Best Cheap Auto Insurance in Norwood, CO (2021)

The average Norwood, CO auto insurance rates are $310 per month. The minimum auto insurance in Norwood is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Norwood, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Norwood, CO for senior drivers are $2,204 per year
  • The average commute length in Norwood is 25.4 minutes
  • The cheapest auto insurance company in Norwood is Liberty Mutual

Norwood, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Norwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Norwood, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Norwood to other Colorado cities, including Fort Collins auto insurance rates, Lakewood auto insurance rates, and Colorado Springs auto insurance rates to see how Norwood, Colorado auto insurance rates stack up.

Before you buy Norwood, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Norwood, Colorado auto insurance quotes.

Minimum Auto Insurance in Norwood, Colorado

Norwood, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Norwood, Colorado.

Minimum Required Auto Insurance Coverage in Norwood, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Norwood, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Norwood, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Norwood, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,298 $3,095 $2,945 $2,979 $11,011 $11,541 $3,675 $3,722
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,853 $2,817 $2,596 $2,815 $10,566 $10,527 $3,119 $3,129
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,805 $1,787 $1,524 $1,669 $4,881 $5,321 $1,824 $1,863
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,592 $2,420 $2,232 $2,226 $8,875 $9,970 $2,938 $2,868
State Farm $2,232 $2,232 $1,986 $1,986 $6,254 $7,944 $2,493 $2,957
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Norwood, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Norwood, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Norwood, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Norwood, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,011 $11,541
American Family $5,867 $7,848
Farmers $10,566 $10,527
GEICO $5,555 $5,909
Liberty Mutual $4,881 $5,321
Nationwide $5,853 $7,521
Progressive $8,875 $9,970
State Farm $6,254 $7,944
USAA $5,325 $6,108

Cheap Norwood, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Norwood, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Norwood, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,945 $2,979
American Family $2,184 $2,184
Farmers $2,596 $2,815
GEICO $1,866 $2,072
Liberty Mutual $1,524 $1,669
Nationwide $2,090 $2,217
Progressive $2,232 $2,226
State Farm $1,986 $1,986
USAA $2,042 $2,056

Cheap Norwood, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Norwood, Colorado compared to the annual auto insurance rates with a clean record in Norwood, Colorado.

Annual Norwood, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,526 $5,180 $6,316 $5,111
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,050 $5,213 $5,150 $4,798
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,251 $2,644 $2,768 $2,674
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,700 $5,138 $3,907 $4,316
State Farm $3,244 $3,777 $3,511 $3,511
USAA $2,344 $2,849 $4,987 $2,642

Cheap Norwood, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Norwood, Colorado is not easy. Compare the annual rates for DUI auto insurance in Norwood, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Norwood, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,316
American Family $4,854
Farmers $5,150
GEICO $3,517
Liberty Mutual $2,768
Nationwide $4,683
Progressive $3,907
State Farm $3,511
USAA $4,987

Cheap Norwood, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Norwood, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Norwood, Colorado

Insurance Company Poor Fair Good
Allstate $6,742 $5,185 $3,923
American Family $4,610 $3,271 $2,742
Farmers $5,608 $4,515 $4,286
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,707 $2,248 $1,797
Nationwide $4,239 $3,346 $2,918
Progressive $4,849 $4,140 $3,807
State Farm $4,883 $3,130 $2,519
USAA $4,757 $2,700 $2,160

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Cheap Norwood, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Norwood, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Norwood, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Norwood, Colorado

ZIP Code Average Annual Rates
81423 $3,432

Cheap Norwood, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Norwood, Colorado auto insurance. Find the cheapest annual Norwood, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Norwood, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,283 $5,283
American Family $3,466 $3,616
Farmers $4,803 $4,803
GEICO $2,763 $2,890
Liberty Mutual $2,584 $2,584
Nationwide $3,501 $3,501
Progressive $4,265 $4,265
State Farm $3,426 $3,596
USAA $3,115 $3,296

Cheap Norwood, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Norwood, Colorado? Check out the comparison of annual Norwood, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Norwood, Colorado

Insurance Company Low Medium High
Allstate $5,045 $5,267 $5,537
American Family $3,372 $3,615 $3,636
Farmers $4,190 $4,733 $5,485
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,457 $2,575 $2,720
Nationwide $3,554 $3,498 $3,451
Progressive $4,006 $4,275 $4,515
State Farm $3,316 $3,512 $3,703
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Norwood, Colorado

Compare the cheapest auto insurance companies in Norwood, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Norwood, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Norwood, Colorado Auto Insurance Companies

What auto insurance companies in Norwood, Colorado are the cheapest? Compare the top Norwood, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Norwood, Colorado

Insurance Company Average Annual Rates
Allstate $5,283
American Family $3,541
Farmers $4,803
GEICO $2,827
Liberty Mutual $2,584
Nationwide $3,501
Progressive $4,265
State Farm $3,511
USAA $3,206

What affects auto insurance rates in Norwood, Colorado?

There are a lot of reasons why auto insurance rates in Norwood, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Norwood, Colorado. Many local factors may affect your Norwood auto insurance rates.

Norwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Norwood, Colorado commute length is 25.4 minutes according to City-Data.

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Compare Norwood, Colorado Auto Insurance Quotes

Before you buy Norwood, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Norwood, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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