Best Cheap Auto Insurance in Oakdale, TN (2021)

The average Oakdale, TN auto insurance rates are $311 per month. The minimum auto insurance in Oakdale is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Oakdale, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Oakdale, TN for senior drivers are $1,987 per year
  • The average commute length in Oakdale is 34.7 minutes
  • The most expensive auto insurance company in Oakdale for teen drivers is Liberty Mutual

Oakdale, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Oakdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakdale, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Oakdale to other Tennessee cities, including Hendersonville auto insurance rates, Johnson City auto insurance rates, and Knoxville auto insurance rates to see how Oakdale, Tennessee auto insurance rates stack up.

Before you buy Oakdale, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakdale, Tennessee auto insurance quotes.

Minimum Auto Insurance in Oakdale, Tennessee

Oakdale, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakdale, Tennessee.

Minimum Required Auto Insurance Coverage in Oakdale, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Oakdale, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakdale, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakdale, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,546 $2,392 $2,482 $10,024 $10,901 $2,822 $2,919
Farmers $1,698 $1,726 $1,528 $1,660 $6,734 $7,118 $2,281 $2,439
GEICO $2,622 $2,644 $2,412 $2,412 $8,078 $8,214 $2,671 $2,756
Liberty Mutual $3,847 $129 $3,164 $3,533 $15,438 $17,147 $4,128 $4,406
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $2,025 $1,912 $1,647 $1,724 $9,151 $10,313 $2,448 $2,689
State Farm $1,719 $1,719 $1,542 $1,542 $5,173 $6,470 $1,941 $2,261
Travelers $1,729 $1,818 $1,569 $1,669 $4,822 $5,944 $1,843 $1,939
USAA $1,510 $1,535 $1,364 $1,363 $5,404 $6,201 $1,971 $2,098

Cheap Oakdale, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakdale, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Oakdale, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Oakdale, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,024 $10,901
Farmers $6,734 $7,118
GEICO $8,078 $8,214
Liberty Mutual $15,438 $17,147
Nationwide $5,607 $7,245
Progressive $9,151 $10,313
State Farm $5,173 $6,470
Travelers $4,822 $5,944
USAA $5,404 $6,201

Cheap Oakdale, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Oakdale, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakdale, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,392 $2,482
Farmers $1,528 $1,660
GEICO $2,412 $2,412
Liberty Mutual $3,164 $3,533
Nationwide $1,864 $1,897
Progressive $1,647 $1,724
State Farm $1,542 $1,542
Travelers $1,569 $1,669
USAA $1,364 $1,363

Cheap Oakdale, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakdale, Tennessee compared to the annual auto insurance rates with a clean record in Oakdale, Tennessee.

Annual Oakdale, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,840 $4,580 $5,552 $4,400
Farmers $2,683 $3,332 $3,405 $3,173
GEICO $2,893 $3,872 $6,246 $2,893
Liberty Mutual $5,249 $7,563 $7,040 $6,045
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,511 $4,563 $3,739 $4,142
State Farm $2,554 $3,038 $2,796 $2,796
Travelers $2,165 $2,779 $3,058 $2,664
USAA $1,949 $2,922 $3,434 $2,418

Cheap Oakdale, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakdale, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Oakdale, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakdale, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,552
Farmers $3,405
GEICO $6,246
Liberty Mutual $7,040
Nationwide $4,187
Progressive $3,739
State Farm $2,796
Travelers $3,058
USAA $3,434

Cheap Oakdale, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakdale, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakdale, Tennessee

Insurance Company Poor Fair Good
Allstate $5,859 $4,488 $3,431
Farmers $3,752 $2,925 $2,767
GEICO $4,509 $3,865 $3,555
Liberty Mutual $9,300 $5,681 $4,441
Nationwide $3,874 $3,072 $2,719
Progressive $4,485 $3,867 $3,614
State Farm $4,062 $2,435 $1,891
Travelers $3,393 $2,662 $1,944
USAA $3,884 $2,278 $1,880

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Cheap Oakdale, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakdale, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Oakdale, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakdale, Tennessee

ZIP Code Average Annual Rates
37829 $3,784

Cheap Oakdale, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakdale, Tennessee auto insurance. Find the cheapest annual Oakdale, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakdale, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,593 $4,593
Farmers $3,148 $3,148
GEICO $3,950 $4,002
Liberty Mutual $6,474 $6,474
Nationwide $3,222 $3,222
Progressive $3,989 $3,989
State Farm $2,731 $2,861
Travelers $2,562 $2,771
USAA $2,606 $2,756

Cheap Oakdale, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakdale, Tennessee? Check out the comparison of annual Oakdale, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakdale, Tennessee

Insurance Company Low Medium High
Allstate $4,426 $4,581 $4,772
Farmers $2,987 $3,134 $3,324
GEICO $3,786 $3,965 $4,177
Liberty Mutual $6,201 $6,470 $6,752
Nationwide $3,248 $3,150 $3,267
Progressive $3,768 $3,988 $4,209
State Farm $2,655 $2,807 $2,925
Travelers $2,521 $2,665 $2,814
USAA $2,596 $2,672 $2,775

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Best By Category: Cheapest Auto Insurance in Oakdale, Tennessee

Compare the cheapest auto insurance companies in Oakdale, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakdale, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Oakdale, Tennessee Auto Insurance Companies

What auto insurance companies in Oakdale, Tennessee are the cheapest? Compare the top Oakdale, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakdale, Tennessee

Insurance Company Average Annual Rates
Allstate $4,593
Farmers $3,148
GEICO $3,976
Liberty Mutual $6,474
Nationwide $3,222
Progressive $3,989
State Farm $2,796
Travelers $2,667
USAA $2,681

What affects auto insurance rates in Oakdale, Tennessee?

There are a lot of reasons why auto insurance rates in Oakdale, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oakdale, Tennessee. Many local factors may affect your Oakdale auto insurance rates.

Oakdale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oakdale, Tennessee commute length is 34.7 minutes according to City-Data.

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Compare Oakdale, Tennessee Auto Insurance Quotes

Before you buy Oakdale, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakdale, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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