Best Cheap Auto Insurance in Oak View, CA (2021)

The average Oak View, CA auto insurance rates are $280 per month. The minimum auto insurance in Oak View is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Oak View, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Oak View, California is 15/30/5
  • The average commute length in Oak View is 30.7 minutes
  • Average auto insurance rates in Oak View, CA for senior drivers are $2,022 per year

Oak View, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Oak View can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oak View, California, including driving record, credit, commute time, and more.

Compare auto insurance in Oak View to other California cities, including San Diego auto insurance rates, Fresno auto insurance rates, and San Jose auto insurance rates to see how Oak View, California auto insurance rates stack up.

Before you buy Oak View, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oak View, California auto insurance quotes.

Minimum Auto Insurance in Oak View, California

Oak View, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oak View, California.

Minimum Required Auto Insurance Coverage in Oak View, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Oak View, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oak View, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oak View, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,573 $2,568 $1,883 $1,894 $7,172 $8,999 $3,267 $3,561
Farmers $2,318 $2,318 $2,105 $2,105 $7,391 $12,033 $2,748 $3,063
GEICO $1,657 $1,658 $1,558 $1,558 $5,043 $5,131 $2,381 $2,433
Liberty Mutual $2,030 $1,915 $1,898 $1,835 $4,397 $4,705 $2,280 $2,309
Nationwide $3,101 $2,956 $2,731 $2,570 $7,938 $8,763 $3,701 $3,644
Progressive $1,658 $1,707 $1,408 $1,671 $4,424 $5,329 $2,381 $2,559
State Farm $3,073 $3,073 $2,746 $2,746 $5,685 $7,061 $3,403 $3,507
Travelers $2,307 $2,231 $2,048 $2,027 $4,794 $5,444 $2,999 $2,923
USAA $1,842 $1,742 $1,802 $1,807 $4,191 $4,217 $2,553 $2,409

Cheap Oak View, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oak View, California is a challenge. Take a look at the annual teen auto insurance rates in Oak View, California.

Annual Auto Insurance Rates for Teen Drivers in Oak View, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,172 $8,999
Farmers $7,391 $12,033
GEICO $5,043 $5,131
Liberty Mutual $4,397 $4,705
Nationwide $7,938 $8,763
Progressive $4,424 $5,329
State Farm $5,685 $7,061
Travelers $4,794 $5,444
USAA $4,191 $4,217

Cheap Oak View, California Auto Insurance for Seniors

What are senior auto insurance rates in Oak View, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oak View, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,883 $1,894
Farmers $2,105 $2,105
GEICO $1,558 $1,558
Liberty Mutual $1,898 $1,835
Nationwide $2,731 $2,570
Progressive $1,408 $1,671
State Farm $2,746 $2,746
Travelers $2,048 $2,027
USAA $1,802 $1,807

Cheap Oak View, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oak View, California compared to the annual auto insurance rates with a clean record in Oak View, California.

Annual Oak View, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $4,037 $6,349 $3,158
Farmers $3,155 $4,292 $5,335 $4,258
GEICO $1,871 $2,893 $3,624 $2,321
Liberty Mutual $2,319 $3,105 $2,804 $2,457
Nationwide $3,089 $3,962 $6,690 $3,962
Progressive $1,734 $2,941 $3,398 $2,496
State Farm $2,793 $3,330 $6,283 $3,241
Travelers $2,062 $3,382 $3,899 $3,043
USAA $1,709 $2,542 $4,158 $1,872

Cheap Oak View, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oak View, California is not easy. Compare the annual rates for DUI auto insurance in Oak View, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Oak View, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,349
Farmers $5,335
GEICO $3,624
Liberty Mutual $2,804
Nationwide $6,690
Progressive $3,398
State Farm $6,283
Travelers $3,899
USAA $4,158

Cheap Oak View, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oak View, California can vary. Compare the annual cost of auto insurance by ZIP code in Oak View, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oak View, California

ZIP Code Average Annual Rates
93022 $4,588

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Cheap Oak View, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Oak View, California auto insurance. Find the cheapest annual Oak View, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oak View, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,597 $4,382
Farmers $3,865 $4,656
GEICO $2,432 $2,923
Liberty Mutual $2,452 $2,890
Nationwide $3,908 $4,943
Progressive $2,396 $2,889
State Farm $3,769 $4,055
Travelers $2,791 $3,402
USAA $2,369 $2,771

Cheap Oak View, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oak View, California? Check out the comparison of annual Oak View, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oak View, California

Insurance Company Low Medium High
Allstate $3,757 $4,027 $4,185
Farmers $3,941 $4,297 $4,543
GEICO $2,411 $2,707 $2,914
Liberty Mutual $2,473 $2,695 $2,845
Nationwide $3,944 $4,509 $4,824
Progressive $2,375 $2,724 $2,828
State Farm $3,499 $3,986 $4,250
Travelers $2,669 $3,182 $3,439
USAA $2,340 $2,619 $2,753

Best By Category: Cheapest Auto Insurance in Oak View, California

Compare the cheapest auto insurance companies in Oak View, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oak View, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Oak View, California Auto Insurance Companies

What auto insurance companies in Oak View, California are the cheapest? Compare the top Oak View, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oak View, California

Insurance Company Average Annual Rates
Allstate $3,990
Farmers $4,260
GEICO $2,677
Liberty Mutual $2,671
Nationwide $4,426
Progressive $2,642
State Farm $3,912
Travelers $3,096
USAA $2,570

What affects auto insurance rates in Oak View, California?

There are a lot of reasons why auto insurance rates in Oak View, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oak View, California. Many local factors may affect your Oak View auto insurance rates.

Oak View Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oak View, California commute length is 30.7 minutes according to City-Data.

Compare Oak View, California Auto Insurance Quotes

Before you buy Oak View, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oak View, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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