Best Cheap Auto Insurance in Niangua, MO (2021)

The average Niangua, MO auto insurance rates are $264 per month. The minimum auto insurance in Niangua is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Niangua, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Niangua for teen drivers is Liberty Mutual
  • Average auto insurance rates in Niangua, MO for senior drivers are $1,762 per year
  • The average commute length in Niangua is 33.1 minutes

Niangua, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Niangua can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Niangua, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Niangua to other Missouri cities, including Lee’s Summit auto insurance rates, St. Peters auto insurance rates, and Kansas City auto insurance rates to see how Niangua, Missouri auto insurance rates stack up.

Before you buy Niangua, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Niangua, Missouri auto insurance quotes.

Minimum Auto Insurance in Niangua, Missouri

Niangua, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Niangua, Missouri.

Minimum Required Auto Insurance Coverage in Niangua, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Niangua, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Niangua, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Niangua, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,725 $2,631 $2,457 $2,535 $7,673 $8,296 $2,598 $2,678
American Family $2,171 $2,171 $1,931 $1,931 $5,880 $7,659 $2,171 $2,547
Farmers $2,180 $2,170 $1,943 $2,061 $9,191 $9,504 $2,500 $2,616
GEICO $1,768 $1,994 $1,366 $1,752 $5,562 $5,933 $1,610 $1,633
Liberty Mutual $2,556 $2,768 $2,102 $2,355 $9,091 $10,095 $2,693 $2,872
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,860 $1,717 $1,522 $1,568 $6,237 $7,000 $2,266 $2,325
State Farm $1,677 $1,677 $1,502 $1,502 $4,856 $6,110 $1,886 $2,160
USAA $1,440 $1,430 $1,295 $1,320 $4,246 $5,187 $1,792 $1,993

Cheap Niangua, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Niangua, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Niangua, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Niangua, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,673 $8,296
American Family $5,880 $7,659
Farmers $9,191 $9,504
GEICO $5,562 $5,933
Liberty Mutual $9,091 $10,095
Nationwide $3,555 $4,537
Progressive $6,237 $7,000
State Farm $4,856 $6,110
USAA $4,246 $5,187

Cheap Niangua, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Niangua, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Niangua, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,457 $2,535
American Family $1,931 $1,931
Farmers $1,943 $2,061
GEICO $1,366 $1,752
Liberty Mutual $2,102 $2,355
Nationwide $1,251 $1,321
Progressive $1,522 $1,568
State Farm $1,502 $1,502
USAA $1,295 $1,320

Cheap Niangua, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Niangua, Missouri compared to the annual auto insurance rates with a clean record in Niangua, Missouri.

Annual Niangua, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,377 $3,819 $4,769 $3,832
American Family $2,494 $3,569 $4,332 $2,837
Farmers $3,457 $4,333 $4,234 $4,058
GEICO $2,098 $2,729 $3,699 $2,283
Liberty Mutual $3,128 $4,507 $4,637 $4,994
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,633 $3,572 $2,934 $3,109
State Farm $2,454 $2,889 $2,671 $2,671
USAA $1,882 $2,276 $3,143 $2,051

Cheap Niangua, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Niangua, Missouri is not easy. Compare the annual rates for DUI auto insurance in Niangua, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Niangua, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,769
American Family $4,332
Farmers $4,234
GEICO $3,699
Liberty Mutual $4,637
Nationwide $2,826
Progressive $2,934
State Farm $2,671
USAA $3,143

Cheap Niangua, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Niangua, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Niangua, Missouri

Insurance Company Poor Fair Good
Allstate $5,448 $3,505 $2,894
American Family $4,325 $3,039 $2,559
Farmers $4,590 $3,831 $3,641
GEICO $3,730 $2,431 $1,946
Liberty Mutual $6,190 $3,784 $2,976
Nationwide $2,473 $2,045 $1,777
Progressive $3,543 $2,935 $2,707
State Farm $3,670 $2,387 $1,957
USAA $3,891 $1,818 $1,306

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Cheap Niangua, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Niangua, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Niangua, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Niangua, Missouri

ZIP Code Average Annual Rates
65713 $2,603

Cheap Niangua, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Niangua, Missouri auto insurance. Find the cheapest annual Niangua, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Niangua, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,949 $3,949
American Family $3,275 $3,341
Farmers $4,021 $4,021
GEICO $2,652 $2,753
Liberty Mutual $4,317 $4,317
Nationwide $2,099 $2,099
Progressive $3,062 $3,062
State Farm $2,607 $2,736
USAA $2,253 $2,423

Cheap Niangua, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Niangua, Missouri? Check out the comparison of annual Niangua, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Niangua, Missouri

Insurance Company Low Medium High
Allstate $3,790 $3,940 $4,117
American Family $3,216 $3,413 $3,295
Farmers $3,762 $3,981 $4,319
GEICO $2,545 $2,717 $2,845
Liberty Mutual $4,073 $4,336 $4,540
Nationwide $1,970 $2,118 $2,208
Progressive $2,744 $3,069 $3,374
State Farm $2,508 $2,679 $2,827
USAA $2,235 $2,329 $2,450

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Best By Category: Cheapest Auto Insurance in Niangua, Missouri

Compare the cheapest auto insurance companies in Niangua, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Niangua, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Niangua, Missouri Auto Insurance Companies

What auto insurance companies in Niangua, Missouri are the cheapest? Compare the top Niangua, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Niangua, Missouri

Insurance Company Average Annual Rates
Allstate $3,949
American Family $3,308
Farmers $4,021
GEICO $2,702
Liberty Mutual $4,317
Nationwide $2,099
Progressive $3,062
State Farm $2,671
USAA $2,338

What affects auto insurance rates in Niangua, Missouri?

There are a lot of reasons why auto insurance rates in Niangua, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Niangua, Missouri. Many local factors may affect your Niangua auto insurance rates.

Niangua Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Niangua, Missouri commute length is 33.1 minutes according to City-Data.

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Compare Niangua, Missouri Auto Insurance Quotes

Before you buy Niangua, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Niangua, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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