Best Cheap Auto Insurance in Oakdale, LA (2021)

The average Oakdale, LA auto insurance rates are $460 per month. The minimum auto insurance in Oakdale is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Oakdale, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Oakdale, LA for senior drivers are $3,404 per year
  • The average commute length in Oakdale is 26.2 minutes
  • The minimum auto insurance required in Oakdale, Louisiana is 15/30/25

Oakdale, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Oakdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oakdale, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Oakdale to other Louisiana cities, including Baton Rouge auto insurance rates, Bossier City auto insurance rates, and Houma auto insurance rates to see how Oakdale, Louisiana auto insurance rates stack up.

Before you buy Oakdale, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oakdale, Louisiana auto insurance quotes.

Minimum Auto Insurance in Oakdale, Louisiana

Oakdale, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oakdale, Louisiana.

Minimum Required Auto Insurance Coverage in Oakdale, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oakdale, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oakdale, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakdale, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,961 $3,961 $4,083 $4,083 $8,602 $10,840 $4,370 $4,735
GEICO $3,182 $3,677 $3,806 $4,659 $11,960 $12,613 $3,081 $2,983
Progressive $4,251 $3,970 $3,557 $3,840 $17,040 $18,955 $4,866 $4,989
State Farm $2,793 $2,793 $2,566 $2,566 $8,166 $10,227 $3,110 $3,490
USAA $2,507 $2,465 $2,450 $2,427 $7,661 $8,978 $3,093 $3,394

Cheap Oakdale, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oakdale, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Oakdale, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Oakdale, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,602 $10,840
GEICO $11,960 $12,613
Progressive $17,040 $18,955
State Farm $8,166 $10,227
USAA $7,661 $8,978

Cheap Oakdale, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Oakdale, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oakdale, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,083 $4,083
GEICO $3,806 $4,659
Progressive $3,557 $3,840
State Farm $2,566 $2,566
USAA $2,450 $2,427

Cheap Oakdale, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oakdale, Louisiana compared to the annual auto insurance rates with a clean record in Oakdale, Louisiana.

Annual Oakdale, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,428 $6,710 $5,990 $5,189
GEICO $3,897 $6,307 $7,779 $4,997
Progressive $6,397 $8,598 $8,251 $7,488
State Farm $4,096 $4,831 $4,464 $4,464
USAA $3,139 $4,373 $5,223 $3,751

Cheap Oakdale, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oakdale, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Oakdale, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Oakdale, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,990
GEICO $7,779
Progressive $8,251
State Farm $4,464
USAA $5,223

Cheap Oakdale, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oakdale, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oakdale, Louisiana

Insurance Company Poor Fair Good
Allstate $7,317 $5,029 $4,391
GEICO $6,834 $5,930 $4,471
Progressive $8,682 $7,443 $6,926
State Farm $6,174 $3,988 $3,229
USAA $5,680 $3,641 $3,044

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Cheap Oakdale, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oakdale, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Oakdale, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oakdale, Louisiana

ZIP Code Average Annual Rates
71463 $5,186

Cheap Oakdale, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Oakdale, Louisiana auto insurance. Find the cheapest annual Oakdale, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oakdale, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,579 $5,579
GEICO $5,634 $5,856
Progressive $7,683 $7,683
State Farm $4,351 $4,576
USAA $3,995 $4,248

Cheap Oakdale, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oakdale, Louisiana? Check out the comparison of annual Oakdale, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakdale, Louisiana

Insurance Company Low Medium High
Allstate $4,832 $5,681 $6,225
GEICO $4,756 $5,765 $6,714
Progressive $6,438 $7,620 $8,992
State Farm $3,862 $4,451 $5,077
USAA $3,573 $4,184 $4,608

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Best By Category: Cheapest Auto Insurance in Oakdale, Louisiana

Compare the cheapest auto insurance companies in Oakdale, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oakdale, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Oakdale, Louisiana Auto Insurance Companies

What auto insurance companies in Oakdale, Louisiana are the cheapest? Compare the top Oakdale, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oakdale, Louisiana

Insurance Company Average Annual Rates
Allstate $5,579
GEICO $5,745
Progressive $7,683
State Farm $4,464
USAA $4,122

What affects auto insurance rates in Oakdale, Louisiana?

There are a lot of reasons why auto insurance rates in Oakdale, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oakdale, Louisiana. Many local factors may affect your Oakdale auto insurance rates.

Oakdale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oakdale, Louisiana commute length is 26.2 minutes according to City-Data.

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Compare Oakdale, Louisiana Auto Insurance Quotes

Before you buy Oakdale, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oakdale, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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