Best Cheap Auto Insurance in North Middletown, KY (2021)

The average North Middletown, KY auto insurance rates are $348 per month. The minimum auto insurance in North Middletown is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in North Middletown, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in North Middletown, KY for senior drivers are $2,333 per year
  • The cheapest auto insurance company in North Middletown is State Farm
  • The average commute length in North Middletown is 26.9 minutes

North Middletown, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in North Middletown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Middletown, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in North Middletown to other Kentucky cities, including Covington auto insurance rates, Elizabeth auto insurance rates, and Richmond auto insurance rates to see how North Middletown, Kentucky auto insurance rates stack up.

Before you buy North Middletown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Middletown, Kentucky auto insurance quotes.

Minimum Auto Insurance in North Middletown, Kentucky

North Middletown, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Middletown, Kentucky.

Minimum Required Auto Insurance Coverage in North Middletown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap North Middletown, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Middletown, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Middletown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,081 $3,029 $2,803 $2,986 $11,954 $13,460 $3,367 $3,540
GEICO $3,159 $2,921 $3,309 $2,996 $6,635 $7,852 $2,575 $2,215
Liberty Mutual $3,393 $3,671 $3,042 $3,372 $12,472 $13,550 $3,438 $3,386
Nationwide $2,839 $2,838 $2,573 $2,678 $6,512 $8,085 $3,232 $3,390
Progressive $2,000 $1,890 $1,809 $1,811 $10,044 $11,351 $2,477 $2,519
State Farm $1,575 $1,575 $1,409 $1,409 $4,604 $5,856 $1,757 $1,944
Travelers $1,931 $1,961 $1,913 $1,914 $9,472 $15,261 $2,023 $2,294
USAA $1,816 $1,810 $1,647 $1,663 $4,930 $5,177 $2,282 $2,487

Cheap North Middletown, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Middletown, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in North Middletown, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in North Middletown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,954 $13,460
GEICO $6,635 $7,852
Liberty Mutual $12,472 $13,550
Nationwide $6,512 $8,085
Progressive $10,044 $11,351
State Farm $4,604 $5,856
Travelers $9,472 $15,261
USAA $4,930 $5,177

Cheap North Middletown, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in North Middletown, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Middletown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,803 $2,986
GEICO $3,309 $2,996
Liberty Mutual $3,042 $3,372
Nationwide $2,573 $2,678
Progressive $1,809 $1,811
State Farm $1,409 $1,409
Travelers $1,913 $1,914
USAA $1,647 $1,663

Cheap North Middletown, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Middletown, Kentucky compared to the annual auto insurance rates with a clean record in North Middletown, Kentucky.

Annual North Middletown, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,539 $5,984 $6,430 $5,157
GEICO $2,370 $4,198 $6,360 $2,904
Liberty Mutual $4,815 $7,437 $5,768 $5,143
Nationwide $3,221 $4,129 $5,189 $3,534
Progressive $3,503 $5,205 $3,993 $4,249
State Farm $2,305 $2,727 $2,516 $2,516
Travelers $4,010 $4,120 $5,961 $4,293
USAA $2,054 $2,901 $3,475 $2,476

Cheap North Middletown, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Middletown, Kentucky is not easy. Compare the annual rates for DUI auto insurance in North Middletown, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in North Middletown, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,430
GEICO $6,360
Liberty Mutual $5,768
Nationwide $5,189
Progressive $3,993
State Farm $2,516
Travelers $5,961
USAA $3,475

Cheap North Middletown, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Middletown, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Middletown, Kentucky

Insurance Company Poor Fair Good
Allstate $7,301 $5,069 $4,213
GEICO $6,508 $3,249 $2,117
Liberty Mutual $8,279 $5,087 $4,006
Nationwide $4,855 $3,852 $3,348
Progressive $4,709 $4,137 $3,867
State Farm $3,633 $2,198 $1,717
Travelers $5,111 $4,345 $4,331
USAA $4,041 $2,278 $1,860

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap North Middletown, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Middletown, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in North Middletown, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Middletown, Kentucky

ZIP Code Average Annual Rates
40361 $3,739

Cheap North Middletown, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect North Middletown, Kentucky auto insurance. Find the cheapest annual North Middletown, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Middletown, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,528 $5,528
GEICO $3,921 $3,995
Liberty Mutual $5,791 $5,791
Nationwide $4,018 $4,018
Progressive $4,238 $4,238
State Farm $2,452 $2,580
Travelers $4,596 $4,596
USAA $2,626 $2,827

Cheap North Middletown, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Middletown, Kentucky? Check out the comparison of annual North Middletown, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Middletown, Kentucky

Insurance Company Low Medium High
Allstate $5,147 $5,506 $5,929
GEICO $3,693 $3,940 $4,241
Liberty Mutual $5,404 $5,730 $6,238
Nationwide $4,033 $3,978 $4,044
Progressive $3,890 $4,187 $4,636
State Farm $2,346 $2,515 $2,687
Travelers $4,324 $4,614 $4,849
USAA $2,594 $2,720 $2,865

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in North Middletown, Kentucky

Compare the cheapest auto insurance companies in North Middletown, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Middletown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest North Middletown, Kentucky Auto Insurance Companies

What auto insurance companies in North Middletown, Kentucky are the cheapest? Compare the top North Middletown, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Middletown, Kentucky

Insurance Company Average Annual Rates
Allstate $5,528
GEICO $3,958
Liberty Mutual $5,791
Nationwide $4,018
Progressive $4,238
State Farm $2,516
Travelers $4,596
USAA $2,727

What affects auto insurance rates in North Middletown, Kentucky?

There are a lot of reasons why auto insurance rates in North Middletown, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Middletown, Kentucky. Many local factors may affect your North Middletown auto insurance rates.

North Middletown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Middletown, Kentucky commute length is 26.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare North Middletown, Kentucky Auto Insurance Quotes

Before you buy North Middletown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Middletown, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption