Best Cheap Auto Insurance in Northampton, PA (2021)

The average Northampton, PA auto insurance rates are $326 per month. The minimum auto insurance in Northampton is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Northampton, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Northampton for teen drivers is Travelers
  • The minimum auto insurance required in Northampton, Pennsylvania is 15/30/5
  • Average auto insurance rates in Northampton, PA for senior drivers are $1,975 per year

Northampton, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Northampton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Northampton, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Northampton to other Pennsylvania cities, including Philadelphia auto insurance rates, Lancaster auto insurance rates, and Allen auto insurance rates to see how Northampton, Pennsylvania auto insurance rates stack up.

Before you buy Northampton, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Northampton, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Northampton, Pennsylvania

Northampton, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Northampton, Pennsylvania.

Minimum Required Auto Insurance Coverage in Northampton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Northampton, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Northampton, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Northampton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,248 $2,248 $2,086 $2,086 $7,694 $7,694 $2,460 $2,460
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $3,633 $3,633 $3,331 $3,331 $10,558 $10,558 $4,605 $4,605
Nationwide $1,798 $1,798 $1,706 $1,706 $5,077 $5,077 $2,018 $2,018
Progressive $2,825 $2,825 $2,522 $2,522 $9,180 $9,180 $3,588 $3,588
State Farm $1,596 $1,596 $1,417 $1,417 $5,859 $5,859 $1,768 $1,768
Travelers $1,730 $1,730 $1,876 $1,876 $25,672 $25,672 $2,076 $2,076
USAA $1,200 $1,200 $1,085 $1,085 $3,674 $3,674 $1,597 $1,597

Cheap Northampton, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Northampton, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Northampton, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Northampton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,694 $7,694
GEICO $5,010 $4,346
Liberty Mutual $10,558 $10,558
Nationwide $5,077 $5,077
Progressive $9,180 $9,180
State Farm $5,859 $5,859
Travelers $25,672 $25,672
USAA $3,674 $3,674

Cheap Northampton, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Northampton, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Northampton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,086
GEICO $1,904 $1,649
Liberty Mutual $3,331 $3,331
Nationwide $1,706 $1,706
Progressive $2,522 $2,522
State Farm $1,417 $1,417
Travelers $1,876 $1,876
USAA $1,085 $1,085

Cheap Northampton, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Northampton, Pennsylvania compared to the annual auto insurance rates with a clean record in Northampton, Pennsylvania.

Annual Northampton, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,465 $4,091 $3,465 $3,465
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $5,035 $5,794 $5,649 $5,649
Nationwide $1,913 $2,564 $3,566 $2,557
Progressive $4,100 $5,694 $4,216 $4,104
State Farm $2,420 $2,900 $2,660 $2,660
Travelers $5,540 $7,915 $9,985 $7,915
USAA $1,515 $2,100 $2,246 $1,694

Cheap Northampton, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Northampton, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Northampton, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Northampton, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,465
GEICO $2,504
Liberty Mutual $5,649
Nationwide $3,566
Progressive $4,216
State Farm $2,660
Travelers $9,985
USAA $2,246

Cheap Northampton, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Northampton, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Northampton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,627 $3,454 $2,784
GEICO $3,822 $2,153 $1,664
Liberty Mutual $7,058 $5,064 $4,473
Nationwide $3,109 $2,559 $2,281
Progressive $5,999 $4,210 $3,377
State Farm $3,788 $2,344 $1,849
Travelers $8,511 $7,709 $7,295
USAA $2,360 $1,754 $1,553

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Cheap Northampton, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Northampton, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Northampton, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Northampton, Pennsylvania

ZIP Code Average Annual Rates
18067 $4,883

Cheap Northampton, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Northampton, Pennsylvania auto insurance. Find the cheapest annual Northampton, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Northampton, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,548 $3,696
GEICO $2,507 $2,586
Liberty Mutual $5,391 $5,673
Nationwide $2,650 $2,650
Progressive $4,529 $4,529
State Farm $2,581 $2,739
Travelers $7,839 $7,839
USAA $1,835 $1,943

Cheap Northampton, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Northampton, Pennsylvania? Check out the comparison of annual Northampton, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Northampton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,453 $3,646 $3,766
GEICO $2,300 $2,572 $2,768
Liberty Mutual $5,247 $5,574 $5,773
Nationwide $2,667 $2,685 $2,597
Progressive $4,142 $4,567 $4,876
State Farm $2,466 $2,702 $2,812
Travelers $7,914 $7,853 $7,749
USAA $1,741 $1,908 $2,017

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Best By Category: Cheapest Auto Insurance in Northampton, Pennsylvania

Compare the cheapest auto insurance companies in Northampton, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Northampton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Northampton, Pennsylvania Auto Insurance Companies

What auto insurance companies in Northampton, Pennsylvania are the cheapest? Compare the top Northampton, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Northampton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,622
GEICO $2,546
Liberty Mutual $5,532
Nationwide $2,650
Progressive $4,529
State Farm $2,660
Travelers $7,839
USAA $1,889

What affects auto insurance rates in Northampton, Pennsylvania?

There are a lot of reasons why auto insurance rates in Northampton, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Northampton, Pennsylvania. Many local factors may affect your Northampton auto insurance rates.

Northampton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Northampton, Pennsylvania commute length is 24.7 minutes according to City-Data.

Northampton Traffic

How does Northampton, Pennsylvania rank for traffic? According to Inrix Northampton, Pennsylvania is the 606th most congested worldwide.

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Compare Northampton, Pennsylvania Auto Insurance Quotes

Before you buy Northampton, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Northampton, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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