Best Cheap Auto Insurance in North Richland Hills, TX (2021)

The average North Richland Hills, TX auto insurance rates are $321 per month. The minimum auto insurance in North Richland Hills is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in North Richland Hills, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in North Richland Hills, TX for senior drivers are $2,339 per year
  • The most expensive auto insurance company in North Richland Hills for teen drivers is Allstate
  • The average commute length in North Richland Hills is 26.9 minutes

North Richland Hills, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in North Richland Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Richland Hills, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in North Richland Hills to other Texas cities, including Austin auto insurance rates, Arlington auto insurance rates, and Laredo auto insurance rates to see how North Richland Hills, Texas auto insurance rates stack up.

Before you buy North Richland Hills, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Richland Hills, Texas auto insurance quotes.

Minimum Auto Insurance in North Richland Hills, Texas

North Richland Hills, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Richland Hills, Texas.

Minimum Required Auto Insurance Coverage in North Richland Hills, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap North Richland Hills, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Richland Hills, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Richland Hills, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,496 $3,515 $3,448 $3,448 $9,405 $11,320 $4,317 $4,480
American Family $2,843 $3,179 $2,688 $3,093 $7,820 $10,225 $4,140 $4,725
GEICO $2,427 $2,621 $2,348 $2,670 $5,330 $5,502 $2,624 $2,606
Nationwide $2,309 $2,344 $2,047 $2,162 $6,451 $8,264 $2,705 $2,921
Progressive $2,348 $2,255 $2,082 $2,125 $9,616 $10,749 $2,802 $2,871
State Farm $2,115 $2,115 $1,895 $1,895 $5,191 $6,635 $2,309 $2,373
USAA $1,496 $1,496 $1,437 $1,416 $4,247 $4,595 $1,981 $2,101

Cheap North Richland Hills, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Richland Hills, Texas is a challenge. Take a look at the annual teen auto insurance rates in North Richland Hills, Texas.

Annual Auto Insurance Rates for Teen Drivers in North Richland Hills, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,405 $11,320
American Family $7,820 $10,225
GEICO $5,330 $5,502
Nationwide $6,451 $8,264
Progressive $9,616 $10,749
State Farm $5,191 $6,635
USAA $4,247 $4,595

Cheap North Richland Hills, Texas Auto Insurance for Seniors

What are senior auto insurance rates in North Richland Hills, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Richland Hills, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,448 $3,448
American Family $2,688 $3,093
GEICO $2,348 $2,670
Nationwide $2,047 $2,162
Progressive $2,082 $2,125
State Farm $1,895 $1,895
USAA $1,437 $1,416

Cheap North Richland Hills, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Richland Hills, Texas compared to the annual auto insurance rates with a clean record in North Richland Hills, Texas.

Annual North Richland Hills, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,170 $6,540 $6,833 $4,170
American Family $4,391 $5,645 $4,929 $4,391
GEICO $2,771 $3,666 $3,058 $3,569
Nationwide $3,174 $3,174 $4,676 $3,578
Progressive $3,802 $4,889 $4,444 $4,288
State Farm $2,710 $3,127 $3,718 $2,710
USAA $1,745 $2,588 $3,050 $2,002

Cheap North Richland Hills, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Richland Hills, Texas is not easy. Compare the annual rates for DUI auto insurance in North Richland Hills, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in North Richland Hills, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,833
American Family $4,929
GEICO $3,058
Nationwide $4,676
Progressive $4,444
State Farm $3,718
USAA $3,050

Cheap North Richland Hills, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Richland Hills, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Richland Hills, Texas

Insurance Company Poor Fair Good
Allstate $6,888 $5,059 $4,338
American Family $6,613 $4,224 $3,680
GEICO $5,040 $2,854 $1,904
Nationwide $4,380 $3,516 $3,056
Progressive $4,918 $4,233 $3,916
State Farm $4,329 $2,706 $2,163
USAA $3,427 $1,998 $1,613

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Cheap North Richland Hills, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Richland Hills, Texas can vary. Compare the annual cost of auto insurance by ZIP code in North Richland Hills, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Richland Hills, Texas

ZIP Code Average Annual Rates
76180 $5,706
76182 $5,688

Cheap North Richland Hills, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect North Richland Hills, Texas auto insurance. Find the cheapest annual North Richland Hills, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Richland Hills, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,292 $5,565
American Family $4,839 $4,839
GEICO $3,206 $3,326
Nationwide $3,650 $3,650
Progressive $4,356 $4,356
State Farm $3,066 $3,066
USAA $2,316 $2,376

Cheap North Richland Hills, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Richland Hills, Texas? Check out the comparison of annual North Richland Hills, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Richland Hills, Texas

Insurance Company Low Medium High
Allstate $5,302 $5,381 $5,603
American Family $4,522 $4,672 $5,324
GEICO $3,085 $3,225 $3,487
Nationwide $3,907 $3,499 $3,546
Progressive $4,189 $4,340 $4,538
State Farm $2,888 $3,056 $3,253
USAA $2,257 $2,336 $2,445

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Best By Category: Cheapest Auto Insurance in North Richland Hills, Texas

Compare the cheapest auto insurance companies in North Richland Hills, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Richland Hills, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest North Richland Hills, Texas Auto Insurance Companies

What auto insurance companies in North Richland Hills, Texas are the cheapest? Compare the top North Richland Hills, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Richland Hills, Texas

Insurance Company Average Annual Rates
Allstate $5,428
American Family $4,839
GEICO $3,266
Nationwide $3,650
Progressive $4,356
State Farm $3,066
USAA $2,346

What affects auto insurance rates in North Richland Hills, Texas?

There are a lot of reasons why auto insurance rates in North Richland Hills, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Richland Hills, Texas. Many local factors may affect your North Richland Hills auto insurance rates.

North Richland Hills Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual North Richland Hills, Texas auto theft statistics, there have been 123 auto thefts in the city.

North Richland Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Richland Hills, Texas commute length is 26.9 minutes according to City-Data.

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Compare North Richland Hills, Texas Auto Insurance Quotes

Before you buy North Richland Hills, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Richland Hills, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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