Best Cheap Auto Insurance in Oakhurst, TX (2021)

The average Oakhurst, TX auto insurance rates are $353 per month. The minimum auto insurance in Oakhurst is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Oakhurst, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Oakhurst is USAA
  • The most expensive auto insurance company in Oakhurst for teen drivers is Progressive
  • The minimum auto insurance required in Oakhurst, Texas is 30/60/25

Oakhurst, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Oakhurst can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakhurst, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Oakhurst to other Texas cities, including El Paso auto insurance rates, San Antonio auto insurance rates, and Plano auto insurance rates to see how Oakhurst, Texas auto insurance rates stack up.

Before you buy Oakhurst, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakhurst, Texas auto insurance quotes.

Minimum Auto Insurance in Oakhurst, Texas

Oakhurst, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakhurst, Texas.

Minimum Required Auto Insurance Coverage in Oakhurst, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oakhurst, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakhurst, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakhurst, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,624 $3,652 $3,576 $3,576 $9,609 $11,592 $4,479 $4,661
American Family $3,382 $3,807 $3,232 $3,744 $9,693 $12,627 $5,011 $5,721
GEICO $2,375 $2,564 $2,295 $2,594 $5,179 $5,420 $2,569 $2,574
Nationwide $2,488 $2,530 $2,196 $2,325 $7,152 $9,183 $2,933 $3,173
Progressive $2,889 $2,713 $2,581 $2,624 $12,531 $13,974 $3,407 $3,418
State Farm $1,987 $1,987 $1,763 $1,763 $4,674 $5,942 $2,155 $2,224
USAA $1,666 $1,682 $1,590 $1,585 $4,639 $5,067 $2,226 $2,399

Cheap Oakhurst, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakhurst, Texas is a challenge. Take a look at the annual teen auto insurance rates in Oakhurst, Texas.

Annual Auto Insurance Rates for Teen Drivers in Oakhurst, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,609 $11,592
American Family $9,693 $12,627
GEICO $5,179 $5,420
Nationwide $7,152 $9,183
Progressive $12,531 $13,974
State Farm $4,674 $5,942
USAA $4,639 $5,067

Cheap Oakhurst, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Oakhurst, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakhurst, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $3,232 $3,744
GEICO $2,295 $2,594
Nationwide $2,196 $2,325
Progressive $2,581 $2,624
State Farm $1,763 $1,763
USAA $1,590 $1,585

Cheap Oakhurst, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakhurst, Texas compared to the annual auto insurance rates with a clean record in Oakhurst, Texas.

Annual Oakhurst, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,330 $6,720 $7,005 $4,330
American Family $5,353 $6,885 $6,016 $5,353
GEICO $2,715 $3,587 $2,992 $3,490
Nationwide $3,465 $3,465 $5,144 $3,916
Progressive $4,797 $6,264 $5,610 $5,397
State Farm $2,508 $2,864 $3,367 $2,508
USAA $1,945 $2,867 $3,380 $2,234

Cheap Oakhurst, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakhurst, Texas is not easy. Compare the annual rates for DUI auto insurance in Oakhurst, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakhurst, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,005
American Family $6,016
GEICO $2,992
Nationwide $5,144
Progressive $5,610
State Farm $3,367
USAA $3,380

Cheap Oakhurst, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakhurst, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakhurst, Texas

Insurance Company Poor Fair Good
Allstate $7,111 $5,213 $4,465
American Family $7,993 $5,190 $4,523
GEICO $4,930 $2,793 $1,865
Nationwide $4,797 $3,852 $3,344
Progressive $6,192 $5,373 $4,986
State Farm $3,985 $2,478 $1,973
USAA $3,837 $2,209 $1,774

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Cheap Oakhurst, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakhurst, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Oakhurst, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakhurst, Texas

ZIP Code Average Annual Rates
77359 $6,427

Cheap Oakhurst, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakhurst, Texas auto insurance. Find the cheapest annual Oakhurst, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakhurst, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,457 $5,735
American Family $5,902 $5,902
GEICO $3,137 $3,255
Nationwide $3,998 $3,998
Progressive $5,517 $5,517
State Farm $2,812 $2,812
USAA $2,573 $2,640

Cheap Oakhurst, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakhurst, Texas? Check out the comparison of annual Oakhurst, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakhurst, Texas

Insurance Company Low Medium High
Allstate $5,469 $5,549 $5,771
American Family $5,428 $5,645 $6,632
GEICO $3,035 $3,156 $3,397
Nationwide $4,304 $3,824 $3,864
Progressive $5,173 $5,486 $5,892
State Farm $2,674 $2,803 $2,959
USAA $2,519 $2,596 $2,705

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Best By Category: Cheapest Auto Insurance in Oakhurst, Texas

Compare the cheapest auto insurance companies in Oakhurst, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakhurst, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Oakhurst, Texas Auto Insurance Companies

What auto insurance companies in Oakhurst, Texas are the cheapest? Compare the top Oakhurst, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakhurst, Texas

Insurance Company Average Annual Rates
Allstate $5,596
American Family $5,902
GEICO $3,196
Nationwide $3,998
Progressive $5,517
State Farm $2,812
USAA $2,607

Compare Oakhurst, Texas Auto Insurance Quotes

Before you buy Oakhurst, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakhurst, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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