Best Cheap Auto Insurance in North Garden, VA (2021)

The average North Garden, VA auto insurance rates are $200 per month. The minimum auto insurance in North Garden is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in North Garden, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in North Garden for teen drivers is Allstate
  • The cheapest auto insurance company in North Garden is USAA
  • Average auto insurance rates in North Garden, VA for senior drivers are $1,383 per year

North Garden, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in North Garden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Garden, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in North Garden to other Virginia cities, including Portsmouth auto insurance rates, Chesapeake auto insurance rates, and Virginia Beach auto insurance rates to see how North Garden, Virginia auto insurance rates stack up.

Before you buy North Garden, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Garden, Virginia auto insurance quotes.

Minimum Auto Insurance in North Garden, Virginia

North Garden, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Garden, Virginia.

Minimum Required Auto Insurance Coverage in North Garden, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap North Garden, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Garden, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Garden, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,990 $1,879 $1,980 $1,980 $6,237 $7,177 $2,588 $2,592
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,461 $1,471 $1,295 $1,332 $3,470 $4,482 $1,611 $1,756
Progressive $1,301 $1,245 $1,167 $1,174 $5,803 $6,536 $1,582 $1,628
State Farm $1,534 $1,534 $1,375 $1,375 $4,542 $5,702 $1,733 $2,000
USAA $1,142 $1,124 $1,070 $1,076 $3,547 $4,216 $1,470 $1,615

Cheap North Garden, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Garden, Virginia is a challenge. Take a look at the annual teen auto insurance rates in North Garden, Virginia.

Annual Auto Insurance Rates for Teen Drivers in North Garden, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,237 $7,177
GEICO $3,070 $4,128
Nationwide $3,470 $4,482
Progressive $5,803 $6,536
State Farm $4,542 $5,702
USAA $3,547 $4,216

Cheap North Garden, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in North Garden, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Garden, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $1,980
GEICO $1,386 $1,386
Nationwide $1,295 $1,332
Progressive $1,167 $1,174
State Farm $1,375 $1,375
USAA $1,070 $1,076

Cheap North Garden, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Garden, Virginia compared to the annual auto insurance rates with a clean record in North Garden, Virginia.

Annual North Garden, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,473 $3,934 $3,619 $3,185
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,833 $1,833 $2,692 $2,082
Progressive $2,191 $2,879 $2,599 $2,549
State Farm $2,265 $2,684 $2,474 $2,474
USAA $1,476 $1,920 $2,535 $1,699

Cheap North Garden, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Garden, Virginia is not easy. Compare the annual rates for DUI auto insurance in North Garden, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in North Garden, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,619
GEICO $3,052
Nationwide $2,692
Progressive $2,599
State Farm $2,474
USAA $2,535

Cheap North Garden, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Garden, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Garden, Virginia

Insurance Company Poor Fair Good
Allstate $4,019 $3,229 $2,660
GEICO $2,262 $1,923 $1,923
Nationwide $2,502 $2,006 $1,820
Progressive $2,861 $2,486 $2,316
State Farm $3,520 $2,181 $1,722
USAA $2,548 $1,738 $1,436

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Cheap North Garden, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Garden, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in North Garden, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Garden, Virginia

ZIP Code Average Annual Rates
22959 $2,070

Cheap North Garden, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect North Garden, Virginia auto insurance. Find the cheapest annual North Garden, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Garden, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,204 $3,401
GEICO $1,998 $2,074
Nationwide $2,110 $2,110
Progressive $2,554 $2,554
State Farm $2,415 $2,534
USAA $1,837 $1,978

Cheap North Garden, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Garden, Virginia? Check out the comparison of annual North Garden, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Garden, Virginia

Insurance Company Low Medium High
Allstate $3,215 $3,304 $3,390
GEICO $1,969 $2,035 $2,104
Nationwide $2,223 $2,088 $2,018
Progressive $2,459 $2,530 $2,675
State Farm $2,347 $2,471 $2,605
USAA $1,828 $1,911 $1,984

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Best By Category: Cheapest Auto Insurance in North Garden, Virginia

Compare the cheapest auto insurance companies in North Garden, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Garden, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest North Garden, Virginia Auto Insurance Companies

What auto insurance companies in North Garden, Virginia are the cheapest? Compare the top North Garden, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Garden, Virginia

Insurance Company Average Annual Rates
Allstate $3,303
GEICO $2,036
Nationwide $2,110
Progressive $2,554
State Farm $2,474
USAA $1,907

Compare North Garden, Virginia Auto Insurance Quotes

Before you buy North Garden, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Garden, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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