Best Cheap Auto Insurance in Northrop, MN (2021)

The average Northrop, MN auto insurance rates are $336 per month. The minimum auto insurance in Northrop is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Northrop, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Northrop for teen drivers is Liberty Mutual
  • The average commute length in Northrop is 17.4 minutes
  • The cheapest auto insurance company in Northrop is State Farm

Northrop, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Northrop can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Northrop, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Northrop to other Minnesota cities, including Bloomington auto insurance rates, Rochester auto insurance rates, and Brooklyn Park auto insurance rates to see how Northrop, Minnesota auto insurance rates stack up.

Before you buy Northrop, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Northrop, Minnesota auto insurance quotes.

Minimum Auto Insurance in Northrop, Minnesota

Northrop, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Northrop, Minnesota.

Minimum Required Auto Insurance Coverage in Northrop, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Northrop, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Northrop, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Northrop, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,657 $2,657 $2,552 $2,552 $6,126 $8,928 $3,230 $3,402
American Family $2,051 $2,051 $1,859 $1,859 $5,546 $8,054 $2,051 $2,314
Farmers $1,701 $1,699 $1,635 $1,730 $4,858 $4,907 $2,230 $2,186
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,709 $1,717 $1,523 $1,616 $4,334 $5,262 $2,002 $2,084
State Farm $1,405 $1,405 $1,250 $1,250 $3,027 $3,741 $1,633 $1,343
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

Cheap Northrop, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Northrop, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Northrop, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Northrop, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,126 $8,928
American Family $5,546 $8,054
Farmers $4,858 $4,907
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,334 $5,262
State Farm $3,027 $3,741
USAA $4,569 $5,027

Cheap Northrop, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Northrop, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Northrop, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,552
American Family $1,859 $1,859
Farmers $1,635 $1,730
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,523 $1,616
State Farm $1,250 $1,250
USAA $1,582 $1,590

Cheap Northrop, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Northrop, Minnesota compared to the annual auto insurance rates with a clean record in Northrop, Minnesota.

Annual Northrop, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,902 $4,228 $5,109 $3,813
American Family $2,156 $3,942 $4,350 $2,444
Farmers $2,244 $2,821 $2,854 $2,553
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,016 $2,665 $3,060 $2,383
State Farm $1,731 $2,033 $1,882 $1,882
USAA $1,948 $2,472 $3,739 $2,320

Cheap Northrop, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Northrop, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Northrop, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Northrop, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,109
American Family $4,350
Farmers $2,854
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,060
State Farm $1,882
USAA $3,739

Cheap Northrop, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Northrop, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Northrop, Minnesota

Insurance Company Poor Fair Good
Allstate $5,884 $3,194 $2,961
American Family $4,384 $2,925 $2,360
Farmers $3,262 $2,373 $2,219
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,004 $2,429 $2,159
State Farm $2,743 $1,678 $1,224
USAA $4,124 $2,002 $1,733

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Cheap Northrop, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Northrop, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Northrop, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Northrop, Minnesota

ZIP Code Average Annual Rates
56075 $3,078

Cheap Northrop, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Northrop, Minnesota auto insurance. Find the cheapest annual Northrop, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Northrop, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,013 $4,013
American Family $3,185 $3,261
Farmers $2,618 $2,618
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,531 $2,531
State Farm $1,832 $1,931
USAA $2,586 $2,654

Cheap Northrop, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Northrop, Minnesota? Check out the comparison of annual Northrop, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Northrop, Minnesota

Insurance Company Low Medium High
Allstate $3,958 $4,009 $4,073
American Family $3,211 $3,311 $3,147
Farmers $2,525 $2,628 $2,701
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,389 $2,550 $2,653
State Farm $1,812 $1,887 $1,946
USAA $2,547 $2,618 $2,695

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Best By Category: Cheapest Auto Insurance in Northrop, Minnesota

Compare the cheapest auto insurance companies in Northrop, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Northrop, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Northrop, Minnesota Auto Insurance Companies

What auto insurance companies in Northrop, Minnesota are the cheapest? Compare the top Northrop, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Northrop, Minnesota

Insurance Company Average Annual Rates
Allstate $4,013
American Family $3,223
Farmers $2,618
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,531
State Farm $1,882
USAA $2,620

What affects auto insurance rates in Northrop, Minnesota?

There are a lot of reasons why auto insurance rates in Northrop, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Northrop, Minnesota. Many local factors may affect your Northrop auto insurance rates.

Northrop Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Northrop, Minnesota commute length is 17.4 minutes according to City-Data.

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Compare Northrop, Minnesota Auto Insurance Quotes

Before you buy Northrop, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Northrop, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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