Best Cheap Auto Insurance in North Baltimore, OH (2021)

The average North Baltimore, OH auto insurance rates are $208 per month. The minimum auto insurance in North Baltimore is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in North Baltimore, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in North Baltimore, OH for senior drivers are $1,290 per year
  • The average commute length in North Baltimore is 18.4 minutes
  • The minimum auto insurance required in North Baltimore, Ohio is 25/50/25

North Baltimore, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in North Baltimore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Baltimore, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in North Baltimore to other Ohio cities, including Dayton auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates to see how North Baltimore, Ohio auto insurance rates stack up.

Before you buy North Baltimore, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Baltimore, Ohio auto insurance quotes.

Minimum Auto Insurance in North Baltimore, Ohio

North Baltimore, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Baltimore, Ohio.

Minimum Required Auto Insurance Coverage in North Baltimore, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap North Baltimore, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Baltimore, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Baltimore, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,792 $1,783 $1,620 $1,729 $4,918 $5,631 $1,880 $2,005
American Family $809 $837 $738 $740 $2,406 $2,602 $996 $1,045
Farmers $1,601 $1,595 $1,412 $1,492 $7,019 $7,270 $1,787 $1,861
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,876 $2,048 $1,439 $1,758 $9,991 $11,283 $1,980 $2,158
Nationwide $2,017 $2,025 $1,824 $1,835 $5,205 $6,692 $2,159 $2,505
Progressive $1,578 $1,487 $1,313 $1,357 $7,022 $7,905 $1,888 $1,954
State Farm $1,273 $1,273 $1,141 $1,141 $3,995 $5,009 $1,480 $1,702
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Cheap North Baltimore, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Baltimore, Ohio is a challenge. Take a look at the annual teen auto insurance rates in North Baltimore, Ohio.

Annual Auto Insurance Rates for Teen Drivers in North Baltimore, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,918 $5,631
American Family $2,406 $2,602
Farmers $7,019 $7,270
GEICO $3,091 $2,874
Liberty Mutual $9,991 $11,283
Nationwide $5,205 $6,692
Progressive $7,022 $7,905
State Farm $3,995 $5,009
Travelers $5,411 $8,570
USAA $2,525 $2,812

Cheap North Baltimore, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in North Baltimore, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Baltimore, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,620 $1,729
American Family $738 $740
Farmers $1,412 $1,492
GEICO $1,096 $1,110
Liberty Mutual $1,439 $1,758
Nationwide $1,824 $1,835
Progressive $1,313 $1,357
State Farm $1,141 $1,141
Travelers $1,247 $1,242
USAA $785 $785

Cheap North Baltimore, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Baltimore, Ohio compared to the annual auto insurance rates with a clean record in North Baltimore, Ohio.

Annual North Baltimore, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,250 $2,709 $3,178 $2,541
American Family $1,221 $1,288 $1,288 $1,288
Farmers $2,479 $3,191 $3,113 $3,236
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,409 $4,395 $4,478 $3,984
Nationwide $2,437 $3,091 $3,912 $2,691
Progressive $2,641 $3,591 $2,813 $3,207
State Farm $1,936 $2,317 $2,127 $2,127
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Cheap North Baltimore, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Baltimore, Ohio is not easy. Compare the annual rates for DUI auto insurance in North Baltimore, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in North Baltimore, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,178
American Family $1,288
Farmers $3,113
GEICO $2,282
Liberty Mutual $4,478
Nationwide $3,912
Progressive $2,813
State Farm $2,127
Travelers $3,940
USAA $1,829

Cheap North Baltimore, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Baltimore, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Baltimore, Ohio

Insurance Company Poor Fair Good
Allstate $3,420 $2,498 $2,091
American Family $1,686 $1,153 $976
Farmers $3,405 $2,873 $2,736
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,816 $3,578 $2,806
Nationwide $3,657 $2,949 $2,492
Progressive $3,440 $2,973 $2,776
State Farm $3,030 $1,874 $1,477
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

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Cheap North Baltimore, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Baltimore, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in North Baltimore, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Baltimore, Ohio

ZIP Code Average Annual Rates
45872 $2,389

Cheap North Baltimore, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect North Baltimore, Ohio auto insurance. Find the cheapest annual North Baltimore, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Baltimore, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,670 $2,670
American Family $1,257 $1,286
Farmers $3,005 $3,005
GEICO $1,575 $1,629
Liberty Mutual $4,067 $4,067
Nationwide $3,033 $3,033
Progressive $3,063 $3,063
State Farm $2,075 $2,179
Travelers $2,726 $2,726
USAA $1,306 $1,409

Cheap North Baltimore, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Baltimore, Ohio? Check out the comparison of annual North Baltimore, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Baltimore, Ohio

Insurance Company Low Medium High
Allstate $2,588 $2,664 $2,757
American Family $1,249 $1,280 $1,285
Farmers $2,843 $2,957 $3,213
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,888 $4,091 $4,221
Nationwide $3,336 $2,941 $2,821
Progressive $2,946 $3,037 $3,205
State Farm $2,025 $2,133 $2,222
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Best By Category: Cheapest Auto Insurance in North Baltimore, Ohio

Compare the cheapest auto insurance companies in North Baltimore, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Baltimore, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest North Baltimore, Ohio Auto Insurance Companies

What auto insurance companies in North Baltimore, Ohio are the cheapest? Compare the top North Baltimore, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Baltimore, Ohio

Insurance Company Average Annual Rates
Allstate $2,670
American Family $1,271
Farmers $3,005
GEICO $1,602
Liberty Mutual $4,067
Nationwide $3,033
Progressive $3,063
State Farm $2,127
Travelers $2,726
USAA $1,357

What affects auto insurance rates in North Baltimore, Ohio?

There are a lot of reasons why auto insurance rates in North Baltimore, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Baltimore, Ohio. Many local factors may affect your North Baltimore auto insurance rates.

North Baltimore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Baltimore, Ohio commute length is 18.4 minutes according to City-Data.

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Compare North Baltimore, Ohio Auto Insurance Quotes

Before you buy North Baltimore, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Baltimore, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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