Best Cheap Auto Insurance in North Salem, IN (2021)

The average North Salem, IN auto insurance rates are $279 per month. The minimum auto insurance in North Salem is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in North Salem, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in North Salem, Indiana is 25/50/25
  • The most expensive auto insurance company in North Salem for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in North Salem is USAA

North Salem, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in North Salem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Salem, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in North Salem to other Indiana cities, including Evansville auto insurance rates, Gary auto insurance rates, and Indianapolis auto insurance rates to see how North Salem, Indiana auto insurance rates stack up.

Before you buy North Salem, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Salem, Indiana auto insurance quotes.

Minimum Auto Insurance in North Salem, Indiana

North Salem, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Salem, Indiana.

Minimum Required Auto Insurance Coverage in North Salem, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap North Salem, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Salem, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Salem, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,497 $2,561 $2,190 $2,396 $7,610 $9,585 $2,540 $2,764
American Family $2,529 $2,529 $2,276 $2,276 $6,970 $10,108 $2,529 $3,134
Farmers $1,504 $1,486 $1,284 $1,440 $8,019 $8,542 $1,981 $2,148
GEICO $1,496 $1,492 $1,408 $1,464 $4,457 $4,133 $1,717 $1,506
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,614 $1,528 $1,462 $1,470 $9,523 $10,725 $2,028 $2,076
State Farm $1,558 $1,558 $1,379 $1,379 $4,592 $5,899 $1,719 $1,911
Travelers $1,271 $1,292 $1,197 $1,195 $8,056 $12,743 $1,350 $1,551
USAA $1,059 $1,040 $990 $992 $3,003 $3,345 $1,428 $1,521

Cheap North Salem, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Salem, Indiana is a challenge. Take a look at the annual teen auto insurance rates in North Salem, Indiana.

Annual Auto Insurance Rates for Teen Drivers in North Salem, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,610 $9,585
American Family $6,970 $10,108
Farmers $8,019 $8,542
GEICO $4,457 $4,133
Liberty Mutual $8,754 $13,230
Nationwide $4,405 $5,706
Progressive $9,523 $10,725
State Farm $4,592 $5,899
Travelers $8,056 $12,743
USAA $3,003 $3,345

Cheap North Salem, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in North Salem, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Salem, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,396
American Family $2,276 $2,276
Farmers $1,284 $1,440
GEICO $1,408 $1,464
Liberty Mutual $3,662 $3,662
Nationwide $1,332 $1,420
Progressive $1,462 $1,470
State Farm $1,379 $1,379
Travelers $1,197 $1,195
USAA $990 $992

Cheap North Salem, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Salem, Indiana compared to the annual auto insurance rates with a clean record in North Salem, Indiana.

Annual North Salem, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,210 $4,707 $4,339 $3,815
American Family $2,788 $4,434 $5,632 $3,322
Farmers $2,950 $3,449 $3,545 $3,257
GEICO $1,441 $2,283 $3,117 $1,996
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,854 $4,988 $3,405 $3,966
State Farm $2,443 $2,669 $2,443 $2,443
Travelers $3,042 $3,760 $4,260 $3,263
USAA $1,260 $1,799 $2,067 $1,563

Cheap North Salem, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Salem, Indiana is not easy. Compare the annual rates for DUI auto insurance in North Salem, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in North Salem, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,339
American Family $5,632
Farmers $3,545
GEICO $3,117
Liberty Mutual $8,386
Nationwide $2,608
Progressive $3,405
State Farm $2,443
Travelers $4,260
USAA $2,067

Cheap North Salem, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Salem, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Salem, Indiana

Insurance Company Poor Fair Good
Allstate $4,986 $3,704 $3,364
American Family $5,535 $3,591 $3,006
Farmers $3,850 $3,141 $2,909
GEICO $2,657 $2,209 $1,761
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,795 $2,362 $2,210
Progressive $4,194 $3,714 $3,502
State Farm $3,643 $2,172 $1,683
Travelers $3,985 $3,380 $3,379
USAA $2,250 $1,489 $1,277

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Cheap North Salem, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Salem, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in North Salem, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Salem, Indiana

ZIP Code Average Annual Rates
46165 $3,257

Cheap North Salem, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect North Salem, Indiana auto insurance. Find the cheapest annual North Salem, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Salem, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,018 $4,018
American Family $3,996 $4,092
Farmers $3,300 $3,300
GEICO $2,172 $2,246
Liberty Mutual $5,687 $5,998
Nationwide $2,456 $2,456
Progressive $3,803 $3,803
State Farm $2,428 $2,571
Travelers $3,582 $3,582
USAA $1,650 $1,694

Cheap North Salem, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Salem, Indiana? Check out the comparison of annual North Salem, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Salem, Indiana

Insurance Company Low Medium High
Allstate $3,833 $4,002 $4,218
American Family $4,022 $4,178 $3,932
Farmers $3,197 $3,295 $3,409
GEICO $2,072 $2,203 $2,353
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,498 $2,436 $2,433
Progressive $3,611 $3,749 $4,050
State Farm $2,390 $2,498 $2,609
Travelers $3,509 $3,615 $3,621
USAA $1,612 $1,668 $1,736

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Best By Category: Cheapest Auto Insurance in North Salem, Indiana

Compare the cheapest auto insurance companies in North Salem, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Salem, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest North Salem, Indiana Auto Insurance Companies

What auto insurance companies in North Salem, Indiana are the cheapest? Compare the top North Salem, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Salem, Indiana

Insurance Company Average Annual Rates
Allstate $4,018
American Family $4,044
Farmers $3,300
GEICO $2,209
Liberty Mutual $5,842
Nationwide $2,456
Progressive $3,803
State Farm $2,499
Travelers $3,582
USAA $1,672

What affects auto insurance rates in North Salem, Indiana?

There are a lot of reasons why auto insurance rates in North Salem, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Salem, Indiana. Many local factors may affect your North Salem auto insurance rates.

North Salem Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Salem, Indiana commute length is 33.1 minutes according to City-Data.

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Compare North Salem, Indiana Auto Insurance Quotes

Before you buy North Salem, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Salem, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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