Best Cheap Auto Insurance in North Platte, NE (2021)

The average North Platte, NE auto insurance rates are $285 per month. The minimum auto insurance in North Platte is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in North Platte, Nebraska, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in North Platte is American Family
  • The minimum auto insurance required in North Platte, Nebraska is 25/50/25
  • The average commute length in North Platte is 12.5 minutes

North Platte, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in North Platte can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Platte, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in North Platte to other Nebraska cities, including Columbus auto insurance rates, Grand Island auto insurance rates, and North Platte auto insurance rates to see how North Platte, Nebraska auto insurance rates stack up.

Before you buy North Platte, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Platte, Nebraska auto insurance quotes.

Minimum Auto Insurance in North Platte, Nebraska

North Platte, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Platte, Nebraska.

Minimum Required Auto Insurance Coverage in North Platte, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap North Platte, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Platte, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Platte, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,275 $2,127 $2,146 $6,742 $7,125 $2,687 $2,739
American Family $1,725 $1,725 $1,569 $1,569 $2,873 $4,208 $1,687 $1,823
Farmers $2,164 $2,153 $1,944 $2,044 $8,059 $8,293 $2,450 $2,571
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,257 $3,538 $2,570 $3,127 $13,537 $15,213 $3,434 $3,811
Nationwide $1,781 $1,842 $1,593 $1,709 $4,012 $5,015 $2,039 $2,209
Progressive $2,046 $1,975 $1,681 $1,745 $7,853 $8,855 $2,449 $2,619
State Farm $1,592 $1,592 $1,390 $1,390 $4,256 $5,435 $1,756 $1,992
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

Cheap North Platte, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Platte, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in North Platte, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in North Platte, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,125
American Family $2,873 $4,208
Farmers $8,059 $8,293
GEICO $6,485 $8,525
Liberty Mutual $13,537 $15,213
Nationwide $4,012 $5,015
Progressive $7,853 $8,855
State Farm $4,256 $5,435
USAA $4,567 $5,506

Cheap North Platte, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in North Platte, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Platte, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,146
American Family $1,569 $1,569
Farmers $1,944 $2,044
GEICO $3,200 $3,079
Liberty Mutual $2,570 $3,127
Nationwide $1,593 $1,709
Progressive $1,681 $1,745
State Farm $1,390 $1,390
USAA $1,359 $1,415

Cheap North Platte, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Platte, Nebraska compared to the annual auto insurance rates with a clean record in North Platte, Nebraska.

Annual North Platte, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $3,456 $4,172 $3,425
American Family $2,101 $2,285 $2,101 $2,101
Farmers $3,140 $4,018 $3,919 $3,761
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,209 $6,112 $6,645 $6,277
Nationwide $1,785 $2,586 $3,702 $2,027
Progressive $3,105 $4,555 $3,473 $3,477
State Farm $2,258 $2,593 $2,425 $2,425
USAA $1,906 $2,389 $3,574 $2,159

Cheap North Platte, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Platte, Nebraska is not easy. Compare the annual rates for DUI auto insurance in North Platte, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in North Platte, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,172
American Family $2,101
Farmers $3,919
GEICO $5,866
Liberty Mutual $6,645
Nationwide $3,702
Progressive $3,473
State Farm $2,425
USAA $3,574

Cheap North Platte, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Platte, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Platte, Nebraska

Insurance Company Poor Fair Good
Allstate $4,378 $3,331 $2,879
American Family $2,874 $1,968 $1,600
Farmers $4,260 $3,519 $3,350
GEICO $4,804 $4,162 $3,624
Liberty Mutual $8,763 $5,271 $4,149
Nationwide $3,039 $2,412 $2,124
Progressive $4,191 $3,519 $3,248
State Farm $3,524 $2,113 $1,640
USAA $3,357 $2,256 $1,908

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap North Platte, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect North Platte, Nebraska auto insurance. Find the cheapest annual North Platte, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Platte, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,529 $3,529
American Family $2,130 $2,165
Farmers $3,710 $3,710
GEICO $4,131 $4,262
Liberty Mutual $6,061 $6,061
Nationwide $2,525 $2,525
Progressive $3,653 $3,653
State Farm $2,364 $2,487
USAA $2,478 $2,537

Cheap North Platte, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Platte, Nebraska? Check out the comparison of annual North Platte, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Platte, Nebraska

Insurance Company Low Medium High
Allstate $3,444 $3,522 $3,621
American Family $2,134 $2,211 $2,097
Farmers $3,570 $3,664 $3,895
GEICO $4,116 $4,193 $4,280
Liberty Mutual $5,910 $6,032 $6,241
Nationwide $2,573 $2,514 $2,488
Progressive $3,483 $3,643 $3,831
State Farm $2,336 $2,422 $2,518
USAA $2,436 $2,504 $2,582

Best By Category: Cheapest Auto Insurance in North Platte, Nebraska

Compare the cheapest auto insurance companies in North Platte, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Platte, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest North Platte, Nebraska Auto Insurance Companies

What auto insurance companies in North Platte, Nebraska are the cheapest? Compare the top North Platte, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Platte, Nebraska

Insurance Company Average Annual Rates
Allstate $3,529
American Family $2,147
Farmers $3,710
GEICO $4,197
Liberty Mutual $6,061
Nationwide $2,525
Progressive $3,653
State Farm $2,425
USAA $2,507

What affects auto insurance rates in North Platte, Nebraska?

There are a lot of reasons why auto insurance rates in North Platte, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Platte, Nebraska. Many local factors may affect your North Platte auto insurance rates.

North Platte Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Platte, Nebraska commute length is 12.5 minutes according to City-Data.

Compare North Platte, Nebraska Auto Insurance Quotes

Before you buy North Platte, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Platte, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption