Best Cheap Auto Insurance in Normal, AL (2021)

The average Normal, AL auto insurance rates are $296 per month. The minimum auto insurance in Normal is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Normal, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Normal for teen drivers is Progressive
  • The cheapest auto insurance company in Normal is USAA
  • The minimum auto insurance required in Normal, Alabama is 25/50/25

Normal, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Normal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Normal, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Normal to other Alabama cities, including Huntsville auto insurance rates, Montgomery auto insurance rates, and Tuscaloosa auto insurance rates to see how Normal, Alabama auto insurance rates stack up.

Before you buy Normal, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Normal, Alabama auto insurance quotes.

Minimum Auto Insurance in Normal, Alabama

Normal, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Normal, Alabama.

Minimum Required Auto Insurance Coverage in Normal, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Normal, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Normal, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Normal, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,852 $1,767 $1,800 $6,823 $7,348 $2,162 $2,203
Farmers $2,246 $2,227 $2,004 $2,132 $8,842 $9,102 $2,554 $2,649
GEICO $1,841 $1,833 $1,775 $1,851 $4,914 $4,785 $1,944 $1,783
Liberty Mutual $2,736 $2,952 $2,252 $2,518 $10,148 $11,275 $2,898 $3,068
Nationwide $1,750 $1,770 $1,597 $1,650 $4,665 $5,992 $1,944 $2,171
Progressive $2,483 $2,315 $2,047 $2,180 $10,604 $11,827 $2,911 $3,111
State Farm $3,002 $3,002 $2,744 $2,744 $9,436 $11,795 $3,399 $3,924
Travelers $1,280 $1,299 $1,208 $1,203 $6,812 $10,653 $1,218 $1,383
USAA $1,228 $1,242 $1,148 $1,120 $3,677 $4,068 $1,594 $1,715

Cheap Normal, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Normal, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Normal, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Normal, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,823 $7,348
Farmers $8,842 $9,102
GEICO $4,914 $4,785
Liberty Mutual $10,148 $11,275
Nationwide $4,665 $5,992
Progressive $10,604 $11,827
State Farm $9,436 $11,795
Travelers $6,812 $10,653
USAA $3,677 $4,068

Cheap Normal, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Normal, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Normal, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,767 $1,800
Farmers $2,004 $2,132
GEICO $1,775 $1,851
Liberty Mutual $2,252 $2,518
Nationwide $1,597 $1,650
Progressive $2,047 $2,180
State Farm $2,744 $2,744
Travelers $1,208 $1,203
USAA $1,148 $1,120

Cheap Normal, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Normal, Alabama compared to the annual auto insurance rates with a clean record in Normal, Alabama.

Annual Normal, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,751 $3,243 $3,846 $3,109
Farmers $3,337 $4,326 $4,219 $3,996
GEICO $1,736 $2,818 $3,506 $2,303
Liberty Mutual $3,712 $5,171 $5,044 $4,996
Nationwide $2,358 $2,358 $3,424 $2,630
Progressive $4,215 $5,337 $4,568 $4,619
State Farm $4,494 $5,631 $4,949 $4,949
Travelers $2,610 $2,738 $4,007 $3,173
USAA $1,520 $1,910 $2,823 $1,643

Cheap Normal, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Normal, Alabama is not easy. Compare the annual rates for DUI auto insurance in Normal, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Normal, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,846
Farmers $4,219
GEICO $3,506
Liberty Mutual $5,044
Nationwide $3,424
Progressive $4,568
State Farm $4,949
Travelers $4,007
USAA $2,823

Cheap Normal, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Normal, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Normal, Alabama

Insurance Company Poor Fair Good
Allstate $3,998 $3,145 $2,570
Farmers $4,441 $3,834 $3,633
GEICO $3,293 $2,351 $2,128
Liberty Mutual $6,750 $4,168 $3,275
Nationwide $3,246 $2,536 $2,295
Progressive $5,259 $4,541 $4,255
State Farm $8,115 $4,109 $2,793
Travelers $3,414 $2,963 $3,019
USAA $2,646 $1,729 $1,546

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Cheap Normal, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Normal, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Normal, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Normal, Alabama

ZIP Code Average Annual Rates
35762 $3,655

Cheap Normal, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Normal, Alabama auto insurance. Find the cheapest annual Normal, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Normal, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,237 $3,237
Farmers $3,969 $3,969
GEICO $2,546 $2,635
Liberty Mutual $4,731 $4,731
Nationwide $2,692 $2,692
Progressive $4,685 $4,685
State Farm $4,882 $5,129
Travelers $3,132 $3,132
USAA $1,884 $2,064

Cheap Normal, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Normal, Alabama? Check out the comparison of annual Normal, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Normal, Alabama

Insurance Company Low Medium High
Allstate $3,116 $3,231 $3,364
Farmers $3,745 $3,917 $4,246
GEICO $2,361 $2,579 $2,832
Liberty Mutual $4,501 $4,707 $4,984
Nationwide $2,675 $2,670 $2,732
Progressive $4,195 $4,666 $5,194
State Farm $4,700 $5,000 $5,318
Travelers $2,983 $3,194 $3,219
USAA $1,900 $1,963 $2,059

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Best By Category: Cheapest Auto Insurance in Normal, Alabama

Compare the cheapest auto insurance companies in Normal, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Normal, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Normal, Alabama Auto Insurance Companies

What auto insurance companies in Normal, Alabama are the cheapest? Compare the top Normal, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Normal, Alabama

Insurance Company Average Annual Rates
Allstate $3,237
Farmers $3,969
GEICO $2,591
Liberty Mutual $4,731
Nationwide $2,692
Progressive $4,685
State Farm $5,006
Travelers $3,132
USAA $1,974

Compare Normal, Alabama Auto Insurance Quotes

Before you buy Normal, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Normal, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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