Best Cheap Auto Insurance in Oakfield, TN (2021)

The average Oakfield, TN auto insurance rates are $310 per month. The minimum auto insurance in Oakfield is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Oakfield, Tennessee, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Oakfield for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Oakfield, Tennessee is 25/50/15
  • The cheapest auto insurance company in Oakfield is State Farm

Oakfield, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Oakfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakfield, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Oakfield to other Tennessee cities, including Franklin auto insurance rates, Johnson City auto insurance rates, and Memphis auto insurance rates to see how Oakfield, Tennessee auto insurance rates stack up.

Before you buy Oakfield, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakfield, Tennessee auto insurance quotes.

Minimum Auto Insurance in Oakfield, Tennessee

Oakfield, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakfield, Tennessee.

Minimum Required Auto Insurance Coverage in Oakfield, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oakfield, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakfield, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakfield, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,890 $2,781 $2,594 $2,694 $10,732 $11,674 $3,095 $3,205
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,915 $129 $3,218 $3,598 $16,069 $17,857 $4,196 $4,468
Nationwide $2,349 $2,372 $2,099 $2,138 $6,450 $8,350 $2,704 $2,947
Progressive $1,801 $1,709 $1,466 $1,528 $7,857 $8,862 $2,172 $2,372
State Farm $1,641 $1,641 $1,478 $1,478 $4,980 $6,237 $1,853 $2,149
Travelers $1,857 $1,955 $1,699 $1,809 $5,339 $6,660 $1,976 $2,079
USAA $1,555 $1,584 $1,401 $1,403 $5,503 $6,316 $2,031 $2,167

Cheap Oakfield, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakfield, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Oakfield, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Oakfield, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,732 $11,674
Farmers $6,778 $7,223
GEICO $6,312 $6,444
Liberty Mutual $16,069 $17,857
Nationwide $6,450 $8,350
Progressive $7,857 $8,862
State Farm $4,980 $6,237
Travelers $5,339 $6,660
USAA $5,503 $6,316

Cheap Oakfield, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Oakfield, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakfield, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,694
Farmers $1,505 $1,648
GEICO $1,977 $1,977
Liberty Mutual $3,218 $3,598
Nationwide $2,099 $2,138
Progressive $1,466 $1,528
State Farm $1,478 $1,478
Travelers $1,699 $1,809
USAA $1,401 $1,403

Cheap Oakfield, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakfield, Tennessee compared to the annual auto insurance rates with a clean record in Oakfield, Tennessee.

Annual Oakfield, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,164 $4,958 $5,959 $4,751
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $5,416 $7,814 $7,264 $6,230
Nationwide $3,173 $3,173 $4,795 $3,564
Progressive $3,061 $3,957 $3,260 $3,606
State Farm $2,447 $2,917 $2,682 $2,682
Travelers $2,365 $3,045 $3,369 $2,910
USAA $1,998 $2,989 $3,517 $2,477

Cheap Oakfield, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakfield, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Oakfield, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakfield, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,959
Farmers $3,399
GEICO $5,027
Liberty Mutual $7,264
Nationwide $4,795
Progressive $3,260
State Farm $2,682
Travelers $3,369
USAA $3,517

Cheap Oakfield, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakfield, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakfield, Tennessee

Insurance Company Poor Fair Good
Allstate $6,332 $4,843 $3,700
Farmers $3,746 $2,933 $2,775
GEICO $3,608 $3,084 $2,835
Liberty Mutual $9,577 $5,873 $4,593
Nationwide $4,425 $3,503 $3,100
Progressive $3,918 $3,361 $3,134
State Farm $3,895 $2,336 $1,814
Travelers $3,709 $2,927 $2,130
USAA $3,984 $2,330 $1,921

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oakfield, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakfield, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Oakfield, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakfield, Tennessee

ZIP Code Average Annual Rates
38362 $3,759

Cheap Oakfield, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakfield, Tennessee auto insurance. Find the cheapest annual Oakfield, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakfield, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,958 $4,958
Farmers $3,151 $3,151
GEICO $3,160 $3,192
Liberty Mutual $6,681 $6,681
Nationwide $3,676 $3,676
Progressive $3,471 $3,471
State Farm $2,618 $2,746
Travelers $2,807 $3,037
USAA $2,668 $2,823

Cheap Oakfield, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakfield, Tennessee? Check out the comparison of annual Oakfield, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakfield, Tennessee

Insurance Company Low Medium High
Allstate $4,769 $4,946 $5,160
Farmers $2,979 $3,138 $3,337
GEICO $3,033 $3,170 $3,324
Liberty Mutual $6,387 $6,680 $6,976
Nationwide $3,711 $3,598 $3,719
Progressive $3,270 $3,470 $3,673
State Farm $2,529 $2,695 $2,822
Travelers $2,739 $2,920 $3,107
USAA $2,660 $2,736 $2,840

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Oakfield, Tennessee

Compare the cheapest auto insurance companies in Oakfield, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakfield, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Oakfield, Tennessee Auto Insurance Companies

What auto insurance companies in Oakfield, Tennessee are the cheapest? Compare the top Oakfield, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakfield, Tennessee

Insurance Company Average Annual Rates
Allstate $4,958
Farmers $3,151
GEICO $3,176
Liberty Mutual $6,681
Nationwide $3,676
Progressive $3,471
State Farm $2,682
Travelers $2,922
USAA $2,745

Compare Oakfield, Tennessee Auto Insurance Quotes

Before you buy Oakfield, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakfield, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption