Best Cheap Auto Insurance in Nilwood, IL (2021)

The average Nilwood, IL auto insurance rates are $272 per month. The minimum auto insurance in Nilwood is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Nilwood, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Nilwood, Illinois is 25/50/20
  • The most expensive auto insurance company in Nilwood for teen drivers is Allstate
  • Average auto insurance rates in Nilwood, IL for senior drivers are $1,877 per year

Nilwood, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Nilwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Nilwood, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Nilwood to other Illinois cities, including Peoria auto insurance rates, Champaign auto insurance rates, and Rockford auto insurance rates to see how Nilwood, Illinois auto insurance rates stack up.

Before you buy Nilwood, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Nilwood, Illinois auto insurance quotes.

Minimum Auto Insurance in Nilwood, Illinois

Nilwood, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Nilwood, Illinois.

Minimum Required Auto Insurance Coverage in Nilwood, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Nilwood, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Nilwood, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nilwood, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,606 $3,623 $3,765 $3,765 $9,342 $12,135 $4,334 $4,683
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,395 $2,398 $2,127 $2,243 $10,081 $10,518 $2,733 $2,868
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,428 $1,542 $1,185 $1,324 $4,673 $5,198 $1,497 $1,584
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $2,030 $1,931 $1,671 $1,742 $7,168 $8,065 $2,429 $2,642
State Farm $1,374 $1,374 $1,218 $1,218 $3,798 $4,833 $1,550 $1,771
Travelers $1,443 $1,524 $1,297 $1,384 $3,927 $4,872 $1,533 $1,616
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

Cheap Nilwood, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Nilwood, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Nilwood, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Nilwood, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,342 $12,135
American Family $6,493 $9,036
Farmers $10,081 $10,518
GEICO $4,847 $5,129
Liberty Mutual $4,673 $5,198
Nationwide $5,937 $7,652
Progressive $7,168 $8,065
State Farm $3,798 $4,833
Travelers $3,927 $4,872
USAA $5,422 $5,984

Cheap Nilwood, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Nilwood, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Nilwood, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,765 $3,765
American Family $2,127 $2,127
Farmers $2,127 $2,243
GEICO $1,521 $1,797
Liberty Mutual $1,185 $1,324
Nationwide $1,906 $2,027
Progressive $1,671 $1,742
State Farm $1,218 $1,218
Travelers $1,297 $1,384
USAA $1,559 $1,537

Cheap Nilwood, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Nilwood, Illinois compared to the annual auto insurance rates with a clean record in Nilwood, Illinois.

Annual Nilwood, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,047 $6,873 $6,392 $5,314
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,737 $4,807 $4,687 $4,452
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,920 $2,720 $2,395 $2,180
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,856 $4,217 $3,157 $3,610
State Farm $1,967 $2,317 $2,142 $2,142
Travelers $1,759 $2,290 $2,549 $2,200
USAA $2,007 $2,885 $3,953 $2,421

Cheap Nilwood, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Nilwood, Illinois is not easy. Compare the annual rates for DUI auto insurance in Nilwood, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Nilwood, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,392
American Family $5,161
Farmers $4,687
GEICO $3,482
Liberty Mutual $2,395
Nationwide $4,168
Progressive $3,157
State Farm $2,142
Travelers $2,549
USAA $3,953

Cheap Nilwood, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Nilwood, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Nilwood, Illinois

Insurance Company Poor Fair Good
Allstate $7,218 $5,202 $4,549
American Family $4,958 $3,363 $2,841
Farmers $5,029 $4,218 $4,014
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,263 $2,031 $1,617
Nationwide $4,051 $3,258 $2,850
Progressive $3,945 $3,345 $3,090
State Farm $3,115 $1,865 $1,446
Travelers $2,696 $2,148 $1,755
USAA $3,753 $2,575 $2,121

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Cheap Nilwood, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Nilwood, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Nilwood, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Nilwood, Illinois

ZIP Code Average Annual Rates
62672 $3,221

Cheap Nilwood, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Nilwood, Illinois auto insurance. Find the cheapest annual Nilwood, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Nilwood, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,657 $5,657
American Family $3,673 $3,769
Farmers $4,420 $4,420
GEICO $2,519 $2,617
Liberty Mutual $2,304 $2,304
Nationwide $3,387 $3,387
Progressive $3,460 $3,460
State Farm $2,088 $2,196
Travelers $2,114 $2,285
USAA $2,737 $2,896

Cheap Nilwood, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Nilwood, Illinois? Check out the comparison of annual Nilwood, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nilwood, Illinois

Insurance Company Low Medium High
Allstate $5,482 $5,651 $5,836
American Family $3,601 $3,856 $3,705
Farmers $4,215 $4,320 $4,726
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,182 $2,299 $2,431
Nationwide $3,388 $3,412 $3,360
Progressive $3,212 $3,454 $3,714
State Farm $2,032 $2,145 $2,249
Travelers $2,074 $2,197 $2,328
USAA $2,632 $2,814 $3,004

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Best By Category: Cheapest Auto Insurance in Nilwood, Illinois

Compare the cheapest auto insurance companies in Nilwood, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Nilwood, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Nilwood, Illinois Auto Insurance Companies

What auto insurance companies in Nilwood, Illinois are the cheapest? Compare the top Nilwood, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Nilwood, Illinois

Insurance Company Average Annual Rates
Allstate $5,657
American Family $3,721
Farmers $4,420
GEICO $2,568
Liberty Mutual $2,304
Nationwide $3,387
Progressive $3,460
State Farm $2,142
Travelers $2,200
USAA $2,816

What affects auto insurance rates in Nilwood, Illinois?

There are a lot of reasons why auto insurance rates in Nilwood, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Nilwood, Illinois. Many local factors may affect your Nilwood auto insurance rates.

Nilwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Nilwood, Illinois commute length is 26.6 minutes according to City-Data.

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Compare Nilwood, Illinois Auto Insurance Quotes

Before you buy Nilwood, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Nilwood, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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