Best Cheap Auto Insurance in O Neals, CA (2021)

The average O Neals, CA auto insurance rates are $288 per month. The minimum auto insurance in O Neals is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in O Neals, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in O Neals, California is 15/30/5
  • Average auto insurance rates in O Neals, CA for senior drivers are $2,063 per year
  • The cheapest auto insurance company in O Neals is USAA

O Neals, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in O Neals can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in O Neals, California, including driving record, credit, commute time, and more.

Compare auto insurance in O Neals to other California cities, including Anaheim auto insurance rates, San Diego auto insurance rates, and San Jose auto insurance rates to see how O Neals, California auto insurance rates stack up.

Before you buy O Neals, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free O Neals, California auto insurance quotes.

Minimum Auto Insurance in O Neals, California

O Neals, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in O Neals, California.

Minimum Required Auto Insurance Coverage in O Neals, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap O Neals, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in O Neals, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in O Neals, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,709 $2,710 $1,971 $1,988 $7,429 $9,329 $3,446 $3,775
Farmers $2,755 $2,755 $2,478 $2,478 $8,761 $14,369 $3,261 $3,628
GEICO $1,821 $1,822 $1,712 $1,712 $5,517 $5,622 $2,613 $2,677
Liberty Mutual $2,168 $2,060 $2,006 $1,946 $4,738 $5,016 $2,454 $2,466
Nationwide $3,096 $2,961 $2,701 $2,552 $7,759 $8,586 $3,683 $3,648
Progressive $1,687 $1,740 $1,406 $1,684 $4,422 $5,375 $2,414 $2,602
State Farm $2,693 $2,693 $2,405 $2,405 $4,916 $6,100 $2,977 $3,069
Travelers $2,283 $2,212 $2,020 $1,999 $4,675 $5,345 $2,958 $2,898
USAA $1,875 $1,777 $1,830 $1,837 $4,289 $4,310 $2,596 $2,453

Cheap O Neals, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in O Neals, California is a challenge. Take a look at the annual teen auto insurance rates in O Neals, California.

Annual Auto Insurance Rates for Teen Drivers in O Neals, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,429 $9,329
Farmers $8,761 $14,369
GEICO $5,517 $5,622
Liberty Mutual $4,738 $5,016
Nationwide $7,759 $8,586
Progressive $4,422 $5,375
State Farm $4,916 $6,100
Travelers $4,675 $5,345
USAA $4,289 $4,310

Cheap O Neals, California Auto Insurance for Seniors

What are senior auto insurance rates in O Neals, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in O Neals, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $1,988
Farmers $2,478 $2,478
GEICO $1,712 $1,712
Liberty Mutual $2,006 $1,946
Nationwide $2,701 $2,552
Progressive $1,406 $1,684
State Farm $2,405 $2,405
Travelers $2,020 $1,999
USAA $1,830 $1,837

Cheap O Neals, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in O Neals, California compared to the annual auto insurance rates with a clean record in O Neals, California.

Annual O Neals, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,518 $4,216 $6,647 $3,297
Farmers $3,741 $5,094 $6,348 $5,059
GEICO $2,055 $3,166 $3,978 $2,549
Liberty Mutual $2,479 $3,324 $2,997 $2,627
Nationwide $3,051 $3,911 $6,619 $3,911
Progressive $1,754 $2,956 $3,435 $2,520
State Farm $2,428 $2,898 $5,483 $2,819
Travelers $2,046 $3,310 $3,845 $2,993
USAA $1,742 $2,591 $4,243 $1,908

Cheap O Neals, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in O Neals, California is not easy. Compare the annual rates for DUI auto insurance in O Neals, California to find the best deal.

Annual Auto Insurance Rates After a DUI in O Neals, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,647
Farmers $6,348
GEICO $3,978
Liberty Mutual $2,997
Nationwide $6,619
Progressive $3,435
State Farm $5,483
Travelers $3,845
USAA $4,243

Cheap O Neals, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in O Neals, California can vary. Compare the annual cost of auto insurance by ZIP code in O Neals, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in O Neals, California

ZIP Code Average Annual Rates
93645 $4,737

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Cheap O Neals, California Auto Insurance Rates By Commute

Commute length and annual mileage affect O Neals, California auto insurance. Find the cheapest annual O Neals, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in O Neals, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,753 $4,586
Farmers $4,592 $5,529
GEICO $2,668 $3,206
Liberty Mutual $2,623 $3,091
Nationwide $3,866 $4,880
Progressive $2,421 $2,912
State Farm $3,283 $3,531
Travelers $2,746 $3,352
USAA $2,414 $2,827

Cheap O Neals, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in O Neals, California? Check out the comparison of annual O Neals, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in O Neals, California

Insurance Company Low Medium High
Allstate $3,914 $4,210 $4,385
Farmers $4,717 $5,098 $5,367
GEICO $2,648 $2,968 $3,195
Liberty Mutual $2,684 $2,879 $3,007
Nationwide $3,938 $4,446 $4,736
Progressive $2,458 $2,731 $2,810
State Farm $3,094 $3,457 $3,670
Travelers $2,667 $3,129 $3,350
USAA $2,378 $2,671 $2,813

Best By Category: Cheapest Auto Insurance in O Neals, California

Compare the cheapest auto insurance companies in O Neals, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in O Neals, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest O Neals, California Auto Insurance Companies

What auto insurance companies in O Neals, California are the cheapest? Compare the top O Neals, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in O Neals, California

Insurance Company Average Annual Rates
Allstate $4,170
Farmers $5,061
GEICO $2,937
Liberty Mutual $2,857
Nationwide $4,373
Progressive $2,666
State Farm $3,407
Travelers $3,049
USAA $2,621

Compare O Neals, California Auto Insurance Quotes

Before you buy O Neals, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free O Neals, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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