compare the top Oakley, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakley, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,050
Farmers $3,600
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,466
Progressive $3,911
State Farm $2,980
Travelers $4,502
USAA $2,577

What affects auto insurance rates in Oakley, Kansas?

There are a lot of reasons why auto insurance rates in Oakley, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oakley, Kansas. Many local factors may affect your Oakley auto insurance rates.

Oakley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oakley, Kansas commute length is 15.6 minutes according to City-Data.

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Compare Oakley, Kansas Auto Insurance Quotes

Before you buy Oakley, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakley, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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