Best Cheap Auto Insurance in Norman, OK (2021)

The average Norman, OK auto insurance rates are $358 per month. The minimum auto insurance in Norman is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Norman, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Norman is 22.5 minutes
  • The most expensive auto insurance company in Norman for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Norman, Oklahoma is 25/50/25

Norman, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Norman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Norman, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Norman to other Oklahoma cities, including Broken Arrow auto insurance rates, Moore auto insurance rates, and Tulsa auto insurance rates to see how Norman, Oklahoma auto insurance rates stack up.

Before you buy Norman, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Norman, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Norman, Oklahoma

Norman, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Norman, Oklahoma.

Minimum Required Auto Insurance Coverage in Norman, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Norman, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Norman, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Norman, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,422 $2,237 $2,345 $7,439 $8,730 $2,596 $2,728
Farmers $2,438 $2,413 $2,183 $2,326 $9,888 $10,125 $2,755 $2,844
GEICO $2,242 $2,469 $2,424 $2,776 $6,832 $7,288 $1,972 $1,979
Liberty Mutual $4,641 $4,903 $4,084 $4,457 $13,378 $14,709 $4,823 $4,989
Progressive $2,886 $2,744 $2,381 $2,517 $11,447 $12,827 $3,376 $3,529
State Farm $1,866 $1,866 $1,663 $1,663 $5,163 $6,482 $1,974 $2,226
USAA $1,932 $1,924 $1,865 $1,872 $6,383 $7,097 $2,479 $2,706

Cheap Norman, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Norman, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Norman, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Norman, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,439 $8,730
Farmers $9,888 $10,125
GEICO $6,832 $7,288
Liberty Mutual $13,378 $14,709
Progressive $11,447 $12,827
State Farm $5,163 $6,482
USAA $6,383 $7,097

Cheap Norman, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Norman, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Norman, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,345
Farmers $2,183 $2,326
GEICO $2,424 $2,776
Liberty Mutual $4,084 $4,457
Progressive $2,381 $2,517
State Farm $1,663 $1,663
USAA $1,865 $1,872

Cheap Norman, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Norman, Oklahoma compared to the annual auto insurance rates with a clean record in Norman, Oklahoma.

Annual Norman, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,323 $3,892 $4,503 $3,739
Farmers $3,684 $4,758 $4,644 $4,399
GEICO $2,527 $3,910 $4,396 $3,159
Liberty Mutual $4,686 $7,902 $8,930 $6,474
Progressive $4,060 $7,546 $4,482 $4,765
State Farm $2,633 $3,093 $2,863 $2,863
USAA $2,416 $3,486 $4,250 $2,977

Cheap Norman, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Norman, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Norman, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Norman, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,503
Farmers $4,644
GEICO $4,396
Liberty Mutual $8,930
Progressive $4,482
State Farm $2,863
USAA $4,250

Cheap Norman, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Norman, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Norman, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,782 $3,620 $3,191
Farmers $5,007 $4,157 $3,951
GEICO $4,215 $3,498 $2,780
Liberty Mutual $10,033 $6,146 $4,815
Progressive $5,917 $5,038 $4,685
State Farm $3,984 $2,551 $2,053
USAA $4,841 $2,781 $2,225

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Cheap Norman, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Norman, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Norman, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Norman, Oklahoma

ZIP Code Average Annual Rates
73019 $4,325
73026 $4,383
73069 $4,193
73071 $4,294
73072 $4,285

Cheap Norman, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Norman, Oklahoma auto insurance. Find the cheapest annual Norman, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Norman, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,864 $3,864
Farmers $4,371 $4,371
GEICO $3,434 $3,561
Liberty Mutual $6,998 $6,998
Progressive $5,213 $5,213
State Farm $2,814 $2,911
USAA $3,243 $3,322

Cheap Norman, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Norman, Oklahoma? Check out the comparison of annual Norman, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Norman, Oklahoma

Insurance Company Low Medium High
Allstate $3,603 $3,847 $4,143
Farmers $4,136 $4,309 $4,669
GEICO $3,221 $3,509 $3,763
Liberty Mutual $6,626 $6,972 $7,395
Progressive $4,825 $5,180 $5,636
State Farm $2,663 $2,843 $3,083
USAA $3,139 $3,272 $3,436

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Best By Category: Cheapest Auto Insurance in Norman, Oklahoma

Compare the cheapest auto insurance companies in Norman, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Norman, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Norman, Oklahoma Auto Insurance Companies

What auto insurance companies in Norman, Oklahoma are the cheapest? Compare the top Norman, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Norman, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,864
Farmers $4,371
GEICO $3,498
Liberty Mutual $6,998
Progressive $5,213
State Farm $2,863
USAA $3,282

What affects auto insurance rates in Norman, Oklahoma?

There are a lot of reasons why auto insurance rates in Norman, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Norman, Oklahoma. Many local factors may affect your Norman auto insurance rates.

Norman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Norman, Oklahoma commute length is 22.5 minutes according to City-Data.

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Compare Norman, Oklahoma Auto Insurance Quotes

Before you buy Norman, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Norman, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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