Best Cheap Auto Insurance in Northport, AL (2021)

The average Northport, AL auto insurance rates are $316 per month. The minimum auto insurance in Northport is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Northport, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Northport for teen drivers is Liberty Mutual
  • Average auto insurance rates in Northport, AL for senior drivers are $1,990 per year
  • The minimum auto insurance required in Northport, Alabama is 25/50/25

Northport, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Northport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Northport, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Northport to other Alabama cities, including Birmingham auto insurance rates, Montgomery auto insurance rates, and Huntsville auto insurance rates to see how Northport, Alabama auto insurance rates stack up.

Before you buy Northport, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Northport, Alabama auto insurance quotes.

Minimum Auto Insurance in Northport, Alabama

Northport, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Northport, Alabama.

Minimum Required Auto Insurance Coverage in Northport, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Northport, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Northport, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Northport, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,105 $2,003 $1,907 $1,943 $7,443 $8,002 $2,352 $2,403
Farmers $2,442 $2,425 $2,182 $2,321 $9,483 $9,756 $2,767 $2,867
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,960 $3,196 $2,432 $2,719 $10,931 $12,147 $3,143 $3,337
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,539 $2,374 $2,091 $2,223 $10,779 $12,032 $2,986 $3,205
State Farm $3,057 $3,057 $2,784 $2,784 $9,527 $11,924 $3,461 $3,993
Travelers $1,517 $1,540 $1,430 $1,423 $8,253 $13,005 $1,434 $1,634
USAA $1,299 $1,316 $1,214 $1,187 $3,889 $4,307 $1,690 $1,822

Cheap Northport, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Northport, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Northport, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Northport, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,443 $8,002
Farmers $9,483 $9,756
GEICO $5,499 $5,390
Liberty Mutual $10,931 $12,147
Nationwide $4,521 $5,808
Progressive $10,779 $12,032
State Farm $9,527 $11,924
Travelers $8,253 $13,005
USAA $3,889 $4,307

Cheap Northport, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Northport, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Northport, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,943
Farmers $2,182 $2,321
GEICO $1,962 $2,039
Liberty Mutual $2,432 $2,719
Nationwide $1,560 $1,612
Progressive $2,091 $2,223
State Farm $2,784 $2,784
Travelers $1,430 $1,423
USAA $1,214 $1,187

Cheap Northport, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Northport, Alabama compared to the annual auto insurance rates with a clean record in Northport, Alabama.

Annual Northport, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,984 $3,524 $4,192 $3,379
Farmers $3,603 $4,662 $4,548 $4,307
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,005 $5,583 $5,449 $5,395
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,309 $5,444 $4,640 $4,721
State Farm $4,561 $5,700 $5,016 $5,016
Travelers $3,145 $3,300 $4,840 $3,833
USAA $1,608 $2,020 $2,994 $1,739

Cheap Northport, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Northport, Alabama is not easy. Compare the annual rates for DUI auto insurance in Northport, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Northport, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,192
Farmers $4,548
GEICO $3,917
Liberty Mutual $5,449
Nationwide $3,329
Progressive $4,640
State Farm $5,016
Travelers $4,840
USAA $2,994

Cheap Northport, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Northport, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Northport, Alabama

Insurance Company Poor Fair Good
Allstate $4,341 $3,421 $2,798
Farmers $4,796 $4,130 $3,914
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,302 $4,494 $3,528
Nationwide $3,156 $2,467 $2,234
Progressive $5,371 $4,629 $4,335
State Farm $8,235 $4,162 $2,823
Travelers $4,120 $3,574 $3,644
USAA $2,806 $1,830 $1,635

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Northport, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Northport, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Northport, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Northport, Alabama

ZIP Code Average Annual Rates
35473 $3,874
35475 $3,879
35476 $3,976

Cheap Northport, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Northport, Alabama auto insurance. Find the cheapest annual Northport, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Northport, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,520 $3,520
Farmers $4,280 $4,280
GEICO $2,847 $2,948
Liberty Mutual $5,108 $5,108
Nationwide $2,619 $2,619
Progressive $4,779 $4,779
State Farm $4,948 $5,198
Travelers $3,779 $3,779
USAA $1,995 $2,186

Cheap Northport, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Northport, Alabama? Check out the comparison of annual Northport, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Northport, Alabama

Insurance Company Low Medium High
Allstate $3,396 $3,514 $3,649
Farmers $4,030 $4,222 $4,589
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,869 $5,084 $5,371
Nationwide $2,596 $2,598 $2,662
Progressive $4,321 $4,760 $5,255
State Farm $4,776 $5,069 $5,375
Travelers $3,580 $3,855 $3,903
USAA $2,014 $2,079 $2,178

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Northport, Alabama

Compare the cheapest auto insurance companies in Northport, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Northport, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Northport, Alabama Auto Insurance Companies

What auto insurance companies in Northport, Alabama are the cheapest? Compare the top Northport, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Northport, Alabama

Insurance Company Average Annual Rates
Allstate $3,520
Farmers $4,280
GEICO $2,897
Liberty Mutual $5,108
Nationwide $2,619
Progressive $4,779
State Farm $5,073
Travelers $3,779
USAA $2,090

What affects auto insurance rates in Northport, Alabama?

There are a lot of reasons why auto insurance rates in Northport, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Northport, Alabama. Many local factors may affect your Northport auto insurance rates.

Northport Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Northport, Alabama auto theft statistics, there have been 39 auto thefts in the city.

Northport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Northport, Alabama commute length is 22.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Northport, Alabama Auto Insurance Quotes

Before you buy Northport, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Northport, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption