Best Cheap Auto Insurance in Niota, IL (2021)

The average Niota, IL auto insurance rates are $252 per month. The minimum auto insurance in Niota is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Niota, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Niota for teen drivers is Farmers
  • Average auto insurance rates in Niota, IL for senior drivers are $1,751 per year
  • The cheapest auto insurance company in Niota is Liberty Mutual

Niota, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Niota can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Niota, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Niota to other Illinois cities, including Elgin auto insurance rates, Springfield auto insurance rates, and Joliet auto insurance rates to see how Niota, Illinois auto insurance rates stack up.

Before you buy Niota, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Niota, Illinois auto insurance quotes.

Minimum Auto Insurance in Niota, Illinois

Niota, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Niota, Illinois.

Minimum Required Auto Insurance Coverage in Niota, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Niota, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Niota, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Niota, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,341 $2,345 $2,087 $2,196 $9,413 $9,802 $2,662 $2,797
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,293 $1,396 $1,077 $1,202 $4,080 $4,537 $1,354 $1,433
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,947 $1,877 $1,604 $1,661 $6,322 $7,125 $2,334 $2,521
State Farm $1,376 $1,376 $1,209 $1,209 $3,648 $4,656 $1,548 $1,761
Travelers $1,623 $1,712 $1,471 $1,568 $4,636 $5,777 $1,725 $1,818
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Niota, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Niota, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Niota, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Niota, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,493 $9,079
Farmers $9,413 $9,802
GEICO $4,847 $5,129
Liberty Mutual $4,080 $4,537
Nationwide $4,593 $5,910
Progressive $6,322 $7,125
State Farm $3,648 $4,656
Travelers $4,636 $5,777
USAA $5,289 $5,831

Cheap Niota, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Niota, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Niota, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,158 $2,158
Farmers $2,087 $2,196
GEICO $1,521 $1,797
Liberty Mutual $1,077 $1,202
Nationwide $1,517 $1,611
Progressive $1,604 $1,661
State Farm $1,209 $1,209
Travelers $1,471 $1,568
USAA $1,527 $1,507

Cheap Niota, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Niota, Illinois compared to the annual auto insurance rates with a clean record in Niota, Illinois.

Annual Niota, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,562 $4,565 $4,452 $4,244
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,712 $2,409 $2,127 $1,938
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,635 $3,825 $2,906 $3,329
State Farm $1,937 $2,259 $2,098 $2,098
Travelers $2,024 $2,652 $2,948 $2,541
USAA $1,960 $2,818 $3,858 $2,364

Cheap Niota, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Niota, Illinois is not easy. Compare the annual rates for DUI auto insurance in Niota, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Niota, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,008
American Family $5,207
Farmers $4,452
GEICO $3,482
Liberty Mutual $2,127
Nationwide $3,250
Progressive $2,906
State Farm $2,098
Travelers $2,948
USAA $3,858

Cheap Niota, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Niota, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Niota, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $5,016 $3,389 $2,858
Farmers $4,800 $4,004 $3,812
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,893 $1,805 $1,442
Nationwide $3,164 $2,550 $2,235
Progressive $3,640 $3,064 $2,818
State Farm $3,051 $1,827 $1,417
Travelers $3,105 $2,492 $2,027
USAA $3,661 $2,516 $2,074

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Cheap Niota, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Niota, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Niota, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Niota, Illinois

ZIP Code Average Annual Rates
62358 $2,960

Cheap Niota, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Niota, Illinois auto insurance. Find the cheapest annual Niota, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Niota, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,705 $3,803
Farmers $4,205 $4,205
GEICO $2,519 $2,617
Liberty Mutual $2,047 $2,047
Nationwide $2,650 $2,650
Progressive $3,174 $3,174
State Farm $2,045 $2,151
Travelers $2,441 $2,641
USAA $2,673 $2,827

Cheap Niota, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Niota, Illinois? Check out the comparison of annual Niota, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Niota, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,654 $3,890 $3,718
Farmers $4,025 $4,120 $4,470
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,940 $2,042 $2,158
Nationwide $2,654 $2,667 $2,629
Progressive $2,977 $3,166 $3,378
State Farm $2,000 $2,101 $2,193
Travelers $2,396 $2,539 $2,689
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Niota, Illinois

Compare the cheapest auto insurance companies in Niota, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Niota, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Niota, Illinois Auto Insurance Companies

What auto insurance companies in Niota, Illinois are the cheapest? Compare the top Niota, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Niota, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,754
Farmers $4,205
GEICO $2,568
Liberty Mutual $2,047
Nationwide $2,650
Progressive $3,174
State Farm $2,098
Travelers $2,541
USAA $2,750

Compare Niota, Illinois Auto Insurance Quotes

Before you buy Niota, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Niota, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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