Best Cheap Auto Insurance in North Tonawanda, NY (2021)

The average North Tonawanda, NY auto insurance rates are $292 per month. The minimum auto insurance in North Tonawanda is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in North Tonawanda, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in North Tonawanda, New York is 25/50/10
  • The most expensive auto insurance company in North Tonawanda for teen drivers is State Farm
  • The average commute length in North Tonawanda is 21.2 minutes

North Tonawanda, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in North Tonawanda can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Tonawanda, New York, including driving record, credit, commute time, and more.

Compare auto insurance in North Tonawanda to other New York cities, including New York auto insurance rates, Syracuse auto insurance rates, and New Rochelle auto insurance rates to see how North Tonawanda, New York auto insurance rates stack up.

Before you buy North Tonawanda, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Tonawanda, New York auto insurance quotes.

Minimum Auto Insurance in North Tonawanda, New York

North Tonawanda, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Tonawanda, New York.

Minimum Required Auto Insurance Coverage in North Tonawanda, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap North Tonawanda, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Tonawanda, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Tonawanda, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,519 $2,365 $2,366 $2,400 $7,355 $7,907 $2,476 $2,489
GEICO $1,352 $1,302 $1,316 $1,297 $2,882 $4,247 $1,215 $1,247
Liberty Mutual $3,520 $3,520 $3,281 $3,281 $6,867 $11,128 $3,520 $3,734
Nationwide $2,354 $2,354 $2,220 $2,220 $4,260 $6,352 $2,354 $3,012
Progressive $1,749 $1,611 $1,388 $1,415 $6,249 $6,927 $2,265 $2,185
State Farm $2,651 $2,651 $2,327 $2,327 $7,951 $10,156 $2,929 $3,058
Travelers $2,679 $2,678 $2,480 $2,636 $6,457 $7,792 $2,830 $2,921
USAA $1,752 $1,721 $1,594 $1,594 $7,088 $8,416 $2,242 $2,478

Cheap North Tonawanda, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Tonawanda, New York is a challenge. Take a look at the annual teen auto insurance rates in North Tonawanda, New York.

Annual Auto Insurance Rates for Teen Drivers in North Tonawanda, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $7,907
GEICO $2,882 $4,247
Liberty Mutual $6,867 $11,128
Nationwide $4,260 $6,352
Progressive $6,249 $6,927
State Farm $7,951 $10,156
Travelers $6,457 $7,792
USAA $7,088 $8,416

Cheap North Tonawanda, New York Auto Insurance for Seniors

What are senior auto insurance rates in North Tonawanda, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Tonawanda, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,366 $2,400
GEICO $1,316 $1,297
Liberty Mutual $3,281 $3,281
Nationwide $2,220 $2,220
Progressive $1,388 $1,415
State Farm $2,327 $2,327
Travelers $2,480 $2,636
USAA $1,594 $1,594

Cheap North Tonawanda, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Tonawanda, New York compared to the annual auto insurance rates with a clean record in North Tonawanda, New York.

Annual North Tonawanda, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,166 $3,166 $4,617 $3,989
GEICO $1,444 $1,575 $2,965 $1,444
Liberty Mutual $3,876 $3,876 $7,798 $3,876
Nationwide $2,398 $2,398 $5,313 $2,453
Progressive $2,889 $2,889 $3,208 $2,908
State Farm $4,044 $4,044 $4,468 $4,468
Travelers $3,230 $4,080 $4,136 $3,790
USAA $2,990 $3,039 $4,375 $3,039

Cheap North Tonawanda, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Tonawanda, New York is not easy. Compare the annual rates for DUI auto insurance in North Tonawanda, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in North Tonawanda, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,617
GEICO $2,965
Liberty Mutual $7,798
Nationwide $5,313
Progressive $3,208
State Farm $4,468
Travelers $4,136
USAA $4,375

Cheap North Tonawanda, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Tonawanda, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Tonawanda, New York

Insurance Company Poor Fair Good
Allstate $5,357 $3,138 $2,709
GEICO $2,327 $1,710 $1,534
Liberty Mutual $6,785 $4,447 $3,337
Nationwide $3,141 $3,141 $3,141
Progressive $4,697 $2,435 $1,789
State Farm $6,008 $3,769 $2,992
Travelers $5,309 $3,288 $2,831
USAA $5,152 $2,618 $2,312

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Cheap North Tonawanda, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Tonawanda, New York can vary. Compare the annual cost of auto insurance by ZIP code in North Tonawanda, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Tonawanda, New York

ZIP Code Average Annual Rates
14120 $3,568

Cheap North Tonawanda, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect North Tonawanda, New York auto insurance. Find the cheapest annual North Tonawanda, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Tonawanda, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,684 $3,785
GEICO $1,803 $1,911
Liberty Mutual $4,721 $4,992
Nationwide $3,141 $3,141
Progressive $2,974 $2,974
State Farm $4,100 $4,412
Travelers $3,809 $3,809
USAA $3,327 $3,394

Cheap North Tonawanda, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Tonawanda, New York? Check out the comparison of annual North Tonawanda, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Tonawanda, New York

Insurance Company Low Medium High
Allstate $3,521 $3,722 $3,961
GEICO $1,743 $1,851 $1,978
Liberty Mutual $4,587 $4,837 $5,145
Nationwide $2,924 $3,111 $3,387
Progressive $2,797 $2,955 $3,168
State Farm $3,995 $4,285 $4,489
Travelers $3,541 $3,754 $4,132
USAA $3,251 $3,342 $3,490

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Best By Category: Cheapest Auto Insurance in North Tonawanda, New York

Compare the cheapest auto insurance companies in North Tonawanda, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Tonawanda, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest North Tonawanda, New York Auto Insurance Companies

What auto insurance companies in North Tonawanda, New York are the cheapest? Compare the top North Tonawanda, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Tonawanda, New York

Insurance Company Average Annual Rates
Allstate $3,735
GEICO $1,857
Liberty Mutual $4,856
Nationwide $3,141
Progressive $2,974
State Farm $4,256
Travelers $3,809
USAA $3,361

What affects auto insurance rates in North Tonawanda, New York?

There are a lot of reasons why auto insurance rates in North Tonawanda, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Tonawanda, New York. Many local factors may affect your North Tonawanda auto insurance rates.

North Tonawanda Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Tonawanda, New York commute length is 21.2 minutes according to City-Data.

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Compare North Tonawanda, New York Auto Insurance Quotes

Before you buy North Tonawanda, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Tonawanda, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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