Best Cheap Auto Insurance in North River Shores, FL (2021)

The average North River Shores, FL auto insurance rates are $375 per month. The minimum auto insurance in North River Shores is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in North River Shores, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in North River Shores, Florida is 10/20/10
  • Average auto insurance rates in North River Shores, FL for senior drivers are $2,740 per year
  • The average commute length in North River Shores is 28.2 minutes

North River Shores, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in North River Shores can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North River Shores, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in North River Shores to other Florida cities, including St. Petersburg auto insurance rates, Hialeah auto insurance rates, and Port St. Lucie auto insurance rates to see how North River Shores, Florida auto insurance rates stack up.

Before you buy North River Shores, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North River Shores, Florida auto insurance quotes.

Minimum Auto Insurance in North River Shores, Florida

North River Shores, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North River Shores, Florida.

Minimum Required Auto Insurance Coverage in North River Shores, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap North River Shores, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North River Shores, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North River Shores, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,690 $4,484 $4,114 $4,171 $16,039 $17,427 $4,612 $4,660
GEICO $3,009 $3,019 $2,821 $2,821 $5,389 $6,749 $3,312 $3,353
Liberty Mutual $3,412 $3,412 $3,127 $3,127 $7,185 $11,059 $3,412 $4,621
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,913 $3,643 $3,342 $3,590 $11,040 $11,975 $4,656 $4,386
State Farm $1,855 $1,855 $1,693 $1,693 $5,326 $6,778 $2,055 $2,197
USAA $1,431 $1,405 $1,342 $1,328 $4,916 $5,698 $1,781 $1,917

Cheap North River Shores, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North River Shores, Florida is a challenge. Take a look at the annual teen auto insurance rates in North River Shores, Florida.

Annual Auto Insurance Rates for Teen Drivers in North River Shores, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,039 $17,427
GEICO $5,389 $6,749
Liberty Mutual $7,185 $11,059
Nationwide $6,784 $8,345
Progressive $11,040 $11,975
State Farm $5,326 $6,778
USAA $4,916 $5,698

Cheap North River Shores, Florida Auto Insurance for Seniors

What are senior auto insurance rates in North River Shores, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North River Shores, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,114 $4,171
GEICO $2,821 $2,821
Liberty Mutual $3,127 $3,127
Nationwide $2,553 $2,640
Progressive $3,342 $3,590
State Farm $1,693 $1,693
USAA $1,342 $1,328

Cheap North River Shores, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North River Shores, Florida compared to the annual auto insurance rates with a clean record in North River Shores, Florida.

Annual North River Shores, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,491 $7,785 $8,621 $7,201
GEICO $2,647 $3,389 $5,055 $4,146
Liberty Mutual $3,531 $4,601 $6,703 $4,843
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,620 $6,774 $5,726 $6,153
State Farm $2,684 $3,179 $2,932 $2,932
USAA $1,935 $2,394 $3,550 $2,030

Cheap North River Shores, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North River Shores, Florida is not easy. Compare the annual rates for DUI auto insurance in North River Shores, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in North River Shores, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,621
GEICO $5,055
Liberty Mutual $6,703
Nationwide $5,097
Progressive $5,726
State Farm $2,932
USAA $3,550

Cheap North River Shores, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North River Shores, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North River Shores, Florida

Insurance Company Poor Fair Good
Allstate $10,581 $6,641 $5,351
GEICO $5,559 $3,355 $2,514
Liberty Mutual $6,333 $4,652 $3,774
Nationwide $5,066 $3,720 $3,364
Progressive $7,566 $5,398 $4,491
State Farm $3,993 $2,634 $2,168
USAA $4,008 $1,980 $1,445

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Cheap North River Shores, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North River Shores, Florida can vary. Compare the annual cost of auto insurance by ZIP code in North River Shores, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North River Shores, Florida

ZIP Code Average Annual Rates
34994 $3,473

Cheap North River Shores, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect North River Shores, Florida auto insurance. Find the cheapest annual North River Shores, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North River Shores, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,310 $7,740
GEICO $3,791 $3,827
Liberty Mutual $4,761 $5,078
Nationwide $4,050 $4,050
Progressive $5,818 $5,818
State Farm $2,834 $3,029
USAA $2,449 $2,505

Cheap North River Shores, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North River Shores, Florida? Check out the comparison of annual North River Shores, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North River Shores, Florida

Insurance Company Low Medium High
Allstate $5,556 $7,966 $9,052
GEICO $2,985 $3,964 $4,478
Liberty Mutual $4,493 $4,999 $5,267
Nationwide $3,135 $4,222 $4,793
Progressive $4,646 $5,982 $6,826
State Farm $2,474 $3,003 $3,318
USAA $2,115 $2,572 $2,746

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Best By Category: Cheapest Auto Insurance in North River Shores, Florida

Compare the cheapest auto insurance companies in North River Shores, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North River Shores, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest North River Shores, Florida Auto Insurance Companies

What auto insurance companies in North River Shores, Florida are the cheapest? Compare the top North River Shores, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North River Shores, Florida

Insurance Company Average Annual Rates
Allstate $7,525
GEICO $3,809
Liberty Mutual $4,920
Nationwide $4,050
Progressive $5,818
State Farm $2,932
USAA $2,477

What affects auto insurance rates in North River Shores, Florida?

There are a lot of reasons why auto insurance rates in North River Shores, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North River Shores, Florida. Many local factors may affect your North River Shores auto insurance rates.

North River Shores Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North River Shores, Florida commute length is 28.2 minutes according to City-Data.

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Compare North River Shores, Florida Auto Insurance Quotes

Before you buy North River Shores, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North River Shores, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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