Best Cheap Auto Insurance in North Fort Myers, FL (2021)

The average North Fort Myers, FL auto insurance rates are $335 per month. The minimum auto insurance in North Fort Myers is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in North Fort Myers, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in North Fort Myers is 25.8 minutes
  • The cheapest auto insurance company in North Fort Myers is USAA
  • The most expensive auto insurance company in North Fort Myers for teen drivers is Allstate

North Fort Myers, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in North Fort Myers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Fort Myers, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in North Fort Myers to other Florida cities, including Orlando auto insurance rates, St. Petersburg auto insurance rates, and Cape Coral auto insurance rates to see how North Fort Myers, Florida auto insurance rates stack up.

Before you buy North Fort Myers, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Fort Myers, Florida auto insurance quotes.

Minimum Auto Insurance in North Fort Myers, Florida

North Fort Myers, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Fort Myers, Florida.

Minimum Required Auto Insurance Coverage in North Fort Myers, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap North Fort Myers, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Fort Myers, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Fort Myers, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,827 $3,641 $3,316 $3,361 $13,096 $14,114 $3,818 $3,866
GEICO $2,483 $2,498 $2,322 $2,322 $4,442 $5,614 $2,740 $2,795
Liberty Mutual $3,207 $3,207 $2,943 $2,943 $6,704 $10,293 $3,207 $4,326
Nationwide $2,591 $2,553 $2,312 $2,392 $6,176 $7,581 $2,846 $2,953
Progressive $3,451 $3,263 $2,971 $3,180 $9,764 $10,692 $4,169 $4,014
State Farm $1,875 $1,875 $1,701 $1,701 $5,233 $6,694 $2,083 $2,218
USAA $1,403 $1,378 $1,313 $1,301 $4,844 $5,619 $1,753 $1,891

Cheap North Fort Myers, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Fort Myers, Florida is a challenge. Take a look at the annual teen auto insurance rates in North Fort Myers, Florida.

Annual Auto Insurance Rates for Teen Drivers in North Fort Myers, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,096 $14,114
GEICO $4,442 $5,614
Liberty Mutual $6,704 $10,293
Nationwide $6,176 $7,581
Progressive $9,764 $10,692
State Farm $5,233 $6,694
USAA $4,844 $5,619

Cheap North Fort Myers, Florida Auto Insurance for Seniors

What are senior auto insurance rates in North Fort Myers, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Fort Myers, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,316 $3,361
GEICO $2,322 $2,322
Liberty Mutual $2,943 $2,943
Nationwide $2,312 $2,392
Progressive $2,971 $3,180
State Farm $1,701 $1,701
USAA $1,313 $1,301

Cheap North Fort Myers, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Fort Myers, Florida compared to the annual auto insurance rates with a clean record in North Fort Myers, Florida.

Annual North Fort Myers, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,287 $6,332 $7,031 $5,869
GEICO $2,208 $2,811 $4,164 $3,426
Liberty Mutual $3,329 $4,312 $6,241 $4,533
Nationwide $3,140 $3,446 $4,631 $3,485
Progressive $4,098 $6,059 $5,098 $5,498
State Farm $2,669 $3,176 $2,922 $2,922
USAA $1,904 $2,356 $3,494 $1,997

Cheap North Fort Myers, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Fort Myers, Florida is not easy. Compare the annual rates for DUI auto insurance in North Fort Myers, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in North Fort Myers, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,031
GEICO $4,164
Liberty Mutual $6,241
Nationwide $4,631
Progressive $5,098
State Farm $2,922
USAA $3,494

Cheap North Fort Myers, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Fort Myers, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Fort Myers, Florida

Insurance Company Poor Fair Good
Allstate $8,546 $5,429 $4,415
GEICO $4,576 $2,782 $2,098
Liberty Mutual $5,914 $4,355 $3,542
Nationwide $4,608 $3,373 $3,046
Progressive $6,751 $4,803 $4,010
State Farm $4,010 $2,617 $2,140
USAA $3,952 $1,945 $1,417

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Cheap North Fort Myers, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Fort Myers, Florida can vary. Compare the annual cost of auto insurance by ZIP code in North Fort Myers, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Fort Myers, Florida

ZIP Code Average Annual Rates
33917 $3,107

Cheap North Fort Myers, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect North Fort Myers, Florida auto insurance. Find the cheapest annual North Fort Myers, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Fort Myers, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,957 $6,303
GEICO $3,136 $3,168
Liberty Mutual $4,457 $4,751
Nationwide $3,676 $3,676
Progressive $5,188 $5,188
State Farm $2,820 $3,025
USAA $2,411 $2,465

Cheap North Fort Myers, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Fort Myers, Florida? Check out the comparison of annual North Fort Myers, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Fort Myers, Florida

Insurance Company Low Medium High
Allstate $4,935 $6,402 $7,053
GEICO $2,627 $3,258 $3,571
Liberty Mutual $4,236 $4,670 $4,905
Nationwide $2,962 $3,810 $4,255
Progressive $4,372 $5,305 $5,887
State Farm $2,514 $2,991 $3,262
USAA $2,098 $2,527 $2,688

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Best By Category: Cheapest Auto Insurance in North Fort Myers, Florida

Compare the cheapest auto insurance companies in North Fort Myers, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Fort Myers, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest North Fort Myers, Florida Auto Insurance Companies

What auto insurance companies in North Fort Myers, Florida are the cheapest? Compare the top North Fort Myers, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Fort Myers, Florida

Insurance Company Average Annual Rates
Allstate $6,130
GEICO $3,152
Liberty Mutual $4,604
Nationwide $3,676
Progressive $5,188
State Farm $2,922
USAA $2,438

What affects auto insurance rates in North Fort Myers, Florida?

There are a lot of reasons why auto insurance rates in North Fort Myers, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Fort Myers, Florida. Many local factors may affect your North Fort Myers auto insurance rates.

North Fort Myers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Fort Myers, Florida commute length is 25.8 minutes according to City-Data.

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Compare North Fort Myers, Florida Auto Insurance Quotes

Before you buy North Fort Myers, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Fort Myers, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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