Best Cheap Auto Insurance in Oakham, MA (2021)

The average Oakham, MA auto insurance rates are $225 per month. The minimum auto insurance in Oakham is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Oakham, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Oakham for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Oakham, Massachusetts is 20/40/5
  • The cheapest auto insurance company in Oakham is State Farm

Oakham, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Oakham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakham, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Oakham to other Massachusetts cities, including Worcester auto insurance rates, Cambridge auto insurance rates, and Quincy auto insurance rates to see how Oakham, Massachusetts auto insurance rates stack up.

Before you buy Oakham, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakham, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Oakham, Massachusetts

Oakham, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakham, Massachusetts.

Minimum Required Auto Insurance Coverage in Oakham, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Oakham, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakham, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakham, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $2,046 $2,046 $2,046 $7,333 $7,333 $2,296 $2,296
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $1,915 $1,915 $1,837 $1,837 $7,078 $7,078 $2,067 $2,067
State Farm $794 $794 $794 $794 $2,165 $2,165 $794 $794
Travelers $2,578 $2,578 $2,283 $2,283 $5,246 $5,246 $2,862 $2,862
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

Cheap Oakham, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakham, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Oakham, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Oakham, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,333
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $7,078 $7,078
State Farm $2,165 $2,165
Travelers $5,246 $5,246
USAA $2,763 $2,763

Cheap Oakham, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Oakham, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakham, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,046
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,837 $1,837
State Farm $794 $794
Travelers $2,283 $2,283
USAA $1,180 $1,180

Cheap Oakham, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakham, Massachusetts compared to the annual auto insurance rates with a clean record in Oakham, Massachusetts.

Annual Oakham, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,947 $4,455 $2,660
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,714 $3,809 $3,032 $3,342
State Farm $898 $1,224 $1,461 $962
Travelers $2,534 $3,497 $3,724 $3,213
USAA $1,155 $1,494 $2,524 $1,290

Cheap Oakham, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakham, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Oakham, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakham, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,455
GEICO $3,086
Liberty Mutual $4,898
Progressive $3,032
State Farm $1,461
Travelers $3,724
USAA $2,524

Cheap Oakham, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakham, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Oakham, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakham, Massachusetts

ZIP Code Average Annual Rates
1068 $2,698

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Cheap Oakham, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakham, Massachusetts auto insurance. Find the cheapest annual Oakham, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakham, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,322 $3,539
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,224 $3,224
State Farm $1,110 $1,163
Travelers $3,090 $3,394
USAA $1,572 $1,660

Cheap Oakham, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakham, Massachusetts? Check out the comparison of annual Oakham, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakham, Massachusetts

Insurance Company Low Medium High
Allstate $3,190 $3,483 $3,617
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $2,963 $3,281 $3,429
State Farm $1,037 $1,157 $1,215
Travelers $2,945 $3,306 $3,475
USAA $1,500 $1,642 $1,706

Best By Category: Cheapest Auto Insurance in Oakham, Massachusetts

Compare the cheapest auto insurance companies in Oakham, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakham, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Oakham, Massachusetts Auto Insurance Companies

What auto insurance companies in Oakham, Massachusetts are the cheapest? Compare the top Oakham, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakham, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,430
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,224
State Farm $1,137
Travelers $3,242
USAA $1,616

Compare Oakham, Massachusetts Auto Insurance Quotes

Before you buy Oakham, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakham, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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