Best Cheap Auto Insurance in Oak Grove, AR (2021)

The average Oak Grove, AR auto insurance rates are $321 per month. The minimum auto insurance in Oak Grove is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Oak Grove, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Oak Grove, AR for senior drivers are $2,010 per year
  • The most expensive auto insurance company in Oak Grove for teen drivers is Travelers
  • The average commute length in Oak Grove is 24.8 minutes

Oak Grove, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Oak Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oak Grove, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Oak Grove to other Arkansas cities, including Conway auto insurance rates, Little Rock auto insurance rates, and Pine Bluff auto insurance rates to see how Oak Grove, Arkansas auto insurance rates stack up.

Before you buy Oak Grove, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oak Grove, Arkansas auto insurance quotes.

Minimum Auto Insurance in Oak Grove, Arkansas

Oak Grove, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oak Grove, Arkansas.

Minimum Required Auto Insurance Coverage in Oak Grove, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oak Grove, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oak Grove, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oak Grove, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,920 $2,574 $2,753 $10,392 $12,445 $3,206 $3,491
Farmers $2,187 $2,173 $1,956 $2,057 $9,131 $9,445 $2,510 $2,646
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,805 $2,655 $2,301 $2,412 $12,017 $13,530 $3,361 $3,651
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,021 $2,059 $2,002 $2,006 $11,737 $18,800 $2,166 $2,501
USAA $1,254 $1,268 $1,161 $1,172 $3,866 $4,057 $1,612 $1,740

Cheap Oak Grove, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oak Grove, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Oak Grove, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Oak Grove, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,392 $12,445
Farmers $9,131 $9,445
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $12,017 $13,530
State Farm $4,447 $5,591
Travelers $11,737 $18,800
USAA $3,866 $4,057

Cheap Oak Grove, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Oak Grove, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oak Grove, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,574 $2,753
Farmers $1,956 $2,057
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,301 $2,412
State Farm $1,395 $1,395
Travelers $2,002 $2,006
USAA $1,161 $1,172

Cheap Oak Grove, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oak Grove, Arkansas compared to the annual auto insurance rates with a clean record in Oak Grove, Arkansas.

Annual Oak Grove, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,202 $5,275 $5,851 $5,010
Farmers $3,388 $4,346 $4,245 $4,072
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,599 $6,410 $4,833 $5,524
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,534 $4,684 $6,859 $5,569
USAA $1,553 $1,962 $2,828 $1,722

Cheap Oak Grove, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oak Grove, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Oak Grove, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Oak Grove, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,851
Farmers $4,245
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,833
State Farm $2,466
Travelers $6,859
USAA $2,828

Cheap Oak Grove, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oak Grove, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oak Grove, Arkansas

Insurance Company Poor Fair Good
Allstate $6,393 $4,890 $3,969
Farmers $4,569 $3,826 $3,644
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,051 $5,166 $4,807
State Farm $3,570 $2,152 $1,677
Travelers $6,210 $5,182 $4,843
USAA $2,674 $1,823 $1,552

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Cheap Oak Grove, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oak Grove, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Oak Grove, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oak Grove, Arkansas

ZIP Code Average Annual Rates
72660 $3,950

Cheap Oak Grove, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Oak Grove, Arkansas auto insurance. Find the cheapest annual Oak Grove, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oak Grove, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,084 $5,084
Farmers $4,013 $4,013
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,341 $5,341
State Farm $2,408 $2,524
Travelers $5,412 $5,412
USAA $1,959 $2,074

Cheap Oak Grove, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oak Grove, Arkansas? Check out the comparison of annual Oak Grove, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oak Grove, Arkansas

Insurance Company Low Medium High
Allstate $4,953 $5,081 $5,219
Farmers $3,825 $3,974 $4,239
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,962 $5,264 $5,798
State Farm $2,351 $2,463 $2,585
Travelers $5,163 $5,427 $5,645
USAA $1,937 $2,009 $2,102

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Best By Category: Cheapest Auto Insurance in Oak Grove, Arkansas

Compare the cheapest auto insurance companies in Oak Grove, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oak Grove, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Oak Grove, Arkansas Auto Insurance Companies

What auto insurance companies in Oak Grove, Arkansas are the cheapest? Compare the top Oak Grove, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oak Grove, Arkansas

Insurance Company Average Annual Rates
Allstate $5,084
Farmers $4,013
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,341
State Farm $2,466
Travelers $5,412
USAA $2,016

What affects auto insurance rates in Oak Grove, Arkansas?

There are a lot of reasons why auto insurance rates in Oak Grove, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oak Grove, Arkansas. Many local factors may affect your Oak Grove auto insurance rates.

Oak Grove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oak Grove, Arkansas commute length is 24.8 minutes according to City-Data.

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Compare Oak Grove, Arkansas Auto Insurance Quotes

Before you buy Oak Grove, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oak Grove, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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