Best Cheap Auto Insurance in North Manchester, IN (2021)

The average North Manchester, IN auto insurance rates are $263 per month. The minimum auto insurance in North Manchester is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in North Manchester, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in North Manchester for teen drivers is Liberty Mutual
  • Average auto insurance rates in North Manchester, IN for senior drivers are $1,656 per year
  • The average commute length in North Manchester is 18.7 minutes

North Manchester, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in North Manchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Manchester, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in North Manchester to other Indiana cities, including Bloomington auto insurance rates, Indianapolis auto insurance rates, and Gary auto insurance rates to see how North Manchester, Indiana auto insurance rates stack up.

Before you buy North Manchester, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Manchester, Indiana auto insurance quotes.

Minimum Auto Insurance in North Manchester, Indiana

North Manchester, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Manchester, Indiana.

Minimum Required Auto Insurance Coverage in North Manchester, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap North Manchester, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Manchester, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Manchester, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,588 $2,662 $2,259 $2,477 $7,711 $9,716 $2,652 $2,882
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,615 $1,594 $1,381 $1,550 $8,630 $9,191 $2,124 $2,300
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,630 $1,668 $1,428 $1,526 $4,739 $6,162 $1,910 $2,091
Progressive $1,568 $1,485 $1,419 $1,431 $9,079 $10,205 $1,959 $1,998
State Farm $1,331 $1,331 $1,186 $1,186 $4,023 $5,157 $1,473 $1,638
Travelers $1,074 $1,094 $1,004 $1,005 $6,561 $10,415 $1,132 $1,313
USAA $978 $966 $905 $917 $2,675 $3,003 $1,324 $1,424

Cheap North Manchester, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Manchester, Indiana is a challenge. Take a look at the annual teen auto insurance rates in North Manchester, Indiana.

Annual Auto Insurance Rates for Teen Drivers in North Manchester, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,711 $9,716
American Family $5,778 $8,378
Farmers $8,630 $9,191
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,739 $6,162
Progressive $9,079 $10,205
State Farm $4,023 $5,157
Travelers $6,561 $10,415
USAA $2,675 $3,003

Cheap North Manchester, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in North Manchester, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Manchester, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,477
American Family $1,897 $1,897
Farmers $1,381 $1,550
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,428 $1,526
Progressive $1,419 $1,431
State Farm $1,186 $1,186
Travelers $1,004 $1,005
USAA $905 $917

Cheap North Manchester, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Manchester, Indiana compared to the annual auto insurance rates with a clean record in North Manchester, Indiana.

Annual North Manchester, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,304 $4,827 $4,434 $3,908
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,174 $3,702 $3,811 $3,505
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,273 $2,932 $2,811 $2,561
Progressive $2,734 $4,776 $3,261 $3,800
State Farm $2,115 $2,318 $2,115 $2,115
Travelers $2,508 $3,095 $3,506 $2,691
USAA $1,154 $1,637 $1,877 $1,429

Cheap North Manchester, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Manchester, Indiana is not easy. Compare the annual rates for DUI auto insurance in North Manchester, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in North Manchester, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,434
American Family $4,670
Farmers $3,811
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,811
Progressive $3,261
State Farm $2,115
Travelers $3,506
USAA $1,877

Cheap North Manchester, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Manchester, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Manchester, Indiana

Insurance Company Poor Fair Good
Allstate $5,125 $3,788 $3,442
American Family $4,594 $2,986 $2,501
Farmers $4,142 $3,375 $3,127
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,010 $2,544 $2,379
Progressive $4,024 $3,556 $3,350
State Farm $3,155 $1,882 $1,460
Travelers $3,284 $2,783 $2,781
USAA $2,058 $1,355 $1,160

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Cheap North Manchester, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Manchester, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in North Manchester, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Manchester, Indiana

ZIP Code Average Annual Rates
46962 $3,068

Cheap North Manchester, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect North Manchester, Indiana auto insurance. Find the cheapest annual North Manchester, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Manchester, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,118 $4,118
American Family $3,320 $3,401
Farmers $3,548 $3,548
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,644 $2,644
Progressive $3,643 $3,643
State Farm $2,104 $2,227
Travelers $2,950 $2,950
USAA $1,504 $1,545

Cheap North Manchester, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Manchester, Indiana? Check out the comparison of annual North Manchester, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Manchester, Indiana

Insurance Company Low Medium High
Allstate $3,925 $4,104 $4,326
American Family $3,333 $3,473 $3,277
Farmers $3,424 $3,541 $3,679
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,690 $2,623 $2,619
Progressive $3,437 $3,585 $3,907
State Farm $2,063 $2,164 $2,269
Travelers $2,883 $2,978 $2,989
USAA $1,472 $1,520 $1,580

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Best By Category: Cheapest Auto Insurance in North Manchester, Indiana

Compare the cheapest auto insurance companies in North Manchester, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Manchester, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest North Manchester, Indiana Auto Insurance Companies

What auto insurance companies in North Manchester, Indiana are the cheapest? Compare the top North Manchester, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Manchester, Indiana

Insurance Company Average Annual Rates
Allstate $4,118
American Family $3,361
Farmers $3,548
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,644
Progressive $3,643
State Farm $2,166
Travelers $2,950
USAA $1,524

What affects auto insurance rates in North Manchester, Indiana?

There are a lot of reasons why auto insurance rates in North Manchester, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Manchester, Indiana. Many local factors may affect your North Manchester auto insurance rates.

North Manchester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Manchester, Indiana commute length is 18.7 minutes according to City-Data.

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Compare North Manchester, Indiana Auto Insurance Quotes

Before you buy North Manchester, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Manchester, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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