Best Cheap Auto Insurance in Oakfield, WI (2021)

The average Oakfield, WI auto insurance rates are $219 per month. The minimum auto insurance in Oakfield is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Oakfield, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Oakfield, Wisconsin is 25/50/10
  • Average auto insurance rates in Oakfield, WI for senior drivers are $1,438 per year
  • The most expensive auto insurance company in Oakfield for teen drivers is Farmers

Oakfield, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Oakfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakfield, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Oakfield to other Wisconsin cities, including Madison auto insurance rates, Waukesha auto insurance rates, and Oshkosh auto insurance rates to see how Oakfield, Wisconsin auto insurance rates stack up.

Before you buy Oakfield, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakfield, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Oakfield, Wisconsin

Oakfield, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakfield, Wisconsin.

Minimum Required Auto Insurance Coverage in Oakfield, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Oakfield, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakfield, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakfield, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,962 $2,054 $1,829 $2,008 $6,669 $8,506 $1,975 $2,141
American Family $897 $936 $855 $861 $2,709 $2,975 $1,060 $1,126
Farmers $1,750 $1,748 $1,548 $1,644 $8,474 $8,778 $1,990 $2,080
GEICO $1,042 $1,168 $1,113 $1,308 $3,592 $3,866 $961 $979
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,029 $3,179 $2,524 $2,653 $6,370 $9,805 $3,697 $4,348
Progressive $1,476 $1,394 $1,211 $1,269 $5,817 $6,545 $1,767 $1,914
State Farm $1,232 $1,232 $1,105 $1,105 $3,652 $4,600 $1,392 $1,596
USAA $1,156 $1,148 $1,058 $1,067 $3,009 $3,465 $1,489 $1,623

Cheap Oakfield, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakfield, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Oakfield, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Oakfield, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,669 $8,506
American Family $2,709 $2,975
Farmers $8,474 $8,778
GEICO $3,592 $3,866
Liberty Mutual $5,627 $6,311
Nationwide $6,370 $9,805
Progressive $5,817 $6,545
State Farm $3,652 $4,600
USAA $3,009 $3,465

Cheap Oakfield, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Oakfield, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakfield, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,829 $2,008
American Family $855 $861
Farmers $1,548 $1,644
GEICO $1,113 $1,308
Liberty Mutual $1,281 $1,454
Nationwide $2,524 $2,653
Progressive $1,211 $1,269
State Farm $1,105 $1,105
USAA $1,058 $1,067

Cheap Oakfield, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakfield, Wisconsin compared to the annual auto insurance rates with a clean record in Oakfield, Wisconsin.

Annual Oakfield, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,747 $3,799 $3,577 $3,450
American Family $1,366 $1,448 $1,448 $1,448
Farmers $3,050 $3,859 $3,649 $3,448
GEICO $1,199 $1,966 $2,311 $1,539
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,764 $4,353 $5,333 $4,353
Progressive $2,445 $2,976 $2,543 $2,734
State Farm $1,820 $2,158 $1,989 $1,989
USAA $1,371 $1,733 $2,339 $1,565

Cheap Oakfield, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakfield, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Oakfield, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakfield, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,577
American Family $1,448
Farmers $3,649
GEICO $2,311
Liberty Mutual $3,028
Nationwide $5,333
Progressive $2,543
State Farm $1,989
USAA $2,339

Cheap Oakfield, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakfield, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakfield, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,444 $3,068 $2,667
American Family $1,914 $1,258 $1,111
Farmers $3,953 $3,349 $3,202
GEICO $2,296 $1,643 $1,322
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,002 $4,175 $4,175
Progressive $3,027 $2,586 $2,410
State Farm $2,967 $1,703 $1,297
USAA $2,675 $1,432 $1,149

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Cheap Oakfield, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakfield, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Oakfield, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakfield, Wisconsin

ZIP Code Average Annual Rates
53065 $2,573

Cheap Oakfield, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakfield, Wisconsin auto insurance. Find the cheapest annual Oakfield, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakfield, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,312 $3,474
American Family $1,403 $1,452
Farmers $3,502 $3,502
GEICO $1,721 $1,786
Liberty Mutual $2,687 $2,687
Nationwide $4,451 $4,451
Progressive $2,674 $2,674
State Farm $1,940 $2,038
USAA $1,729 $1,774

Cheap Oakfield, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakfield, Wisconsin? Check out the comparison of annual Oakfield, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakfield, Wisconsin

Insurance Company Low Medium High
Allstate $3,249 $3,385 $3,545
American Family $1,406 $1,441 $1,436
Farmers $3,215 $3,473 $3,817
GEICO $1,606 $1,753 $1,902
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,305 $4,450 $4,597
Progressive $2,486 $2,698 $2,838
State Farm $1,870 $1,996 $2,102
USAA $1,678 $1,754 $1,824

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Best By Category: Cheapest Auto Insurance in Oakfield, Wisconsin

Compare the cheapest auto insurance companies in Oakfield, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakfield, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Oakfield, Wisconsin Auto Insurance Companies

What auto insurance companies in Oakfield, Wisconsin are the cheapest? Compare the top Oakfield, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakfield, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,393
American Family $1,427
Farmers $3,502
GEICO $1,754
Liberty Mutual $2,687
Nationwide $4,451
Progressive $2,674
State Farm $1,989
USAA $1,752

What affects auto insurance rates in Oakfield, Wisconsin?

There are a lot of reasons why auto insurance rates in Oakfield, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oakfield, Wisconsin. Many local factors may affect your Oakfield auto insurance rates.

Oakfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oakfield, Wisconsin commute length is 22.8 minutes according to City-Data.

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Compare Oakfield, Wisconsin Auto Insurance Quotes

Before you buy Oakfield, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakfield, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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