Best Cheap Auto Insurance in North Houston, TX (2021)

The average North Houston, TX auto insurance rates are $400 per month. The minimum auto insurance in North Houston is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in North Houston, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in North Houston for teen drivers is Progressive
  • Average auto insurance rates in North Houston, TX for senior drivers are $2,882 per year
  • The minimum auto insurance required in North Houston, Texas is 30/60/25

North Houston, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in North Houston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Houston, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in North Houston to other Texas cities, including Plano auto insurance rates, Austin auto insurance rates, and Arlington auto insurance rates to see how North Houston, Texas auto insurance rates stack up.

Before you buy North Houston, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Houston, Texas auto insurance quotes.

Minimum Auto Insurance in North Houston, Texas

North Houston, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Houston, Texas.

Minimum Required Auto Insurance Coverage in North Houston, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap North Houston, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Houston, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Houston, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,158 $4,189 $4,105 $4,105 $11,086 $13,373 $5,144 $5,349
American Family $3,009 $3,374 $2,866 $3,306 $8,473 $11,080 $4,422 $5,054
GEICO $3,131 $3,398 $3,025 $3,483 $6,941 $7,142 $3,396 $3,355
Nationwide $2,682 $2,723 $2,367 $2,504 $7,739 $9,931 $3,165 $3,424
Progressive $3,991 $3,825 $3,493 $3,587 $16,018 $17,886 $4,762 $4,847
State Farm $2,334 $2,334 $2,082 $2,082 $5,628 $7,176 $2,540 $2,613
USAA $1,753 $1,756 $1,682 $1,662 $4,997 $5,417 $2,332 $2,483

Cheap North Houston, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Houston, Texas is a challenge. Take a look at the annual teen auto insurance rates in North Houston, Texas.

Annual Auto Insurance Rates for Teen Drivers in North Houston, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,086 $13,373
American Family $8,473 $11,080
GEICO $6,941 $7,142
Nationwide $7,739 $9,931
Progressive $16,018 $17,886
State Farm $5,628 $7,176
USAA $4,997 $5,417

Cheap North Houston, Texas Auto Insurance for Seniors

What are senior auto insurance rates in North Houston, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Houston, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,105 $4,105
American Family $2,866 $3,306
GEICO $3,025 $3,483
Nationwide $2,367 $2,504
Progressive $3,493 $3,587
State Farm $2,082 $2,082
USAA $1,682 $1,662

Cheap North Houston, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Houston, Texas compared to the annual auto insurance rates with a clean record in North Houston, Texas.

Annual North Houston, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,971 $7,744 $8,068 $4,971
American Family $4,734 $6,032 $5,291 $4,734
GEICO $3,582 $4,746 $3,960 $4,648
Nationwide $3,742 $3,742 $5,556 $4,229
Progressive $6,347 $8,182 $7,472 $7,203
State Farm $2,970 $3,414 $4,041 $2,970
USAA $2,050 $3,046 $3,591 $2,354

Cheap North Houston, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Houston, Texas is not easy. Compare the annual rates for DUI auto insurance in North Houston, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in North Houston, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,068
American Family $5,291
GEICO $3,960
Nationwide $5,556
Progressive $7,472
State Farm $4,041
USAA $3,591

Cheap North Houston, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Houston, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Houston, Texas

Insurance Company Poor Fair Good
Allstate $8,190 $5,994 $5,131
American Family $7,070 $4,541 $3,982
GEICO $6,570 $3,691 $2,440
Nationwide $5,182 $4,160 $3,609
Progressive $8,308 $7,077 $6,518
State Farm $4,735 $2,954 $2,357
USAA $4,038 $2,349 $1,894

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Cheap North Houston, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Houston, Texas can vary. Compare the annual cost of auto insurance by ZIP code in North Houston, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Houston, Texas

ZIP Code Average Annual Rates
77315 $7,303

Cheap North Houston, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect North Houston, Texas auto insurance. Find the cheapest annual North Houston, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Houston, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,279 $6,598
American Family $5,198 $5,198
GEICO $4,148 $4,320
Nationwide $4,317 $4,317
Progressive $7,301 $7,301
State Farm $3,349 $3,349
USAA $2,725 $2,795

Cheap North Houston, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Houston, Texas? Check out the comparison of annual North Houston, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Houston, Texas

Insurance Company Low Medium High
Allstate $6,288 $6,382 $6,646
American Family $4,791 $4,990 $5,812
GEICO $3,960 $4,161 $4,581
Nationwide $4,632 $4,132 $4,188
Progressive $6,916 $7,264 $7,722
State Farm $3,160 $3,336 $3,550
USAA $2,654 $2,747 $2,880

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Best By Category: Cheapest Auto Insurance in North Houston, Texas

Compare the cheapest auto insurance companies in North Houston, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Houston, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest North Houston, Texas Auto Insurance Companies

What auto insurance companies in North Houston, Texas are the cheapest? Compare the top North Houston, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Houston, Texas

Insurance Company Average Annual Rates
Allstate $6,439
American Family $5,198
GEICO $4,234
Nationwide $4,317
Progressive $7,301
State Farm $3,349
USAA $2,760

Compare North Houston, Texas Auto Insurance Quotes

Before you buy North Houston, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Houston, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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