Best Cheap Auto Insurance in Niantic, CT (2021)

The average Niantic, CT auto insurance rates are $337 per month. The minimum auto insurance in Niantic is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Niantic, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Niantic, CT for senior drivers are $2,033 per year
  • The most expensive auto insurance company in Niantic for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Niantic is GEICO

Niantic, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Niantic can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Niantic, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Niantic to other Connecticut cities, including Waterbury auto insurance rates, Bristol auto insurance rates, and Bridgeport auto insurance rates to see how Niantic, Connecticut auto insurance rates stack up.

Before you buy Niantic, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Niantic, Connecticut auto insurance quotes.

Minimum Auto Insurance in Niantic, Connecticut

Niantic, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Niantic, Connecticut.

Minimum Required Auto Insurance Coverage in Niantic, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Niantic, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Niantic, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Niantic, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,911 $1,916 $1,773 $1,787 $4,386 $5,184 $1,842 $1,789
Liberty Mutual $3,152 $3,420 $2,426 $2,977 $15,694 $17,663 $3,199 $3,494
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,254 $2,104 $1,925 $2,001 $9,377 $10,394 $2,579 $2,895
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,476 $1,497 $1,472 $1,466 $11,096 $17,804 $1,606 $1,808
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Niantic, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Niantic, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Niantic, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Niantic, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,386 $5,184
Liberty Mutual $15,694 $17,663
Nationwide $5,929 $7,512
Progressive $9,377 $10,394
State Farm $4,921 $6,180
Travelers $11,096 $17,804
USAA $5,822 $6,120

Cheap Niantic, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Niantic, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Niantic, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,773 $1,787
Liberty Mutual $2,426 $2,977
Nationwide $1,935 $2,028
Progressive $1,925 $2,001
State Farm $1,506 $1,506
Travelers $1,472 $1,466
USAA $1,727 $1,706

Cheap Niantic, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Niantic, Connecticut compared to the annual auto insurance rates with a clean record in Niantic, Connecticut.

Annual Niantic, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,629 $2,133 $4,534 $1,998
Liberty Mutual $5,699 $7,133 $7,056 $6,124
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,575 $5,190 $3,758 $4,243
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $3,852 $4,169 $6,059 $5,034
USAA $2,343 $2,941 $4,435 $2,343

Cheap Niantic, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Niantic, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Niantic, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Niantic, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,534
Liberty Mutual $7,056
Nationwide $4,084
Progressive $3,758
State Farm $2,727
Travelers $6,059
USAA $4,435

Cheap Niantic, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Niantic, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Niantic, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,740 $2,259 $1,722
Liberty Mutual $9,228 $5,753 $4,528
Nationwide $4,446 $2,991 $2,650
Progressive $4,561 $4,092 $3,920
State Farm $3,705 $2,378 $1,917
Travelers $5,423 $4,521 $4,391
USAA $3,987 $2,690 $2,369

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Cheap Niantic, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Niantic, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Niantic, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Niantic, Connecticut

ZIP Code Average Annual Rates
6357 $4,082

Cheap Niantic, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Niantic, Connecticut auto insurance. Find the cheapest annual Niantic, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Niantic, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,534 $2,613
Liberty Mutual $6,503 $6,503
Nationwide $3,362 $3,362
Progressive $4,191 $4,191
State Farm $2,602 $2,732
Travelers $4,778 $4,778
USAA $2,979 $3,051

Cheap Niantic, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Niantic, Connecticut? Check out the comparison of annual Niantic, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Niantic, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,391 $2,544 $2,786
Liberty Mutual $6,274 $6,460 $6,775
Nationwide $3,424 $3,388 $3,276
Progressive $3,917 $4,156 $4,501
State Farm $2,504 $2,671 $2,826
Travelers $4,451 $4,748 $5,136
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Niantic, Connecticut

Compare the cheapest auto insurance companies in Niantic, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Niantic, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Niantic, Connecticut Auto Insurance Companies

What auto insurance companies in Niantic, Connecticut are the cheapest? Compare the top Niantic, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Niantic, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,574
Liberty Mutual $6,503
Nationwide $3,362
Progressive $4,191
State Farm $2,667
Travelers $4,778
USAA $3,015

What affects auto insurance rates in Niantic, Connecticut?

There are a lot of reasons why auto insurance rates in Niantic, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Niantic, Connecticut. Many local factors may affect your Niantic auto insurance rates.

Niantic Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Niantic, Connecticut commute length is 25.4 minutes according to City-Data.

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Compare Niantic, Connecticut Auto Insurance Quotes

Before you buy Niantic, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Niantic, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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